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icon Car Insurance icon Maruti Suzuki icon Wagon R
  • Overview
  • Insurance Price
  • Types
  • Addons
  • Inclusions
  • Exclusions
  • How to Buy
  • How to Claim
  • Exterior & Interior
  • Frequent Questions

Maruti Suzuki Wagon R Car Insurance

The Maruti Wagon R was introduced to the Indian market in December 1999 and has since gone through three upgrades (one in 2003, another in 2006 and another in 2010). The Indian model (2010) called Wagon R 1.0, is driven by the modern, more dynamic 3-cylinder 998 cc K10B engine.

Latest Maruti Suzuki Wagon R is the most prospering compact car available in Indian market with refined elements. Maruti Wagon R, Chevrolet Beat and Honda Brio are some of the strong competitors of this hatchback. In case of any collision or accident, the available liable and collision coverages serves the customers effectively. If you are the owner of this car then you must have a car insurance to follow the Motor Vehicles Act, 1988.
Note: All information has been sourced from the official website of Maruti NEXA.

Compare & Buy Maruti Suzuki Wagon R Insurance Online

Top Maruti Wagon R Car Models With Car Insurance Price

Maruti Wagon R Car Insurance premium rates for the top Maruti Wagon R Variants are as follows:


Maruti Wagon R(2019 Registration)
Fuel Type Insured Declared Value Zero Depreciation Cover Insurance Price More Plans
Maruti Wagon R AMT VXI Option Petrol 2,80,330 1,962 5,157
Maruti Wagon R AX (1061 CC) Petrol 2,83,018 1,981 5,368
Maruti Wagon R LXI Optional Petrol 2,52,960 1,771 4,654
Maruti Wagon R ZXI 1.2 Petrol 3,19,005 2,233 6,050
Maruti Wagon R ZXI AMT Petrol 3,34,572 2,342 6,346
Maruti Wagon R 1.2 VXI Petrol 2,87,532 2,013 5,453
Maruti Wagon R, ZXI AMT Petrol 2,62,735 1,839 4,833
Maruti Wagon R AMT VXI Plus Option Diesel 2,62,735 1,839 4,833
Maruti Wagon R AMT VXI Diesel 2,80,330 1,962 5,157
Maruti Wagon R, VXI AMT Petrol 2,80,330 1,962 5,157
Disclaimer: The above Maruti Wagon R car insurance premium rates may change as per the Maruti Wagon R car model, variant, fuel type, place of registration, year of registration, policy type, IDV and Add-on covers chosen.

Types of Maruti Suzuki Wagon R Insurance

third party car insurance

Third Party

This type of car insurance provides coverage to third party life and property and does not cover the insured vehicle

comprehensive car insurance

Comprehensive

This type of car insurance provides coverage to your vehicle as well as third party and property

standalone own damage car insurance

Standalone / Own Damage

This type of insurance provides coverage for your car’s damages and losses including events caused due to man made, natural calamities, and theft.

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Boost the Protection of your Maruti Suzuki Wagon R with these Add-ons

subtitle
No Claim Bonus

No Claim Bonus

No claim bonus is retained despite making multiple claims in one policy year.
Zero Depreciation

Zero Depreciation

Depreciation on parts made up of glass, plastic, rubber, nylon, etc. is is not taken into consideration at the time of claim.
Roadside Assistance

Roadside Assistance

Also known as breakdown cover, roadside assistance cover provides you with assistance like towing service, minor repair, spare key arrangements, etc.
Personal Accident Cover

Personal Accident Cover

This type of cover provides compensation up to Rs. 15 lakh in case the owner-driver dies, becomes disable or is injured due to an accident.
Engine Protection Cover

Engine Protection Cover

Provides coverage in case of loss or damages caused to the engine due to issues such as water ingression, oil spill, etc.
Daily Allowance Cover

Daily Allowance Cover

In case the insured’s car is damaged and is being repaired at a garage, then this type of cover provides travel allowance to take care of day to day expenses
Consumable Cover

Consumable Cover

A regular car insurance policy does not provide coverage for cost of consumables such as oil, nuts and bolts, lubricants, etc. But with this type of add-on such costs are covered.
Accessories Cover

