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BMW Car Insurance
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BMW Car Insurance

BMW(Bayerische Motoren Werke) is an elite Bavaria based auto manufacturing brand which produces a wide range of vehicles including luxury cars, bikes and bicycles. Headquartered in Munich, Germany, the company was originally established in 1916. In 1998, it wholly owned Rolls-Royce Motor Cars as its subsidiary and over the years the company garnered an ever increasing approbation.

The brand has been named among the “German Big 3” luxury automakers accompanied by Audi and Mercedes-Benz. The company's first automobile production was Dixi which was based on the layout of Austin 7. The company has been conferred with many reputable titles and in June 2012, BMW was labeled as the #1 most reputable company in the world by the renowned Forbes.com. The company is regarded as one of the most environment-conscious brands and was conferred with the title of “world's most sustainable automotive company” for the eighth consecutive year by the Dow Jones Sustainability Indexes.

Types of Car Insurance Policy
Third Party Car Insurance
Third Party Car Insurance
Own Damage Car Insurance
Own Damage Car Insurance
Comprehensive Car Insurance
Comprehensive Car Insurance

Top BMW Car Models With Car Insurance Price

BMW Car Insurance premium rates for the top BMW Cars are as follows:


BMW Car Models(2019 Registration)
BMW Model Variant Insured Declared Value Zero Depreciation Cover BMW Insurance Price More Plans
BMW 3 Series 330D CONVERTIBLE 22,10,724 22,815 37,074

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BMW 5 Series 530D 30,28,200 21,197 55,475

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BMW X3 xDrive20d Luxury Line 32,62,000 22,834 59,759

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BMW 7 Series 730LD DPE SIGNATURE 63,28,000 44,296 1,15,927

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BMW X1 XDRIVE 20D M SPORT 15,52,320 12,419 41,885

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BMW X4 M SPORT X XDRIVE30D 36,90,400 25,833 67,607

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BMW X5 xDrive40i M Sport 34,51,560 24,161 63,231

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BMW X6 X DRIVE 40D 46,39,320 32,475 84,991

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BMW 3 Series 320D GT SPORT LINE 29,10,600 30,037 48,810

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BMW 6 Series X DRIVE 30D 41,79,000 29,253 72,380

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BMW M2 Competition 45,80,237 - 17,726

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BMW X6 M 4.4 V8 81,43,800 53,592 1,52,607

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Disclaimer: The above BMW car insurance premium rates may change as per the BMW car model, variant, fuel type, place of registration, year of registration, policy type, IDV and Add-on covers chosen.

BMW Top Models

BMW X7
BMW X7
BMW X4
BMW X4
BMW M5
BMW M5
BMW X6
BMW X6
BMW M3
BMW M3
BMW Z4
BMW Z4
BMW X5
BMW X5

Why Is It Important to Have BMW Car Insurance

  • Covers for any damages/losses caused to the third party
  • Provides comprehensive car insurance coverage
  • Offers cashless transactions through network garages
  • Get end to end claims assistance

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Car Insurance Add-Ons

Zero Depreciation Cover
Zero Depreciation Cover
No Claim Bonus Cover
No Claim Bonus Cover
Engine Protection Cover
Engine Protection Cover
Consumables Cover
Consumables Cover
Key Protection Cover
Key Protection Cover
Personal Accident Cover
Personal Accident Cover
Daily Allowance Benefits
Daily Allowance Benefits
Cover Your Car Accessories
Cover Your Car Accessories

Essential Information about BMW Car Insurance

Comprehensive Coverage

  • Third-party coverage
  • Loss and damage to the vehicle due to accident, theft, natural calamities, etc.
  • Personal accident cover for the occupants

Third-party Liability Insurance:

  • Covers bodily injury and /or death of third party
  • Property damage to third party

What is Covered Under BMW Car Insurance?

