Your Monsoon Preparation Is Incomplete Without These 4 Insurance Covers

Amid the beauty and vibrancy around, you also have to contend with a number of catastrophes. From water-borne diseases, to seepage causing home and vehicle breakdown, the otherwise wondrous season can be the cause of a number of financial woes.

Fortunately, there are insurance plans that can save you from the financial stress caused in the bargain.

Here’s the top 4 insurance plans that ensure you can enjoy the season without any stress:

1). Vehicle Insurance:

Car & bike insurance is mandatory in the country, but the third party insurance plan may not be enough for the issues arising from the rains. This is where a more comprehensive policy helps as you can get add on benefits that will cover you better.

These include coverage for damage related to natural calamities, such as floods, cyclones, earthquakes and more. You can also get cover for engine damage, gearbox protection and emergency roadside assistance cover.

This makes sure that your mode of transport is looked after and keeps you financially secure.

2). Health Insurance Policy:

The humidity and temperature changes characteristic of the monsoons also serve as a breeding ground for the growth of germs, mosquitoes and microorganisms. These can cause a number of illnesses like typhoid, malaria, dengue, chikungunya, viral fever and diarrhoea.

Considering we’re already under the threat of the ongoing pandemic, getting, or upgrading your health insurance policy is more important in this season. Having a health insurance policy can help you get aid to combat seasonal ailments, critical illness, hospitalisation costs, daycare procedures, road ambulance costs and more.

This can help you deal with medical emergencies without worrying about your finances.

3). Accident Health Insurance

This season brings with it issues like waterlogged streets, potholes and slippery roads. These could cause a number of accidents making it important for you to safeguard yourself against accidents.

Accident health insurance can provide you with cover for permanent total disability, accidental death, broken bones, ambulance costs, hospital daily cash allowance, and more. This makes sure you can leave your financial worries and concentrate on the important task of healing.

4). Home Insurance

Every year we hear reports of water damage in properties, leading to massive repairs and even bigger bills arising from it. During monsoons, your property is under threat from problems like exterior wall damage,roof leakage, drainage issues, damage caused to furniture, carpet and other belongings.

But you can get coverage against these problems by buying a home insurance policy.

It’s always to be prepared then have to deal with emergencies without aid. The monsoon season, though beautiful, can also lead to a number of issues that will cause mental, physical and financial stress.

That is why securing yourself against these issues can help take away some of that stress. For any aid in getting yourself secured, you can head to Coverfox - one of India’s leading insurance broking portals. Their team of insurance experts can help you through all the stages of the insurance process.

Also Read: Benefits of Buying Health Insurance Online