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icon Car Insurance icon Toyota icon Premio
  • Overview
  • Types
  • Addons
  • Inclusions
  • Exclusions
  • How to Buy
  • How to Claim
  • Frequent Questions

Toyota Premio Insurance

Toyota Premio is one of the top selling cars globally known for its great reliability, good fuel economy and a high resale value. The car is a 4 seater petrol car, offering mileage of up to 14.53 kmpl. While the car does offer you great safety features, understanding that an unfortunate event like an accident can take place any time, it is imperative that you insure the car with a car insurance policy to get protection against third party and own damage liability. Buying Toyota Premio third party insurance is mandatory as per the law as it offers you protection against death, disability or damages caused to third party person or property. You can purchase Toyota Premio insurance online on Coverfox and get a discount up to 70% on fresh purchase or renewal.

Types of Toyota Premio Insurance

third party car insurance

Third Party

This type of car insurance provides coverage to third party life and property and does not cover the insured vehicle

comprehensive car insurance

Comprehensive

This type of car insurance provides coverage to your vehicle as well as third party and property

standalone own damage car insurance

Standalone / Own Damage

This type of insurance provides coverage for your car’s damages and losses including events caused due to man made, natural calamities, and theft.

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Addons for Toyota Premio Insurance

subtitle
No Claim Bonus

No Claim Bonus

No claim bonus is retained despite making multiple claims in one policy year.
Zero Depreciation

Zero Depreciation

Depreciation on parts made up of glass, plastic, rubber, nylon, etc. is is not taken into consideration at the time of claim.
Roadside Assistance

Roadside Assistance

Also known as breakdown cover, roadside assistance cover provides you with assistance like towing service, minor repair, spare key arrangements, etc.
Personal Accident Cover

Personal Accident Cover

This type of cover provides compensation up to Rs. 15 lakh in case the owner-driver dies, becomes disable or is injured due to an accident.
Engine Protection Cover

Engine Protection Cover

Provides coverage in case of loss or damages caused to the engine due to issues such as water ingression, oil spill, etc.
Daily Allowance Cover

Daily Allowance Cover

In case the insured’s car is damaged and is being repaired at a garage, then this type of cover provides travel allowance to take care of day to day expenses
Consumable Cover

Consumable Cover

A regular car insurance policy does not provide coverage for cost of consumables such as oil, nuts and bolts, lubricants, etc. But with this type of add-on such costs are covered.
Accessories Cover

Accessories Cover

With this add-on, you get coverage for car accessories such as vacuum cleaner, anti-theft device, battery charger, fire extinguisher, etc.
Passenger Cover

Passenger Cover

In case if the passengers traveling in the car get injured then this cover provides coverage for cost of hospitalization, ambulance charges, etc.
Invoice Cover

Invoice Cover

In the event of total loss, constructive loss or theft of the car, return to invoice cover provides the car owner up to the amount mentioned in the invoice.
Key Replacement Cover

Key Replacement Cover

This add on provides coverage for expenses arising from replacing the keys of the insured car.
Loss of Personal Belonging

Loss of Personal Belongings

With Loss of personal belongings Cover, your insurer will pay for any type of damages or losses to most of your personal belongings kept in the car.
Paid Driver Cover

Paid Driver Cover

Paid Driver Cover is quite helpful when you have an employed driver as it pays for any injuries caused to your driver in case of an accident.
Tyre Damage Cover

Tyre Damage Cover

Tyre Damage Cover comes in handy and provides a great deal of assistance in case of a flat tire while you are traveling.
RIM Damage Cover

RIM Damage Cover

Any warping or damages caused to rim is covered when you have purchased the Rim Damage Cover Add-on.
Voluntary Deductible

Voluntary Deductible

A Voluntary Deductible refers to a precise portion of the claim money that the policyholder agrees to pay out of his own pocket. This makes premium cheaper.

What's Covered under Toyota Premio Insurance?