  • Loss or damage caused by natural calamities
  • Total loss because of fire, explosions or an act of terror
  • Total loss because of theft
  • Personal accident cover which could include passengers also
  • Own-damage cover
  • Third-party liability cover

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Best Car Insurance Companies in India 2022

HDFC ERGO Car Insurance
HDFC ERGO Car Insurance
Reliance Car Insurance
Reliance Car Insurance
Oriental Car Insurance
Oriental Car Insurance
Bharti AXA Car Insurance
Bharti AXA Car Insurance
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Digit Car Insurance
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Kotak Car Insurance
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Royal Sundaram Car Insurance
National Car Insurance
National Car Insurance
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SBI Car Insurance
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Universal Sompo Car Insurance
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ICICI Lombard Car Insurance
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Edelweiss Car Insurance
United India Car Insurance
United India Car Insurance
Bajaj Allianz Car Insurance
Bajaj Allianz Car Insurance
IFFCO TOKIO Car Insurance
IFFCO TOKIO Car Insurance
New India Assurance Car Insurance
New India Assurance Car Insurance
Acko Car Insurance
Acko Car Insurance
Tata Aig Car Insurance
Tata Aig Car Insurance
Cholamandalam MS Car Insurance
Cholamandalam MS Car Insurance
L and T Car Insurance
L and T Car Insurance
Future Generali Insurance
Future Generali Car Insurance

What is Not Covered Under BMW Car Insurance ?

  • Normal Wear and Tear and Electrical or Mechanical Breakdowns
  • Damage to Tyres (unless vehicle also damaged)
  • Driver without a Valid Driving License
  • Driving under the influence (DUI) of intoxicants such as liquor or drugs
  • When the vehicle is used for any illegal purpose
  • Usage outside geographical limits
  • Vehicle is used for Hire or Reward, Carriage of Goods, Organised Racing, Pace Making, Speed Testing, Reliability Trials
  • Nuclear Wars and Perils

Role of CoverFox?

Buying insurance for high-end cars is not always an easy task for the customers. There are many factors that one needs to consider before buying BMW car insurance and CoverFox is the platform which solves all your queries with its smart listing of policies according to different parameters. CoverFox is trying to provide best deals to the customers on their purchase of BMW car Insurance and with a detailed comparison of different car insurance policies we have some of the best deals awaiting you.

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Car Insurance Renewal
Car Insurance Renewal
Third Party Car Insurance
Third Party Car Insurance
Buy Car Insurance
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New Car Insurance
New Car Insurance
Car Insurance Expired Policy
Car Insurance Expired Policy
Comprehensive Car Insurance
Comprehensive Car Insurance
Commercial Car Insurance
Commercial Car Insurance
Car Insurance Add Ons
Add Ons
Zero Depreciation Car Insurance
Zero Depreciation
No Claim Bonus(NCB)
No Claim Bonus(NCB)
Engine Protect Cover
Engine Protect Cover
Motor Insurance
Motor Insurance
Car Manufacturer
Car Manufacturer

Upcoming BMW Cars in India 2025

BMW is all set to captivate India with upcoming cars that combine luxury, state-of-the-art technology, and exceptional performance. These models promise a premium driving experience, featuring innovative features and unparalleled comfort.

Car Model Expected Price Range Expected Date of Release
BMW 2 Series 2025 Starts from 46 lakhs April 2025
BMW X2 Electric Starts from 47 lakhs July 2025
BMW iX 2025 Starts from 1.45 Crore August 2025
BMW X8 Starts from 2.50 Crore December 2025

*Prices may vary across cities due to factors like taxes, dealer charges, and location-based fees.

More BMW Models

Here are some quick links to find out more about car insurance in detail
BMW 1 Series Insurance
BMW 2 Series Insurance
BMW 3 Series GT Insurance
BMW 3 Series Insurance
BMW 4 Series Insurance
BMW 5 Series Insurance
BMW 6 Series Insurance
BMW 7 Series Insurance
BMW 8 Series Insurance
BMW I8 Insurance
BMW M2 Insurance
BMW M3 Insurance
BMW M5 Insurance
BMW X1 Insurance
BMW X3 Insurance
BMW X4 Insurance
BMW X5 Insurance
BMW X6 Insurance
BMW X7 Insurance
BMW Z4 Insurance
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