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icon Car Insurance icon Tata icon Ace
  • Overview
  • Insurance Price
  • Types
  • Addons
  • Inclusions
  • Exclusions
  • How to Buy
  • How to Claim
  • Frequent Questions

Tata Ace Insurance

Tata Ace a mini-truck that was launched in May 2005 by Tata Motors in India. The new mini segment created in India aims to convert three-wheeler users to four-wheelers. Tata Ace is considered India's favorite best mini truck and comes with attractive features and specifications.

TATA ACE insurance has become a necessity for owners of Tata Ace mini-trucks, which were launched by Tata Motors in India in May 2005. Designed to attract three-wheeler users to upgrade to four-wheelers, the Tata Ace has become India's favorite mini-truck due to its attractive features and specifications.

Driving is regarded as a luxury in India and is one of the common goals for every individual. It has become quite simple to buy a car, and with higher disposable incomes, most of the homes can buy more than one car. However, driving in India has its disadvantages due to the traffic scenario. It has become a common thing to read about road accidents and rule-breaking in newspapers daily. These factors have made TATA ACE insurance a necessity. Coverfox’s car insurance offers all that you need. You can compare multiple policies and choose the one that suits your need.

Key features of Tata ACE Insurance

Feature Description
Third-Party Liability Covers damages or injuries caused to others due to an accident.
Comprehensive Insurance Offers extensive coverage, including own damage, theft, fire, and natural calamities.
Own Damage Coverage Covers repairs or replacement of your Tata Ace due to accidents or other covered events.
Personal Accident Cover Provides financial assistance in case of injury or death of the driver and passengers.
No Claim Bonus (NCB) Offers discounts on premiums for consecutive claim-free years
Add-Ons Optional coverage options like zero depreciation, engine protection, and roadside assistance.
Cashless Settlements Enables quick and hassle-free claim settlements at network garages.
Online Renewal Conveniently renew your policy online without any paperwork.
24/7 Customer Support Assistance available round the clock for queries and claims.

Tata Ace Car Models With Car Insurance Price

Tata Ace Insurance premium rates for the top Tata Ace Variants are as follows:

Tata Ace Variant(2019 Registration) Fuel Type Insured Declared Value Zero Depreciation Cover Insurance Price More Plans
Tata Ace Magic 702 Diesel 2,71,439 2,196 3,478
Tata Ace Magic 756 Diesel 2,78,943 2,236 3,462
Disclaimer: The above Tata Ace insurance premium rates may change as per the Tata car model, variant, fuel type, place of registration, year of registration, policy type, IDV and Add-on covers chosen.

Types of Tata Ace Insurance

third party car insurance

Third Party Car Insurance

This type of car insurance provides coverage to third party life and property and does not cover the insured vehicle

comprehensive car insurance

Comprehensive Car Insurance

This type of car insurance provides coverage to your vehicle as well as third party and property

standalone own damage car insurance

Standalone / Own Damage

This type of insurance provides coverage for your car’s damages and losses including events caused due to man made, natural calamities, and theft.

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Addons for Tata Ace Insurance

subtitle
No Claim Bonus

No Claim Bonus

No claim bonus is retained despite making multiple claims in one policy year.
Zero Depreciation

Zero Depreciation

Depreciation on parts made up of glass, plastic, rubber, nylon, etc. is is not taken into consideration at the time of claim.
Roadside Assistance

Roadside Assistance

Also known as breakdown cover, roadside assistance cover provides you with assistance like towing service, minor repair, spare key arrangements, etc.
Personal Accident Cover

Personal Accident Cover

This type of cover provides compensation up to Rs. 15 lakh in case the owner-driver dies, becomes disable or is injured due to an accident.
Engine Protection Cover

Engine Protection Cover

Provides coverage in case of loss or damages caused to the engine due to issues such as water ingression, oil spill, etc.
Daily Allowance Cover

Daily Allowance Cover

In case the insured’s car is damaged and is being repaired at a garage, then this type of cover provides travel allowance to take care of day to day expenses
Consumable Cover

Consumable Cover

A regular car insurance policy does not provide coverage for cost of consumables such as oil, nuts and bolts, lubricants, etc. But with this type of add-on such costs are covered.
Accessories Cover

Accessories Cover

With this add-on, you get coverage for car accessories such as vacuum cleaner, anti-theft device, battery charger, fire extinguisher, etc.
Passenger Cover

Passenger Cover

In case if the passengers traveling in the car get injured then this cover provides coverage for cost of hospitalization, ambulance charges, etc.
Invoice Cover

Invoice Cover

In the event of total loss, constructive loss or theft of the car, return to invoice cover provides the car owner up to the amount mentioned in the invoice.
Key Replacement Cover

Key Replacement Cover

This add on provides coverage for expenses arising from replacing the keys of the insured car.
Loss of Personal Belonging

Loss of Personal Belongings

With Loss of personal belongings Cover, your insurer will pay for any type of damages or losses to most of your personal belongings kept in the car.
Paid Driver Cover

Paid Driver Cover

Paid Driver Cover is quite helpful when you have an employed driver as it pays for any injuries caused to your driver in case of an accident.
Tyre Damage Cover

Tyre Damage Cover

Tyre Damage Cover comes in handy and provides a great deal of assistance in case of a flat tire while you are traveling.
RIM Damage Cover

RIM Damage Cover

Any warping or damages caused to rim is covered when you have purchased the Rim Damage Cover Add-on.
Voluntary Deductible

Voluntary Deductible

A Voluntary Deductible refers to a precise portion of the claim money that the policyholder agrees to pay out of his own pocket. This makes premium cheaper.

What's Covered under Tata Ace Insurance?

