Car Insurance in Hyderabad

Known to be a major centre for the technology industry, Hyderabad is the capital of South India’s Telangana state. The city is home to several ancient forts and monumental structures. Hyderabad is also the largest city in Telangana. It is a great place to visit with your family. And while you pay a visit to the city, make sure to try out the authentic Hyderabadi biryani which will surely please your taste buds.

Hyderabad has many posh locations such as Banjara Hills, Jubilee Hills, HITEC city, Gachibowli, and Manikonda. There are a number of tourist places that you can visit in the city, namely Charminar, Golconda Fort, Ramoji Film City, Hussain Sagar Lake, Birla Mandir, and Jala Vihar.

There are several cashless garages in Hyderabad authorized by various Car Insurance Companies. Some of them are mentioned below:

• Collision - Damage and loss caused due to accidents or collisions.
• Theft - Coverage against losses incurred when your car is stolen.
• Fire - Loss or damage caused due to an accidental fire.
• Natural disaster - Damage and loss occurred due to natural calamities like, flood, earthquake, etc
• Personal accident - A compensation of about Rs. 15 lakhs in case the accident leads to death or disability of the owner.
• Third-party losses - Your insurer compensates for property damages and injuries caused by your car.

• Damage/loss caused due to war or similar conditions
• Damage occurred while driving under the influence of alcohol.
• Damage that arise when driving without a valid driver’s license.
• Damage occurred when the insurance policy is not active
• Regular wear & tear
• Regular servicing expense

The claim process for a car insurance policy is simple. You just need to follow a few simple steps:

If you have comprehensive car insurance:

• Step 1 - Inform the insurer
• Step 2 - Report to the cops
• Step 3 - Evaluate the status of damage
• Step 4 - Settle claim

If you have a third-party liability insurance cover:

• Step 1 - Lodge an FIR
• Step 2 - Share policy document
• Step 3 - Claim in Motor Tribunal