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icon Car Insurance icon Ford icon Figo Aspire
  • Overview
  • Insurance Price
  • Types
  • Addons
  • Inclusions
  • Exclusions
  • Features
  • Exterior & Interior
  • How to Buy
  • How to Claim
  • Other Models
  • Frequent Questions

Ford Figo Aspire Insurance

Ford Motor Company is an American auto manufacturing brand that produces a wide range of vehicles including compact passenger cars and heavy duty pickup trucks.
This car is definitely one of the good looking cars. This compact sub-four metre car is available with options of both petrol and diesel engine with a 1.2L petrol engine and 1.5L diesel unit. Currently, the Ford Aspire is available in five variants - Ambiente, Trend, Trend+, Titanium and Titanium BLU with both petrol/CNG and diesel engines. It is priced in the range of Rs. 5.88 lakhs to Rs. 9 lakhs. If you are the owner of this car then you must have a car insurance to follow the Motor Vehicles Act, 1988.

Note: All information regarding the car Ford Aspire has been sourced from the official website of Ford India.

Ford Figo Aspire Car Models With Car Insurance Price

Ford Figo Aspire Car Insurance premium rates for the top Ford Figo Aspire Variants are as follows:

Ford Figo Variant(2019 Registration) Fuel Type Insured Declared Value Zero Depreciation Cover Insurance Price More Plans
Ford Figo Aspire TDCI Trend Diesel 4,69,454 3,590 4,717
Ford Figo Aspire TDCI Titanium Diesel 4,60,937 3,869 5,816
Ford Aspire TDCi Ambiente Diesel 4,29,974 4,235 6,882
Ford Aspire TDCi Trend Diesel 4,68,593 4,615 7,499
Disclaimer: The above Ford Figo Aspire car insurance premium rates may change as per the Ford car model, variant, fuel type, place of registration, year of registration, policy type, IDV and Add-on covers chosen.

Types of Ford Figo Aspire Insurance

third party car insurance

Third Party

This type of car insurance provides coverage to third party life and property and does not cover the insured vehicle

comprehensive car insurance

Comprehensive

This type of car insurance provides coverage to your vehicle as well as third party and property

standalone own damage car insurance

Standalone / Own Damage

This type of insurance provides coverage for your car’s damages and losses including events caused due to man made, natural calamities, and theft.

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Boost the Protection of your Ford Figo Aspire with these Add-ons

subtitle
No Claim Bonus

No Claim Bonus

No claim bonus is retained despite making multiple claims in one policy year.
Zero Depreciation

Zero Depreciation

Depreciation on parts made up of glass, plastic, rubber, nylon, etc. is is not taken into consideration at the time of claim.
Roadside Assistance

Roadside Assistance

Also known as breakdown cover, roadside assistance cover provides you with assistance like towing service, minor repair, spare key arrangements, etc.
Personal Accident Cover

Personal Accident Cover

This type of cover provides compensation up to Rs. 15 lakh in case the owner-driver dies, becomes disable or is injured due to an accident.
Engine Protection Cover

Engine Protection Cover

Provides coverage in case of loss or damages caused to the engine due to issues such as water ingression, oil spill, etc.
Daily Allowance Cover

Daily Allowance Cover

In case the insured’s car is damaged and is being repaired at a garage, then this type of cover provides travel allowance to take care of day to day expenses
Consumable Cover

Consumable Cover

A regular car insurance policy does not provide coverage for cost of consumables such as oil, nuts and bolts, lubricants, etc. But with this type of add-on such costs are covered.
Accessories Cover

Accessories Cover

With this add-on, you get coverage for car accessories such as vacuum cleaner, anti-theft device, battery charger, fire extinguisher, etc.
Passenger Cover

Passenger Cover

In case if the passengers traveling in the car get injured then this cover provides coverage for cost of hospitalization, ambulance charges, etc.
Invoice Cover

Invoice Cover

In the event of total loss, constructive loss or theft of the car, return to invoice cover provides the car owner up to the amount mentioned in the invoice.
Key Replacement Cover

Key Replacement Cover

This add on provides coverage for expenses arising from replacing the keys of the insured car.
Loss of Personal Belonging

Loss of Personal Belongings

With Loss of personal belongings Cover, your insurer will pay for any type of damages or losses to most of your personal belongings kept in the car.
Paid Driver Cover

Paid Driver Cover

Paid Driver Cover is quite helpful when you have an employed driver as it pays for any injuries caused to your driver in case of an accident.
Tyre Damage Cover

Tyre Damage Cover

Tyre Damage Cover comes in handy and provides a great deal of assistance in case of a flat tire while you are traveling.
RIM Damage Cover

RIM Damage Cover

Any warping or damages caused to rim is covered when you have purchased the Rim Damage Cover Add-on.
Voluntary Deductible

Voluntary Deductible

A Voluntary Deductible refers to a precise portion of the claim money that the policyholder agrees to pay out of his own pocket. This makes premium cheaper.

What's Covered under Ford Figo Aspire Insurance?

