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icon Car Insurance icon Skoda icon Octavia
  • Overview
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  • Essential Information
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  • What's Covered
  • What's Not Covered
  • Frequently Asked Questions

Skoda Octavia Car Insurance

Skoda Octavia is a classy sedan model. It has elegant interior and exterior design. It has electronic brake force distribution mechanism which provides steady performance.

The front side of the car has an aggressive look with radiant tail light, bumper colored with color same as the body color, etc. The interior of the car is both comfortable and classy. There are 5 variants of this car with 3 engine, 2 transmission and 2 fuel option.

Note - All the information contained in this page has been sourced from the website of Skoda Auto

Types of Car Insurance Policy

Third Party Car Insurance
Third Party Car Insurance
Comprehensive Car Insurance
Comprehensive Car Insurance
Own Damage Car Insurance
Own Damage Car Insurance

How to Buy & Renew Car Insurance for Skoda Octavia: Online & Offline

Offline Process:

  • Call the motor insurance company of your preference.
  • Get in touch with third party aggregator of your choice.

Online Process:

  • Most insurance companies offer its customers the convenience of applying for car insurance online through their official websites. All you need to do is enter details the model and make of the car that you want to insure, your personal details, the premium that you would prefer to pay, etc. The softcopy of your car insurance policy will be generated and forwarded to the email ID that you have registered with them.
  • Alternately, you can visit the website of any TPA, enter the required information to view quotes for various car insurance policies.
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Essential Information about Skoda Octavia Car Insurance

Comprehensive Coverage

  • Third-party coverage
  • Loss and damage to the vehicle due to accident, theft, natural calamities, etc.
  • Personal accident cover for the occupants

Third-party Liability Insurance:

  • Covers bodily injury and /or death of third party
  • Property damage to third party

Add-On Cover

Zero Depreciation Cover
Zero Depreciation Cover
No Claim Bonus Cover
No Claim Bonus Cover
Engine Protection Cover
Engine Protection Cover
Consumables Cover
Consumables Cover
Key Protection Cover
Key Protection Cover
Personal Accident Cover
Personal Accident Cover
Daily Allowance Benefits
Daily Allowance Benefits
Cover Your Car Accessories
Cover Your Car Accessories

Inclusions of a Skoda Octavia Car Insurance?

  • Loss or damage caused by natural calamities
  • Total loss because of fire, explosions or an act of terror
  • Total loss because of theft
  • Personal accident cover which could include passengers also
  • Own-damage cover
  • Third-party liability cover
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Exclusions of a Skoda Octavia Car Insurance?

  • Normal Wear and Tear and Electrical or Mechanical Breakdowns
  • Damage to Tyres (unless vehicle also damaged)
  • Driver without a Valid Driving License
  • Driving under the influence (DUI) of intoxicants such as liquor or drugs
  • When the vehicle is used for any illegal purpose
  • Usage outside geographical limits
  • Vehicle is used for Hire or Reward, Carriage of Goods, Organised Racing, Pace Making, Speed Testing, Reliability Trials
  • Nuclear Wars and Perils
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Skoda Octavia Interior and Exterior

Interior

  • Chrome trim on controls for infotainment system and air conditions
  • Silver decor - front centre console and door panels
  • Ivory colour upholstery
  • Rear windscreen defogger with timer
  • Dual front airbags and side airbags at front
  • 6.5-inch colour touchscreen central infotainment system capacitive technology
  • Dual-zone climatronic

Exterior

  • Alloy wheels R16, Velorum
  • Chrome surround for radiator grille
  • Turn indicator in external mirrors
  • Front fog lights
  • Body colour - bumpers, door handles and external mirrors

