Best Car Insurance in Kolkata

Known as the capital of West Bengal in India, Kolkata is well-known for its grand colonial architecture, art galleries and various cultural festivals. A huge number of tourists visit the city during the Durga Pooja festival. Kolkata is an educational and commercial hub in East India. The city features some amazing places that are very popular among the tourists, such as Victoria Memorial, Marble Palace, Belur Math, Nicco Park, Kalighat, and Dakshineswar Kali Temple.

Besides paying a visit to these famous tourist attractions, you can also roam around and shop at the street markets in the city that exhibit a lovely collection of traditional jewellery, beautiful artefacts, and ethnic outfits. Or you can also visit the prime locations of the city, namely, Park Street, Salt Lake, Tollygunge, and Alipore. You can find numerous luxury hotels, cafes and restaurants in these locations. Kolkata is also home to many historical monuments that portray a rich history and heritage.

There are several cashless garages in Kolkata authorized by various Car Insurance Companies. Some of them are mentioned below:

• Collision - Damage and loss caused due to accidents or collisions.
• Theft - Coverage against losses incurred when your car is stolen.
• Fire - Loss or damage caused due to an accidental fire.
• Natural disaster - Damage and loss occurred due to natural calamities like, flood, earthquake, etc
• Personal accident - A compensation of about Rs. 15 lakhs in case the accident leads to death or disability of the owner.
• Third-party losses - Your insurer compensates for property damages and injuries caused by your car.

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• Damage/loss caused due to war or similar conditions
• Damage occurred while driving under the influence of alcohol.
• Damage that arise when driving without a valid driver’s license.
• Damage occurred when the insurance policy is not active
• Regular wear & tear
• Regular servicing expense

The claim process for a car insurance policy is simple. You just need to follow a few simple steps:

If you have comprehensive car insurance:

• Step 1 - Inform the insurer
• Step 2 - Report to the cops
• Step 3 - Evaluate the status of damage
• Step 4 - Settle claim

If you have a third-party liability insurance cover:

• Step 1 - Lodge an FIR
• Step 2 - Share policy document
• Step 3 - Claim in Motor Tribunal