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icon Car Insurance icon Hyundai icon Santro
  • Overview
  • Insurance Price
  • Types
  • Addons
  • Inclusions
  • Exclusions
  • Features
  • Exterior & Interior
  • How to Buy
  • How to Claim
  • Other Models
  • Frequent Questions

Hyundai Santro Insurance

The Hyundai Santro is a 5-door hatchback produced by the South Korean manufacturer Hyundai between 1998 and 2014. The Santro was renovated and relaunched in the Indian market in 2018 with completely new features. The new third generation Santro is positioned between the EON and the Grand i10.

The 2018 Hyundai Santro is available in five variants: D-Lite, Era, Magna, Sportz and Asta. The new Santro can also be fitted with an all-new AMT or a factory-fitted CNG kit. The price range is between Rs. 3.90 lakhs to Rs. 5.65 lakhs (ex-showroom Delhi). If you are the owner of this car then you must have a car insurance to follow the Motor Vehicles Act, 1988.

Note: All information has been sourced from the official website of Hyundai Motors India.

Hyundai Santro Car Models With Car Insurance Price

Hyundai Santro Car Insurance premium rates for the top Hyundai Santro Variants are as follows:

Hyundai Santro Variant(2019 Registration) Fuel Type Insured Declared Value Zero Depreciation Cover Insurance Price More Plans
Hyundai Santro AT (1086 CC) Petrol 2,39,445 1,279 3,342
Hyundai Santro ASTA Petrol 2,39,445 1,279 3,342
Hyundai Santro DX Petrol 2,23,938 2,101 3,414
Hyundai Santro DLITE Petrol 1,05,674 1,279 3,342
Hyundai Santro LE (1086 CC) Petrol 3,54,579 1,041 1,691
Hyundai Santro EURO Petrol 1,70,830 1,196 3,089
Hyundai Santro ERA Petrol 2,39,445 1,279 3,342
Hyundai Santro SPORTZ MT Petrol 2,39,445 1,279 3,342
Hyundai Santro SPORTS Petrol + CNG 3,96,900 3,977 6,574
Hyundai Santro ECO Petrol + CNG 2,78,233 2,788 4,608
Disclaimer: The above Hyundai Santro car insurance premium rates may change as per the Hyundai car model, variant, fuel type, place of registration, year of registration, policy type, IDV and Add-on covers chosen.

Types of Hyundai Santro Insurance

third party car insurance

Third Party

This type of car insurance provides coverage to third party life and property and does not cover the insured vehicle

comprehensive car insurance

Comprehensive

This type of car insurance provides coverage to your vehicle as well as third party and property

standalone own damage car insurance

Standalone / Own Damage

This type of insurance provides coverage for your car’s damages and losses including events caused due to man made, natural calamities, and theft.

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Boost the Protection of your Hyundai Santro with these Add-ons

subtitle
No Claim Bonus

No Claim Bonus

No claim bonus is retained despite making multiple claims in one policy year.
Zero Depreciation

Zero Depreciation

Depreciation on parts made up of glass, plastic, rubber, nylon, etc. is is not taken into consideration at the time of claim.
Roadside Assistance

Roadside Assistance

Also known as breakdown cover, roadside assistance cover provides you with assistance like towing service, minor repair, spare key arrangements, etc.
Personal Accident Cover

Personal Accident Cover

This type of cover provides compensation up to Rs. 15 lakh in case the owner-driver dies, becomes disable or is injured due to an accident.
Engine Protection Cover

Engine Protection Cover

Provides coverage in case of loss or damages caused to the engine due to issues such as water ingression, oil spill, etc.
Daily Allowance Cover

Daily Allowance Cover

In case the insured’s car is damaged and is being repaired at a garage, then this type of cover provides travel allowance to take care of day to day expenses
Consumable Cover

Consumable Cover

A regular car insurance policy does not provide coverage for cost of consumables such as oil, nuts and bolts, lubricants, etc. But with this type of add-on such costs are covered.
Accessories Cover