Accessories Cover

With this add-on, you get coverage for car accessories such as vacuum cleaner, anti-theft device, battery charger, fire extinguisher, etc.
Passenger Cover

Passenger Cover

In case if the passengers traveling in the car get injured then this cover provides coverage for cost of hospitalization, ambulance charges, etc.
Invoice Cover

Invoice Cover

In the event of total loss, constructive loss or theft of the car, return to invoice cover provides the car owner up to the amount mentioned in the invoice.
Key Replacement Cover

Key Replacement Cover

This add on provides coverage for expenses arising from replacing the keys of the insured car.
Loss of Personal Belonging

Loss of Personal Belongings

With Loss of personal belongings Cover, your insurer will pay for any type of damages or losses to most of your personal belongings kept in the car.
Paid Driver Cover

Paid Driver Cover

Paid Driver Cover is quite helpful when you have an employed driver as it pays for any injuries caused to your driver in case of an accident.
Tyre Damage Cover

Tyre Damage Cover

Tyre Damage Cover comes in handy and provides a great deal of assistance in case of a flat tire while you are traveling.
RIM Damage Cover

RIM Damage Cover

Any warping or damages caused to rim is covered when you have purchased the Rim Damage Cover Add-on.
Voluntary Deductible

Voluntary Deductible

A Voluntary Deductible refers to a precise portion of the claim money that the policyholder agrees to pay out of his own pocket. This makes premium cheaper.

What's Covered under Maruti Suzuki Wagon R Insurance?

Accidents
Accidents
Accidents are uncertain. In case of damages caused to car due to an accident, don’t panic as with car insurance you are covered
Theft
Theft
In case of theft of the vehicle, coverage is offered up to the insured declared value mentioned in the policy
Natural and man-made calamities
Natural and Man-made Calamities
Your car is protected against man-made and natural calamities like fire, earthquake, landslide, vandalism, terrorist attack, etc.
Personal Accident
Personal Accident
Provides coverage up to Rs. 15 lakh in case of death or disability caused to the owner-driver due to an accident.
Third party liability
Third Party Liability
Get protection against death, disability or injury caused to the third party due to your car
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What's Not Covered under Maruti Suzuki Wagon R Insurance?

Electrical breakdown
Mechanical breakdown
Normal wear and tear
Driving without valid driving license
Consequential loss of car
Driving under influence of drugs/alcohol
Using car for illegal purpose
Commercial use of private car
Depreciation of car parts
Damages due to contributory negligence
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How to Buy / Renew Maruti Suzuki Wagon R Insurance Online at Coverfox?

  • 1 Enter Car Details
    Enter Car Details
    Fill in your Car registration number and other basic details
  • 2 Compare & Select Right Plan
    Compare & Select Right Plan
    Go through the shortlisted plans, their premiums and choose the best plan
  • 3 Add Additional Covers
    Add Additional Covers
    Increase the protection by attaching add-ons like Zero Dep. Engine Protection, etc.
  • 4 Make Online Payment
    Make Online Payment
    Pay premium online through a secure gateway from your credit/debit card, internet banking, wallet, etc.

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How to Claim Maruti Suzuki Wagon R Insurance?

  • Contact the insurance company within 48 hours of the accident or theft
  • File an FIR in case of third party damage or theft of the bike
  • Submit the required documents
  • The insurance company will appoint a surveyor to check on the extent of damages
  • The car will be sent to the garage for repair
  • Cashless service will be provided in case the car is being repaired at a network garage
  • In case of theft, insured declared value will be given to the policyholder after the police shares non traceable report
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Features of Maruti Wagon R

Among the safety features, it includes Front fog lamp, and an energy-absorbing body structure with side impact beams. Apart from the above-mentioned features, it has some additional safety features which include:

  • Defogger
  • Front and rear wiper
  • Anti-lock Braking System (ABS)
  • Child-safe rear door lock
  • Anti-theft system (i-CATS)
  • Driver seat belt warning lamp

Maruti Wagon R Exterior and Interior

Exterior Specifications:

  • Body colored bumper, door handles and ORVMs
  • Stylish body design
  • Full wheel covers
  • Projector headlamps
  • Fender side indicators
  • 7 attractive color variants

Interior Specifications:

The interiors of the Maruti Wagon R are ergonomically designed to provide more comfort. Its piano-finished instrument panel, dual-toned seat fabric, lush upholstery with 3D effect, accentuated steering wheel, and inside door handles perfectly complement the dual-toned interiors to create a classy look. Additionally, the car has:

  • Power windows
  • Power steering
  • Auto gear shift feature
  • Airbags
  • Eagle Wings Audio System including digital clock and integrated USB
  • Convenient front cup holders
  • Sophisticated upholstery
  • Rear cabin lamps
  • Luggage parcel tray
  • Spacious boot space

More Maruti Suzuki Models

Here are some quick links to find out more about car insurance for other Maruti Suzuki models in detail
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View More +

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Frequently Asked Questions

  • How to renew Maruti Wagon R car Insurance?

    • You can renew your Maruti Baleno car insurance online very easily. Follow these mentioned steps:

      • First, visit your insurer’s website
      • Then log in with your Registered User ID, Password, and Policy Number
      • Select the Renew/Pay Premium Option
      • Make the Payment Online
      • Your Policy will be Renewed
  • What are the documents required to get my Maruti Wagon R car insurance renewed?

    • You can get your Maruti Baleno car insurance policy renewed with Coverfox. You just need to have the following details with you:

      • Previous Year Policy Number
      • Previous Year Policy Expiry Date
      • Vehicle Registration Number
  • From where can I purchase insurance for my Maruti Wagon R car?

    • You can compare car insurance policies offered by all the top-rated insurers in India for Maruti Wagon R at Coverfox and choose the plan which best suits your needs. With Coverfox, you can buy an insurance policy in just 5 minutes

  • Which insurer has the best claim settlement ratio for my Maruti Wagon R car?

    • Bharti AXA General Insurance, Acko General Insurance, and ICICI Lombard General Insurance are among the car insurers with great claim settlement ratio for Maruti Baleno cars.

  • Is Wagon R a good car?

    • Wagon R is one of the most amazing cars that offers you great driving experience and good mileage in city as well as on highways.

  • Is Wagon R better than Swift?

    • Both the cars are equally good. However, in terms of comfort and convenience, Maruti Swift is better. In terms of mileage, Wagon R offers you a mileage of 24.3 kmpl, whereas Swift offers mileage of up to 23.2 kmpl.

  • How is Wagon R resale value?

    • Yes, Wagon R has a decent resale value. A well maintained Wagon R, offering mileage of 14-16 kmpl, having covered more than 65,000 km has a resale value of Rs. 1.5- Rs. 2 lakhs.

  • Which Wagon R model is best?

    • Maruti Wagon R ZXI Plus 1.2 AGS Dual Tone is a top Wagon R model, offering mileage of 24.4 kmpl, priced at Rs. 7.19 lakh

  • Is Wagon R safe for long drives?

    • Yes, 4 people including the one in the driving seat can comfortably travel long distances in Wagon R. However, if 5 people are traveling then it can get uncomfortable for people seated at the back.

  • Is Swift and Wagon R engine same?

    • Maruti Suzuki Swift has a 1198 cc engine, whereas Wagon R has 1197 cc engine. In terms of mileage, top petrol model of Swift offers mileage of 39.9 km/kg, whereas, Wagon R offers mileage of 34.05 km/kg.

  • Which is more spacious, Wagon R or Swift?

    • In terms of cabin space and boot space, Wagon R is better

  • Which is more comfortable, Wagon R or Swift?

    • In terms of comfort and convenience , Wagon R is more comfortable than Swift.

  • Does Wagon R have hill assist?

    • The new WagonR VXI 1.0 AGS, ZXI 1.2 AGS, ZXI Plus 1.2 AGS, ZXI Plus 1.2 AGS dual tone has the hill assist feature.

  • Are there airbags in Wagon R?

    • The Maruti Suzuki Wagon R ZXI Plus 1.2 AGS Dual Tone has 2 airbags i.e. both for driver and passenger.

  • What is Wagon R average?

    • Maruti Wagon R offers mileage of 20.52 kmpl - 22.14 kmpl for petrol version.

  • Does Wagon R ZXI have a rear camera?

    • Yes, Wagon R ZXI does have a rear camera.

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