BMW 4 Series Car Insurance

BMW 4 series is a two door coupe model and a convertible car. On the outer side the car has kidney bean-shaped radiator grille, headlights and sporty bumper in the front. The car has five spokes alloy wheels on the sides and LED tail lamps and sporty bumper at the rear end. The car also has extended bonnet. The inside of the car has climate control and luxury utility items. For safety the car has many aspects like seat belts which take care of passenger's safety.

There is 1 variant of this car with 1 engine, 1 transmission and 1 fuel option.

Variants of the car (arranged in ascending order of their price):

• BMW 4 Series M4 Coupe - Petrol variant with automatic transmission and ex-showroom price around INR 1,25,00,000.

Offline Process:

• Call the motor insurance company of your preference.
• Get in touch with third party aggregator of your choice.

Online Process:

• Most insurance companies offer its customers the convenience of applying for car insurance online through their official websites. All you need to do is enter details the model and make of the car that you want to insure, your personal details, the premium that you would prefer to pay, etc. The softcopy of your car insurance policy will be generated and forwarded to the email ID that you have registered with them.
• Alternately, you can visit the website of any TPA, enter the required information to view quotes for various car insurance policies.

Comprehensive Coverage

• Third-party coverage
• Loss and damage to the vehicle due to accident, theft, natural calamities, etc.
• Personal accident cover for the occupants

Third-party Liability Insurance:

• Covers bodily injury and /or death of third party
• Property damage to third party

• Loss or damage caused by natural calamities
• Total loss because of fire, explosions or an act of terror
• Total loss because of theft
• Personal accident cover which could include passengers also
• Own-damage cover
• Third-party liability cover

• Normal Wear and Tear and Electrical or Mechanical Breakdowns
• Damage to Tyres (unless vehicle also damaged)
• Driver without a Valid Driving License
• Driving under the influence (DUI) of intoxicants such as liquor or drugs
• When the vehicle is used for any illegal purpose
• Usage outside geographical limits
• Vehicle is used for Hire or Reward, Carriage of Goods, Organised Racing, Pace Making, Speed Testing, Reliability Trials
• Nuclear Wars and Perils