Source: Skoda Auto

Skoda Octavia Specifications

Ambition Style L & K
Design
Wheels
Alloy wheels R(16), Alcatras Standard equipment
Alloy wheels R(16), Velorum Standard equipment Standard equipment
Chrome Package
Chrome surround for radiator grille Standard equipment Standard equipment Standard equipment
Chrome trim on controls for infotainment system and air conditioning Standard equipment Standard equipment Standard equipment
Chrome trim on front and rear air conditioning vents Standard equipment Standard equipment Standard equipment
Chrome trim on steering wheel, interior door handles, gear-shift selector Standard equipment Standard equipment Standard equipment
Braking
ABS (Anti-lock Braking System) Standard equipment Standard equipment Standard equipment
EBD (Electronic Brake force Distribution) Standard equipment Standard equipment Standard equipment
HBA (Hydraulic Brake Assistant) Standard equipment Standard equipment Standard equipment
Airbags
Dual front airbags Standard equipment Standard equipment Standard equipment
Side airbags at front Standard equipment Standard equipment Standard equipment
Seats Standard equipment Standard equipment
12-way electrically adjustable passenger seat including lumbar support Standard equipment
Information Display
Central infotainment system Standard equipment Standard equipment Standard equipment
Colour MaxiDOT Board computer - with Audio / Telephone / Vehicle / Driving Data Standard equipment Standard equipment
1.4 TSI/110 kW 1.8 TSI/132 kW (A) 2.0 TDI/105 kW 2.0 TDI/105 kW (A)
Engine type Turbocharged petrol engine, direct injection system Turbocharged petrol engine, direct injection system Turbocharged diesel engine with common rail system Turbocharged diesel engine with common rail system
Cylinders 4 4 4 4
Displacement [cm3] 1395 1798 1968 1968
Transmission
Wheel drive front wheel drive front wheel drive front wheel drive front wheel drive
Transmission Manual 6-speed Automatic 7-speed DSG Manual 6-speed Automatic 6-speed DSG

Skoda Octavia Price in India

Octavia Variant Ex-showroom Price
Style 1.8 TSI AT ₹ 20,59,599
L & K 1.8 TSI AT ₹ 23,59,599
Ambition 1.4 TSI ₹ 15,99,599
Style 1.4 TSI ₹ 18,99,599
Style 2.0 TDI CR AT ₹ 22,99,599
L & K 2.0 TDI CR AT ₹ 25,99,599
Ambition 2.0 TDI CR MT ₹ 17,99,599
Style 2.0 TDI CR MT ₹ 20,79,599

Frequently Asked Questions

  • Q. Is it mandatory to insure my Skoda Octavia in India?
    • In India, as per the Motor Vehicles Act of 1988, it is mandatory that every vehicle being driven on the road be insured. This rule applies to your Car too. Broadly, car insurance is divided into two categories i.e. third-party car insurance and comprehensive car insurance. However, you’ll be surprised to know [if you don’t know already] that only the third-party liability insurance is mandatory by law. Buying a comprehensive car insurance policy is a matter of choice.

  • Q. How will the engine’s CC affect my Skoda Octavia’s car insurance premium?
    • The total volume of all the cylinders in a car’s engine added together is expressed in cubic centimetres(cc) or, more frequently in litres. So, an engine with a capacity of 1499cc will be referred to as a 1.5litre unit. The cubic capacity of your car is mentioned in your car registration certificate (RC).The premium calculation is done as per below:

      • Cars not exceeding 1000 cc
      • Cars exceeding 1000 cc but not exceeding 1500cc
      • Cars exceeding 1500cc
  • Q. What are the documents required to buy Insurance for my Skoda Octavia?
    • With the availability of online platforms, buying insurance is a very simple and hassle-free procedure. However, following are the documents that you would need to keep handy.

      • The copy of your Registration Certificate (RC) of your vehicle
      • The invoice copy for a new car
      • Previous insurance policy
      • No claim bonus reserving letter, whenever required
  • Q. What if I had provided wrong policy information while buying my Skoda Octavia’s car insurance?
    • You may wish to make changes to your existing Skoda Octavia’s car insurance policy, and these changes are done through an endorsement. An endorsement is a written evidence of the changes made in the policy. If you need to make any changes then you can submit a letter to the insurer with the necessary proofs. This helps you obtain an endorsement, which can affect the premium to be paid for the policy.

  • Q. Is it possible to renew my Skoda Octavia’S car insurance policy from third-party to comprehensive?
    • Yes it’s possible to switch from third-party to comprehensive. However, a vehicle inspection will be required.

  • Q. Can I renew my Skoda Octavia car insurance with another Insurance company?
    • Yes, you can renew your car insurance with another insurance company without any hassles.

  • Q. How does Coverfox.com assist me with car insurance comparison?
    • When you compare quotes on Coverfox.com, you get to customize your car insurance premium based on the different insurers available, the IDV and add-on covers. You can schedule inspection of your car if required by the insurance company. In case you do not understand the plan that you choose or any other aspect of the plan that you wish to buy, then our expert advisors are available to guide you through the process.

  • Q. What if I plan to cancel my Skoda Octavia’s car insurance policy? In such a case, what should I do?
    • There might be circumstances when you might feel like cancelling your existing car insurance policy. You may certainly do so. In this case, you need an alternate policy.

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