Accidents
Accidents
Accidents are uncertain. In case of damages caused to car due to an accident, don’t panic as with car insurance you are covered
Theft
Theft
In case of theft of the vehicle, coverage is offered up to the insured declared value mentioned in the policy
Natural and man-made calamities
Natural and Man-made Calamities
Your car is protected against man-made and natural calamities like fire, earthquake, landslide, vandalism, terrorist attack, etc.
Personal Accident
Personal Accident
Provides coverage up to Rs. 15 lakh in case of death or disability caused to the owner-driver due to an accident.
Third party liability
Third Party Liability
Get protection against death, disability or injury caused to the third party due to your car
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What's Not Covered under Tata Ace Insurance?

Electrical breakdown
Mechanical breakdown
Normal wear and tear
Driving without valid driving license
Consequential loss of car
Driving under influence of drugs/alcohol
Using car for illegal purpose
Commercial use of private car
Depreciation of car parts
Damages due to contributory negligence
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How to Buy / Renew Tata Ace Insurance Online at Coverfox?

  • 1 Enter Car Details
    Enter Car Details
    Fill in your Car registration number and other basic details
  • 2 Compare & Select Right Plan
    Compare & Select Right Plan
    Go through the shortlisted plans, their premiums and choose the best plan
  • 3 Add Additional Covers
    Add Additional Covers
    Increase the protection by attaching add-ons like Zero Dep. Engine Protection, etc.
  • 4 Make Online Payment
    Make Online Payment
    Pay premium online through a secure gateway from your credit/debit card, internet banking, wallet, etc.

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How to Claim Tata Ace Insurance?

  • Contact the insurance company within 48 hours of the accident or theft
  • File an FIR in case of third party damage or theft of the car
  • Submit the required documents
  • The insurance company will appoint a surveyor to check on the extent of damages
  • The car will be sent to the garage for repair
  • Cashless service will be provided in case the car is being repaired at a network garage
  • In case of theft, insured declared value will be given to the policyholder after the police shares non traceable report
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Documents Needed to File a Claim for TATA ACE Insurance

Basic Documents:

  • A copy of your original insurance policy.
  • Vehicle Registration Certificate (RC)
  • Driving License
  • Claim Form

Incident-Specific Documents:

  • First Information Report (FIR)
  • Repair Estimates or Bills
  • Medical Reports and Bills
  • Photos of the damaged vehicle
  • Witness Statements

It's important to note that specific requirements may vary depending on the nature of your claim and your insurance provider. It's always advisable to contact your insurance company directly to get a detailed list of documents required for your particular case.

More About Car Insurance

Here are some quick links to find out more about car insurance in detail
Premium Calculator for Car Insurance
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View More +

Explore Car Insurance

Here are some quick links to find out more about car insurance in detail
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Frequently Asked Questions

  • How much is the TATA ACE insurance price?

    • It is easy to check your Tata Ace insurance price; just follow these steps:

      • Visit the official website of Coverfox
      • Feed-in your car details
      • You will get the quote for your car
      • You can compare the quote of various policies and choose the one that suits your needs.
  • Which car insurance is the best for my Tata Ace car?

    • You can compare the car insurance policies offered by all the top-rated insurers in India for Tata Ace at Coverfox and then choose the plan that suits your needs. With Coverfox, you can buy any plan in no time.

  • Which are the insurance add-ons for Tata Ace cars?

    • The popularly opted insurance add-ons with Tata Ace insurance include RSA (Roadside Assistance) cover, zero depreciation add-on, NCB (No Claim Bonus) cover, and engine cover, among others.

  • How to renew Tata Ace Insurance?

    • You can renew your Tata Ace insurance online very easily. Follow these mentioned steps:

      • First, visit your insurer’s website
      • Then log in with your Registered User ID, Password, and Policy Number
      • Select the Renew/Pay Premium Option
      • Make the Payment Online
      • Your Policy will be Renewed
  • What Documents do I need to get my Tata Ace insurance renewed?

    • You can get your Tata Ace insurance policy renewed with just the following details:

      • Previous Year Policy Number
      • Previous Year Policy Expiry Date
      • Vehicle Registration Number
  • What is the starting price of the Tata Ace in India?

    • The Tata Ace is a small commercial vehicle and is priced at Rs. 4.41 lakh (ex-showroom) in India.

  • What type of engine does the Tata Ace have?

    • The Tata Ace is powered by a 2-cylinder, naturally aspirated, 702cc diesel engine that produces 16 hp and 39 Nm of torque.

  • What is the fuel efficiency of the Tata Ace?

    • The Tata Ace has a fuel efficiency of 21.9 km/l.

  • What are the safety features of the Tata Ace?

    • The Tata Ace comes with seat belts for all passengers, a speed governor, and a high-strength body construction.

  • What are the color options available for the Tata Ace in India?

    • The Tata Ace is available in six different colors in India: Arctic White, Champagne Gold, Lunar Silver, Lunar Grey, Ruby Red, and Toreador Red.

  • What is the price of Tata Ace insurance for one year?

    • The Tata Ace 1 year insurance price can vary depending on several factors. Here's a rough estimate of Tata Ace insurance prices based on third-party liability coverage:

      • Private goods: Approximately Rs. 8432 + GST.
      • Public goods: Approximately Rs. 15746 + GST.
      • Firm/personal goods: Approximately Rs. 8432 + GST.
  • What is the price of Tata Ace third-party insurance?

    • The TATA ACE third party insurance price can vary depending on several factors. Here are approximate third-party insurance prices for Tata Ace:

      • Private goods: Rs. 8432 + GST
      • Public goods: Rs. 15746 + GST
  • What is the price of Tata Ace Gold insurance?

    • here are approximate third-party Tata Ace GOLD insurance price:

      • Private goods: Rs. 8432 + GST
      • Public goods: Rs. 15746 + GST
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