Buying a car is an important milestone in life. But getting car insurance is just as crucial as it is illegal to drive on Indian roads without insurance.
While car dealerships will offer you insurance policies from partner companies, it is vital that you wait and conduct your own research before signing any document.
There are a number of factors you need to pay heed to so you can get the protection you need. One of these factors is the price of the car insurance or car insurance quotes. It is advisable to opt for a policy that is affordable but doesn’t leave you with insufficient coverage. Some of the points you should consider when you buy car insurance online and look for car insurance quotes are as follows:
Compare Plans
This is the first and most crucial step you have to take before you buy car insurance online. The easiest way to do this is to go on insurance broking portals like Coverfox, where you can compare car insurance quotes and features from over 40 insurance companies. Carrying out this comparison will help you learn about the various features offered by each company, which you can short list according to your requirements and pick the right plan for your needs.
Assess The Coverage
When you view different car insurance policy plans, make sure to check the facilities provided by the respective insurance company. List the additional covers of the plan and cross-verify the same with your requirements. Weigh the coverage offered by the car insurance company with the offered insurance quote. This will help you to determine if the policy is worth your money.
Don’t Choose The Cheapest Plan
There are a number of car insurance policies that have a very affordable premium. The downside to such plans is that they generally have bare minimum coverage. Getting such a plan can leave you with insufficient support in your time of need. Vice versa, it is also not advisable to pick the most expensive plan. Instead, check for the add ons that you need and make your purchase accordingly.
Pick Relevant Add Ons
As mentioned in the sections above, there are many insurance providers in India that let you buy car insurance online. These companies have many plans, each offering a different set of benefits and add ons. Add ons are optional features that you can choose in order to personalize your policy. After you select the add ons you need, use the premium calculator to determine your car insurance quotes from shortlisted policies.
Buying car insurance is extremely crucial as it ensures financial security when you face unforeseen circumstances. That is why this should not be a rash decision. You should go through all the steps mentioned above and get a plan that offers you maximum coverage at an affordable price. To learn more about car insurance quotes, or need assistance to buy car insurance online, visit Coverfox - one of India’s leading insurance broking portals. Their team of insurance experts can help in getting you the protection you need.