Accidents
Accidents
Accidents are uncertain. In case of damages caused to car due to an accident, don’t panic as with car insurance you are covered
Theft
Theft
In case of theft of the vehicle, coverage is offered up to the insured declared value mentioned in the policy
Natural and man-made calamities
Natural and Man-made Calamities
Your car is protected against man-made and natural calamities like fire, earthquake, landslide, vandalism, terrorist attack, etc.
Personal Accident
Personal Accident
Provides coverage up to Rs. 15 lakh in case of death or disability caused to the owner-driver due to an accident.
Third party liability
Third Party Liability
Get protection against death, disability or injury caused to the third party due to your car
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What's Not Covered under Ford Figo Aspire Insurance?

Electrical breakdown
Mechanical breakdown
Normal wear and tear
Driving without valid driving license
Consequential loss of car
Driving under influence of drugs/alcohol
Using car for illegal purpose
Commercial use of private car
Depreciation of car parts
Damages due to contributory negligence
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Features of Ford Figo Aspire

The salient features of Ford Figo Aspire car are:

  • Power Windows Front
  • Power Steering
  • Passenger Airbag
  • Driver Airbag
  • Air Conditioning
  • Anti-Lock Braking System
  • Heater
  • Remote Trunk Opener
  • Power Steering

Ford Figo Aspire Exterior and Interior

Interior:

  • Electronic Multi-Tripmeter
  • Fabric Upholstery
  • Digital Clock and Odometer
  • Dual Tone Dashboard
  • Map Pocket Driver/Front
  • Parking Brake Lever Tip
  • Child Safety Locks
  • EBD
  • Engine Immobilizer
  • Door Ajar Warning
  • Crash Sensor
  • Engine Check Warning
  • Anti-Theft Device
  • Pretensioners & Force Limiter Seat Belts

Exterior:

  • Adjustable Headlights
  • Manually Adjustable Ext. Rear View Mirror
  • Fog Lights - Rear
  • Wheel Covers
  • Power Antenna
  • Front Impact Beams
  • Halogen Headlamps
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How to Buy / Renew Ford Figo Aspire Insurance Online at Coverfox?

  • 1 Enter Car Details
    Enter Car Details
    Fill in your Car registration number and other basic details
  • 2 Compare & Select Right Plan
    Compare & Select Right Plan
    Go through the shortlisted plans, their premiums and choose the best plan
  • 3 Add Additional Covers
    Add Additional Covers
    Increase the protection by attaching add-ons like Zero Dep. Engine Protection, etc.
  • 4 Make Online Payment
    Make Online Payment
    Pay premium online through a secure gateway from your credit/debit card, internet banking, wallet, etc.

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How to Claim Ford Figo Aspire Insurance?

  • Contact the insurance company within 48 hours of the accident or theft
  • File an FIR in case of third party damage or theft of the bike
  • Submit the required documents
  • The insurance company will appoint a surveyor to check on the extent of damages
  • The car will be sent to the garage for repair
  • Cashless service will be provided in case the car is being repaired at a network garage
  • In case of theft, insured declared value will be given to the policyholder after the police shares non traceable report
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Explore Car Insurance for Other Ford Models

Here are some quick links to find out more about car insurance for other Ford models in detail
Ford Aspire Insurance
Ford Classic Insurance
Ford Eco Sport Insurance
Ford Endeavour Insurance
Ford Fiesta Insurance
Ford Figo Insurance
Ford Freestyle Insurance
Ford Fusion Insurance
Ford Mustang Insurance
View More +

Frequently Asked Questions

  • Is it mandatory to insure my Ford Figo Aspire in India?

    • In India, as per the Motor Vehicles Act of 1988, it is mandatory that every vehicle being driven on the road be insured. This rule applies to your Car too. Broadly, car insurance is divided into two categories i.e. third-party car insurance and comprehensive car insurance. However, you’ll be surprised to know [if you don’t know already] that only the third-party liability insurance is mandatory by law. Buying a comprehensive car insurance policy is a matter of choice.

  • What are the documents required to buy Insurance for my Ford Figo Aspire?

    • With the availability of online platforms, buying insurance is a very simple and hassle-free procedure. However, following are the documents that you would need to keep handy.

      • The copy of your Registration Certificate (RC) of your vehicle
      • The invoice copy for a new car
      • Previous insurance policy
      • No claim bonus reserving letter, whenever required
  • What if I had provided wrong policy information while buying my Ford Figo Aspire’s car insurance?

    • You may wish to make changes to your existing Ford Figo Aspire’s car insurance policy, and these changes are done through an endorsement. An endorsement is a written evidence of the changes made in the policy. If you need to make any changes then you can submit a letter to the insurer with the necessary proofs. This helps you obtain an endorsement, which can affect the premium to be paid for the policy.

  • Can I renew my Ford Figo Aspire car insurance with another Insurance company?

    • Yes, you can renew your car insurance with another insurance company without any hassles.

  • How does Coverfox.com assist me with car insurance comparison?

    • When you compare quotes on Coverfox.com, you get to customize your car insurance premium based on the different insurers available, the IDV and add-on covers. You can schedule inspection of your car if required by the insurance company. In case you do not understand the plan that you choose or any other aspect of the plan that you wish to buy, then our expert advisors are available to guide you through the process.

  • What if I plan to cancel my Ford Figo Aspire’s car insurance policy? In such a case, what should I do?

    • There might be circumstances when you might feel like cancelling your existing car insurance policy. You may certainly do so. In this case, you need an alternate policy.

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