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icon Two Wheeler Insurance icon Harley Davidson
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Harley Davidson Insurance

Initially introduced in the year 1957, the Sportster series is undoubtedly one of the longest running production motorcycle moniker in Harley’s portfolio. The Sportster is designed and engineered for riders who believe twists and turns are a vital part of bike riding. While most Harley motorcycles adorn a large dimensional figure and are lower slung to optimize high speed cruising stability, the Sportster series is squarely aimed to attack corners at insane speeds. Currently, the Indian Sportster lineup includes these motorcycles SuperLow, Iron 883 and Forty Eight.

  • Each of the three Sportster motorcycles adorn a typical cruiser like look, that is enhanced by the oodles of chrome parts thrown across the bike’s design
  • The SuperLow is a low-slung cruiser that comes with a walnut shaped fuel tank and traditional styling cues
  • The Iron 883 gets a unique styling architecture, thanks to its low tail height, while the front handlebars are placed sufficiently high
  • Introduced globally in 2010, the Forty Eight is one of the most contemporarily designed Harleys available in the country
  • It comes with a peanut-shaped fuel tank, wire wheels, chopped front fender, undermount mirrors, and a low single seat

Top Bike Insurance Plans in June 2025

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Reliance General Insurer
Amount Covered: ₹ 1 Lakh
Deal Price: ₹ 2,094 / Year
Waiting period: 4 yrs

Disclaimer: The above mentioned prices are for a 2 year old Hero Honda Karizma R 223 CC, registered in Navi Mumbai & previous policy has expired.

Best Harley Davidson Two Wheeler Models with Insurance Price

Check out the best available premium rates for Top 4 Harley Davidson Sportster Models.

Harley Davidson Sportster Models(2019 Registration) Harley Davidson Sportster Model Variant Insured Declared Value Zero Depreciation Net Premium More Plans
Harley Davidson Sportster
Iron 883 | 883 CC
₹ 5,31,932
₹ 1,595
₹ 3,470*
Harley Davidson Sportster
883 R | 883 CC
₹ 10,95,338
₹ 3,286
₹ 7,145*
Harley Davidson Sportster
Xl883 Superlow | 883 CC
₹ 3,74,926
₹ 1,124
₹ 2,446*
Harley Davidson Sportster
Seventy-Two | 1202 CC
₹ 7,56,000
₹ 2,268
₹ 4,931*

Disclaimer: The above Harley Davidson Sportster insurance premium rates may change as per the Harley Davidson Sportster model, variant, fuel type, place of registration, year of registration, policy type, IDV and Add-on covers chosen.

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Why Is It Important to Have Harley Davidson Sportster Insurance Through Coverfox?

  • Covers for any damages/losses caused to the third party
  • Coverage upto the insured declared value in case of theft or
  • Comprehensive coverage for your own two wheeler.
  • Benefits of cashless transactions through network garages.

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Essential Information about Insurance for your Harley Davidson Sportster

Third-party Liability Insurance:

  • Covers bodily injury and /or death of third party
  • Property damage to third party

Comprehensive Coverage

  • Third-party coverage
  • Loss and damage to the vehicle due to accident, theft, natural calamities, etc.
  • Personal accident cover for the occupants

What is Covered under a Comprehensive Harley Davidson Sportster Insurance?

  • Loss or damage caused by natural calamities
  • Total loss because of fire, explosions or an act of terror
  • Total loss because of theft
  • Own-damage cover
  • Personal accident cover

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What is Not Covered under a Comprehensive Harley Davidson Sportster Insurance?

  • Normal Wear and Tear and Electrical or Mechanical Breakdowns
  • Damage to Tyres (unless vehicle also damaged)
  • Driver without a Valid Driving License
  • Driving under the influence (DUI) of intoxicants such as liquor or drugs
  • When the vehicle is used for any illegal purpose
  • Vehicle is used for Hire or Reward, Carriage of Goods, Organised Racing, Pace Making, Speed Testing, Reliability Trials
  • Usage outside geographical limits
  • Nuclear Wars and Perils

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Harley Davidson Sportster Price in India

City Ex-Showroom
Mumbai
₹9.38 lakhs - ₹9.77 lakhs
Delhi
₹9.38 lakhs - ₹9.77 lakhs
Chennai
₹9.38 lakhs - ₹9.77 lakhs
Bangalore
₹9.38 lakhs - ₹9.77 lakhs
Hyderabad
₹9.38 lakhs - ₹9.77 lakhs

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More Harley Davidson Models

Here are some quick links to find out more about bike insurance for other models
Harley Davidson 1200 Custom
Harley Davidson Cvo Limited
Harley Davidson Delux
Harley Davidson Dyna
Harley Davidson Fat Bob
Harley Davidson Fat Boy
Harley Davidson Forty Eight
Harley Davidson Heritage Classic
Harley Davidson Iron 883
Harley Davidson Road King
Harley Davidson Roadster
Harley Davidson Softail
Harley Davidson Sportster
Harley Davidson Street Glide Special
Harley Davidson Street
Harley Davidson Touring
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