Accidents
Accidents
Accidents are uncertain. In case of damages caused to car due to an accident, don’t panic as with car insurance you are covered
Theft
Theft
In case of theft of the vehicle, coverage is offered up to the insured declared value mentioned in the policy
Natural and man-made calamities
Natural and Man-made Calamities
Your car is protected against man-made and natural calamities like fire, earthquake, landslide, vandalism, terrorist attack, etc.
Personal Accident
Personal Accident
Provides coverage up to Rs. 15 lakh in case of death or disability caused to the owner-driver due to an accident.
Third party liability
Third Party Liability
Get protection against death, disability or injury caused to the third party due to your car
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What's Not Covered under Toyota Premio Insurance?

Electrical breakdown
Mechanical breakdown
Normal wear and tear
Driving without valid driving license
Consequential loss of car
Driving under influence of drugs/alcohol
Using car for illegal purpose
Commercial use of private car
Depreciation of car parts
Damages due to contributory negligence
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How to Buy / Renew Toyota Premio Insurance Online at Coverfox?

  • 1 Enter Car Details
    Enter Car Details
    Fill in your Car registration number and other basic details
  • 2 Compare & Select Right Plan
    Compare & Select Right Plan
    Go through the shortlisted plans, their premiums and choose the best plan
  • 3 Add Additional Covers
    Add Additional Covers
    Increase the protection by attaching add-ons like Zero Dep. Engine Protection, etc.
  • 4 Make Online Payment
    Make Online Payment
    Pay premium online through a secure gateway from your credit/debit card, internet banking, wallet, etc.

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How to Claim Toyota Premio Insurance?

  • Contact the insurance company within 48 hours of the accident or theft
  • File an FIR in case of third party damage or theft of the bike
  • Submit the required documents
  • The insurance company will appoint a surveyor to check on the extent of damages
  • The car will be sent to the garage for repair
  • Cashless service will be provided in case the car is being repaired at a network garage
  • In case of theft, insured declared value will be given to the policyholder after the police shares non traceable report
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Toyota Premio Specification

Name of the variant Price of the variant
Premio Base Rs. 12, 09,751
Engine
Number of Cylinders 4
Number of Valves 4
Transmission type Manual
Fuel Type Petrol
Maximum Power NA
Gear box NA
Maximum Torque NA
Body Type Sedan
Engine displacement 1496
Fuel Tank Capacity 55
Suspension
Front NA
Rear NA
Brakes
Front Disc
Rear Drum
Capacity
Seating 4
Dimensions
Length 4600 mm
Height 1475 mm
Width 1695 mm
No. of doors 4
Weight
Kerb Weight 1200
Gross weight NA

Frequently Asked Questions

  • Which company has the best claim settlement ratio for Toyota Premio insurance?

    • There are over 25+ car insurance companies you can choose from to buy insurance for Toyota Premio car. Companies like IFFCO Tokio, Acko, Bharti Axa have the best claim settlement ratio.

  • What type of insurance should I buy for Toyota Premio?

    • You can choose to buy two types of Toyota Premio insurance i.e third party insurance or comprehensive insurance. Third party protects you against damages caused to third party cars, whereas, comprehensive insurance protects you against damages caused to third party as well as your own car. Buying comprehensive cover for Toyota Premio is the best option.

  • How to buy insurance for Toyota Premio?

    • You can purchase insurance for Toyota Premio online on Coverfox.com and get up to 75% discount on purchase as well as renewal.

  • What happens if I don't insure my Toyota Premio car?

    • If you don't purchase Toyota Premio insurance then you will have to pay a fine of up to Rs. 2,000 or face imprisonment up to 3 months too in some severe cases.

  • What type of vehicle is Toyota Premio?

    • Toyota Premio is a 4 door sedan vehicle

  • What does Toyota Premio insurance cover?

    • Toyota Premio insurance offers coverage for third party as well as own damage cover. Third party insurance provides coverage against third party damages whereas, comprehensive cover provides coverage against third party as well as own damages.

  • What happens to NCB of Toyota Premio insurance if I switch the insurance company?

    • Your NCB gets transferred to the next policy in case you switch the insurance company. However, this is done only if you renew the policy within 90 days of expiry.

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