TVS Wego Bike Insurance

With its gearless scooter market being dominated by the likes of the Honda Activa, TVS launched a unisex scooter named Wego in 2009. This move gained a significant customer base and strengthened TVS’s presence in the gearless scooter segment. The TVS Wego is known for its trendy design, practical features, and the trusted brand image of TVS Motor Company, making it a popular choice among urban riders.

Owning a scooter also means securing it with the right TVS Wego Insurance. Bike insurance is mandatory in India and protects you from financial losses arising from accidents, theft, fire, or natural calamities. You can choose from TVS Wego third party bike insurance or a comprehensive TVS Wego bike insurance policy depending on your coverage needs.

Engine

Powered by a single-cylinder, 4-stroke, air-cooled spark ignition engine with a displacement of 109.7 cc, the Wego delivers a perfect blend of performance and fuel efficiency, ideal for city commuting.

Maximum Power

Generates 7.99 PS @ 7500 rpm, providing smooth acceleration and effortless urban riding.

Fuel Tank Capacity

5–6 litres, allowing for longer rides without frequent refueling.

Braking System

Equipped with a Synchronized Braking System (SBS) for enhanced safety and balanced braking performance.

Speedometer

Features a digital console for clear, easy-to-read speed, fuel level, and trip information.

Headlamp

Comes with a 12V, 35/35W headlamp with all-time illumination for better visibility and safety during night rides.

ABS

Not available, but the SBS ensures stable and safe braking in urban conditions.

The Wego combines style, convenience, and performance, making it ideal for city commutes.

The Wego insurance price varies based on variant, Insured Declared Value (IDV), add-ons, and rider profile. Below are estimated premiums:

Note: Premiums include Own Damage, Third Party, and Personal Accident Cover with GST. Prices may vary depending on location, add-ons, and insurer terms.

Purchasing or renewing TVS Wego Insurance Online through Coverfox is simple, fast, and completely hassle-free. Follow these steps to get your policy instantly:

1. Go to the Coverfox website and select the TVS Wego Insurance option.


2. Provide information such as your Wego’s registration number, year of manufacture, fuel type, and variant.


3. Review quotes from multiple insurers for third-party, own-damage, and comprehensive TVS Wego bike insurance policies to find the best value.


4. Add optional benefits like Zero Depreciation, Return-to-Invoice (RTI), or Engine Protection Cover to enhance your protection.


5. Complete the payment using a secure portal and receive your digital TVS Wego bike insurance policy instantly via email.

Using it ensures a transparent, convenient, and cost-effective way to buy or renew your TVS Wego Insurance Online, giving you peace of mind while protecting your scooter.

Filing a Wego insurance claim is simple and designed to ensure quick settlement. Depending on your preference, you can opt for cashless claims at network garages or reimbursement claims at any garage of your choice.

Cashless Insurance Claims Settlement of Wego Bike

• A cashless claim under TVS Wego Insurance lets you repair your scooter at an authorized garage without paying upfront.


• Inform your insurer, submit your policy, RC, DL, and claim form, and the surveyor will approve the cost. The insurer pays the garage directly; you only cover deductibles or non-covered charges.

Reimbursement Claims Settlement of Wego Bike Insurance

• For reimbursement claims under your TVS Wego Insurance, register the claim with your insurer immediately after the incident. Get your scooter repaired at any garage and pay for the service upfront.


• Keep all original bills and invoices and submit them along with the filled claim form, RC, DL, insurance policy, and FIR if applicable.


• Once the insurer verifies the documents, the approved amount will be reimbursed directly to your bank account.

To ensure a smooth TVS Wego insurance claim, keep all necessary documents ready, including a copy of your current TVS Wego bike insurance policy, the scooter’s Registration Certificate (RC), a valid driving license, and the completed insurance claim form. Additionally, retain original repair bills and invoices, and in cases of theft, major accidents, or third-party claims, the FIR will also be required.

Understanding what your TVS Wego Insurance covers - and what it doesn’t - is crucial for making an informed choice. Here’s a detailed breakdown:

Comprehensive Coverage under TVS Wego Insurance

A comprehensive bike insurance policy for TVS Wego provides extensive protection for your scooter. It covers loss or damage due to natural calamities like floods, storms, and earthquakes, as well as theft or total loss of the scooter.

It also provides coverage for fire, explosions, or acts of terror, and includes own-damage cover for repairs or replacements after accidents. Additionally, the policy offers personal accident cover, providing financial support to the rider in case of injury or death.

Third-Party Liability Coverage in TVS Wego

Even a basic TVS Wego third party bike insurance covers liabilities toward others, including bodily injury or death, which handles medical expenses or compensation claims, and property damage, which reimburses repair or replacement costs for damage caused to someone else’s property.

Exclusions in TVS Wego Insurance Policy

Certain situations are not covered under a standard Wego insurance policy:

• Normal wear and tear or mechanical/electrical breakdowns.


• Damage to tyres unless the scooter itself is also damaged.


• Riding without a valid driving license.


• Driving under the influence of alcohol or drugs.


• Use of the scooter for illegal purposes, hire, organized racing, speed testing, or outside geographical limits.


• Damages caused by nuclear perils.

By understanding these inclusions and exclusions, you can select the right TVS Wego bike insurance plan and add-ons to ensure complete peace of mind on the road.