Accessories Cover

With this add-on, you get coverage for car accessories such as vacuum cleaner, anti-theft device, battery charger, fire extinguisher, etc.
Passenger Cover

Passenger Cover

In case if the passengers traveling in the car get injured then this cover provides coverage for cost of hospitalization, ambulance charges, etc.
Invoice Cover

Invoice Cover

In the event of total loss, constructive loss or theft of the car, return to invoice cover provides the car owner up to the amount mentioned in the invoice.
Key Replacement Cover

Key Replacement Cover

This add on provides coverage for expenses arising from replacing the keys of the insured car.
Loss of Personal Belonging

Loss of Personal Belongings

With Loss of personal belongings Cover, your insurer will pay for any type of damages or losses to most of your personal belongings kept in the car.
Paid Driver Cover

Paid Driver Cover

Paid Driver Cover is quite helpful when you have an employed driver as it pays for any injuries caused to your driver in case of an accident.
Tyre Damage Cover

Tyre Damage Cover

Tyre Damage Cover comes in handy and provides a great deal of assistance in case of a flat tire while you are traveling.
RIM Damage Cover

RIM Damage Cover

Any warping or damages caused to rim is covered when you have purchased the Rim Damage Cover Add-on.
Voluntary Deductible

Voluntary Deductible

A Voluntary Deductible refers to a precise portion of the claim money that the policyholder agrees to pay out of his own pocket. This makes premium cheaper.

What's Covered under Hyundai Santro Insurance?

Accidents
Accidents
Accidents are uncertain. In case of damages caused to car due to an accident, don’t panic as with car insurance you are covered
Theft
Theft
In case of theft of the vehicle, coverage is offered up to the insured declared value mentioned in the policy
Natural and man-made calamities
Natural and Man-made Calamities
Your car is protected against man-made and natural calamities like fire, earthquake, landslide, vandalism, terrorist attack, etc.
Personal Accident
Personal Accident
Provides coverage up to Rs. 15 lakh in case of death or disability caused to the owner-driver due to an accident.
Third party liability
Third Party Liability
Get protection against death, disability or injury caused to the third party due to your car
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What's Not Covered under Hyundai Santro Insurance?

Electrical breakdown
Mechanical breakdown
Normal wear and tear
Driving without valid driving license
Consequential loss of car
Driving under influence of drugs/alcohol
Using car for illegal purpose
Commercial use of private car
Depreciation of car parts
Damages due to contributory negligence
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Features of Hyundai Santro

The salient features of Hyundai Santro are:

  1. Fire Extinguisher
  2. Child Safety Door Locks
  3. Impact Sensing Auto Door Unlock
  4. Speed Sensing Auto Door Lock
  5. Anti-lock Braking System (ABS) with Electronic Brakeforce Distribution (EBD)
  6. Front Seat Belt Pretensioner with Load Limiter
  7. Keyless Entry
  8. Airbags
  9. Parking Assist System
  10. Day & Night Inside Rear view Mirror
  11. Rear Defogger
  12. Front Fog Lamps
  13. Central Locking
  14. Immobilizer
  15. Motor Driven (Electric) Power Steering
  16. Electrically Adjustable Outside Door Mirrors
  17. Power Windows
  18. Remote Tailgate Open
  19. Remote Fuel Lid Open
  20. Rear Seat Bench Folding
  21. Passenger Vanity Mirror
  22. Ticket Holder
  23. 6.35cm Advanced Multi Information Display (MID)
  24. Tachometer
  25. Driver Seat Belt
  26. Gear Shift
  27. 2-DIN Integrated Audio with FM/AM
  28. 17.64cm Touch Screen Audio Video System with Smart Phone Navigation
  29. Smartphone Connectivity (Android Auto, Apple CarPlay & Mirrorlink)
  30. Bluetooth/USB/AUX

Hyundai Santro Exterior and Interior

Interior:

  1. Premium Dual Tone Beige & Black Interior Color
  2. Sporty Black Interiors with Diana Green Color Inserts
  3. Front & Rear Door Map Pockets with 1L Bottle Holders
  4. Room Lamp
  5. Champagne Gold Interior Color Garnish
  6. Champagne Gold Color Inside Door Handles

Exterior:

  1. Chrome Surround Front Grille
  2. Body Colored
  3. Bumpers
  4. Outside Door Mirrors
  5. Outside Door Handles
  6. Hub Cap
  7. R14 Wheel Covers
  8. Turn Indicators on Outside Door Mirrors
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How to Buy / Renew Hyundai Santro Insurance Online at Coverfox?

  • 1 Enter Car Details
    Enter Car Details
    Fill in your Car registration number and other basic details
  • 2 Compare & Select Right Plan
    Compare & Select Right Plan
    Go through the shortlisted plans, their premiums and choose the best plan
  • 3 Add Additional Covers
    Add Additional Covers
    Increase the protection by attaching add-ons like Zero Dep. Engine Protection, etc.
  • 4 Make Online Payment
    Make Online Payment
    Pay premium online through a secure gateway from your credit/debit card, internet banking, wallet, etc.

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How to Claim Hyundai Santro Insurance?

  • Contact the insurance company within 48 hours of the accident or theft
  • File an FIR in case of third party damage or theft of the bike
  • Submit the required documents
  • The insurance company will appoint a surveyor to check on the extent of damages
  • The car will be sent to the garage for repair
  • Cashless service will be provided in case the car is being repaired at a network garage
  • In case of theft, insured declared value will be given to the policyholder after the police shares non traceable report
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Explore Car Insurance for Other Hyundai Models

Here are some quick links to find out more about car insurance for other Hyundai models in detail
Hyundai Accent Insurance
Hyundai Active i20 Insurance
Hyundai Alcazar Insurance
Hyundai Aura Insurance
Hyundai Creta Insurance
Hyundai Elantra Insurance
Hyundai Elantra Fluidic Insurance
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Hyundai Eon Insurance
Hyundai Excel Insurance
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Hyundai Getz Insurance
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Frequently Asked Questions

  • Is it mandatory to insure my Hyundai Santro in India?

    • In India, as per the Motor Vehicles Act of 1988, it is mandatory that every vehicle being driven on the road be insured. This rule applies to your Car too. Broadly, car insurance is divided into two categories i.e. third-party car insurance and comprehensive car insurance. However, you’ll be surprised to know [if you don’t know already] that only the third-party liability insurance is mandatory by law. Buying a comprehensive car insurance policy is a matter of choice.

  • How will the engine’s CC affect my Hyundai Santro’s car insurance premium?

    • The total volume of all the cylinders in a car’s engine added together is expressed in cubic centimetres(cc) or, more frequently in litres. So, an engine with a capacity of 1499cc will be referred to as a 1.5litre unit. The cubic capacity of your car is mentioned in your car registration certificate (RC).The premium calculation is done as per below:

      • Cars not exceeding 1000 cc
      • Cars exceeding 1000 cc but not exceeding 1500cc
      • Cars exceeding 1500cc

      Incidentally, the cubic capacity of the car also has a direct impact on the Third Party premium, too. So, the higher the cubic capacity of your car, the more is the premium.

  • What are the documents required to buy Insurance for my Hyundai Santro?

    • With the availability of online platforms, buying insurance is a very simple and hassle-free procedure. However, following are the documents that you would need to keep handy.

      • The copy of your Registration Certificate (RC) of your vehicle
      • The invoice copy for a new car
      • Previous insurance policy
      • No claim bonus reserving letter, whenever required
  • Is it possible to renew my Hyundai Santro’S car insurance policy from third-party to comprehensive?

    • Yes it’s possible to switch from third-party to comprehensive. However, a vehicle inspection will be required.

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