Car Insurance in Bangalore

Officially known as the IT Hub of India, Bangalore, now Bengaluru is among the most developed and progressive cities in the country. The city is blessed with a benevolent climate, a modern metro system, and striking Victorian-era architecture. Furthermore, the quirky cafes, lovely parks with lush-green bushes, and joyous bars with sprawling nightlife will make a big place in your heart.

Bengaluru is famous for its South-Indian cuisine and tourist attractions like Nandi Hills, Lumbini Gardens, Snow City, Tipu Sultan's Summer Palace, and Devanahalli Fort. The city is also popular for its posh locations like Basavanagudi, Jaya Nagar, Indira Nagar, Koramangala, Malleswaram, Richmond Town, and Rajaji Nagar. Moreover, for memorable souvenirs, beautiful antique jewelry, and stylish outfits you can visit the famous markets in the city such as Caravan Flea market, Brigade Road market, Malleswaram Market, and Residency road market.

There are several cashless garages in Bangalore authorized by various Car Insurance Companies. Some of them are mentioned below:

For more details, click here:Cashless Garage

• Collision - Damage and loss caused due to accidents or collisions.
• Theft - Coverage against losses incurred when your car is stolen.
• Fire - Loss or damage caused due to an accidental fire.
• Natural disaster - Damage and loss occurred due to natural calamities like, flood, earthquake, etc
• Personal accident - A compensation of about Rs. 15 lakhs in case the accident leads to death or disability of the owner.
• Third-party losses - Your insurer compensates for property damages and injuries caused by your car.

• Damage/loss caused due to war or similar conditions
• Damage occurred while driving under the influence of alcohol.
• Damage that arise when driving without a valid driver’s license.
• Damage occurred when the insurance policy is not active
• Regular wear & tear
• Regular servicing expense

The claim process for a car insurance policy is simple. You just need to follow a few simple steps:

If you have comprehensive car insurance:

• Step 1 - Inform the insurer
• Step 2 - Report to the cops
• Step 3 - Evaluate the status of damage
• Step 4 - Settle claim

If you have a third-party liability insurance cover:

• Step 1 - Lodge an FIR
• Step 2 - Share policy document
• Step 3 - Claim in Motor Tribunal