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icon Car Insurance icon Volkswagen icon Virtus
  • Overview
  • Insurance Price
  • Types
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  • How to Buy
  • How to Claim
  • Frequent Questions

Volkswagen Virtus Insurance

The Volkswagen Virtus is a compact sedan produced by the German automaker Volkswagen. It was first introduced in Brazil in 2017 and has since expanded to other markets such as Argentina, Mexico, and India. The Virtus is based on the Volkswagen Polo hatchback and shares many of its design features and mechanical components.

The exterior of the Virtus is sleek and modern, with a distinctive front grille and sharp character lines along the sides. The interior is spacious and well-appointed, with a high-quality finish and a range of features including a touchscreen infotainment system, climate control, and advanced safety features such as electronic stability control and six airbags.

Under the hood, the Virtus offers a range of efficient and powerful engines, including a 1.0-liter three-cylinder turbocharged engine and a 1.6-liter four-cylinder engine that can run on both gasoline and ethanol. The Virtus also offers a choice of manual or automatic transmissions, depending on the model.

Overall, the Volkswagen Virtus is a stylish and practical compact sedan that offers a good balance of performance, efficiency, and safety features. Its combination of advanced technology, spacious interior, and affordable pricing makes it a popular choice for drivers looking for a reliable and well-equipped car. If you are the owner of this car then you must have a car insurance to follow the Motor Vehicles Act, 1988.

Volkswagen Virtus Car Models With Car Insurance Price

Volkswagen Virtus Car Insurance premium rates for the top Volkswagen Virtus Variants are as follows:

Volkswagen Virtus Variant(2019 Registration) Fuel Type Insured Declared Value Zero Depreciation Cover Insurance Price More Plans
Comfortline - 1.0L TSI MT Petrol Rs. 5,66,000 Rs. 18,491 Rs. 25,479
Highline - 1.0L TSI MT Petrol Rs. 6,50,000 Rs. 21,236 Rs. 28,950
Highline - 1.0L TSI AT Petrol Rs. 7,14,000 Rs. 23,326 Rs. 31,593
Topline - 1.0L TSI MT Petrol Rs. 7,21,000 Rs. 23,555 Rs. 31,883
Topline - 1.0L TSI AT Petrol Rs. 7,86,000 Rs. 25,679 Rs. 34,569
GT Plus - 1.5L TSI DSG Petrol Rs. 9,04,900 Rs. 29,563 Rs. 40,803
Disclaimer: The above Volkswagen Virtus car insurance premium rates may change as per the Volkswagen car model, variant, fuel type, place of registration, year of registration, policy type, IDV and Add-on covers chosen.

Types of Volkswagen Virtus Insurance

third party car insurance

Third Party

This type of car insurance provides coverage to third party life and property and does not cover the insured vehicle

comprehensive car insurance

Comprehensive

This type of car insurance provides coverage to your vehicle as well as third party and property

standalone own damage car insurance

Standalone / Own Damage

This type of insurance provides coverage for your car’s damages and losses including events caused due to man made, natural calamities, and theft.

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Boost the Protection of your Volkswagen Virtus with these Add-ons

subtitle
No Claim Bonus

No Claim Bonus

No claim bonus is retained despite making multiple claims in one policy year.
Zero Depreciation

Zero Depreciation

Depreciation on parts made up of glass, plastic, rubber, nylon, etc. is is not taken into consideration at the time of claim.
Roadside Assistance

Roadside Assistance

Also known as breakdown cover, roadside assistance cover provides you with assistance like towing service, minor repair, spare key arrangements, etc.
Personal Accident Cover

Personal Accident Cover

This type of cover provides compensation up to Rs. 15 lakh in case the owner-driver dies, becomes disable or is injured due to an accident.
Engine Protection Cover

Engine Protection Cover

Provides coverage in case of loss or damages caused to the engine due to issues such as water ingression, oil spill, etc.
Daily Allowance Cover

Daily Allowance Cover

In case the insured’s car is damaged and is being repaired at a garage, then this type of cover provides travel allowance to take care of day to day expenses
Consumable Cover

Consumable Cover

A regular car insurance policy does not provide coverage for cost of consumables such as oil, nuts and bolts, lubricants, etc. But with this type of add-on such costs are covered.
Accessories Cover

Accessories Cover

With this add-on, you get coverage for car accessories such as vacuum cleaner, anti-theft device, battery charger, fire extinguisher, etc.
Passenger Cover

Passenger Cover

In case if the passengers traveling in the car get injured then this cover provides coverage for cost of hospitalization, ambulance charges, etc.
Invoice Cover

Invoice Cover

In the event of total loss, constructive loss or theft of the car, return to invoice cover provides the car owner up to the amount mentioned in the invoice.
Key Replacement Cover

Key Replacement Cover

This add on provides coverage for expenses arising from replacing the keys of the insured car.
Loss of Personal Belonging

Loss of Personal Belongings

With Loss of personal belongings Cover, your insurer will pay for any type of damages or losses to most of your personal belongings kept in the car.
Paid Driver Cover

Paid Driver Cover

Paid Driver Cover is quite helpful when you have an employed driver as it pays for any injuries caused to your driver in case of an accident.
Tyre Damage Cover

Tyre Damage Cover

Tyre Damage Cover comes in handy and provides a great deal of assistance in case of a flat tire while you are traveling.
RIM Damage Cover

RIM Damage Cover

Any warping or damages caused to rim is covered when you have purchased the Rim Damage Cover Add-on.
Voluntary Deductible

Voluntary Deductible

A Voluntary Deductible refers to a precise portion of the claim money that the policyholder agrees to pay out of his own pocket. This makes premium cheaper.

What's Covered under Volkswagen Virtus Insurance?

Accidents
Accidents
Accidents are uncertain. In case of damages caused to car due to an accident, don’t panic as with car insurance you are covered
Theft
Theft
In case of theft of the vehicle, coverage is offered up to the insured declared value mentioned in the policy
Natural and man-made calamities
Natural and Man-made Calamities
Your car is protected against man-made and natural calamities like fire, earthquake, landslide, vandalism, terrorist attack, etc.
Personal Accident
Personal Accident
Provides coverage up to Rs. 15 lakh in case of death or disability caused to the owner-driver due to an accident.
Third party liability
Third Party Liability
Get protection against death, disability or injury caused to the third party due to your car
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What's Not Covered under Volkswagen Virtus Insurance?

Electrical breakdown
Mechanical breakdown
Normal wear and tear
Driving without valid driving license
Consequential loss of car
Driving under influence of drugs/alcohol
Using car for illegal purpose
Commercial use of private car
Depreciation of car parts
Damages due to contributory negligence
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How to Buy / Renew Volkswagen Virtus Insurance Online at Coverfox?

  • 1 Enter Car Details
    Enter Car Details
    Fill in your Car registration number and other basic details
  • 2 Compare & Select Right Plan
    Compare & Select Right Plan
    Go through the shortlisted plans, their premiums and choose the best plan
  • 3 Add Additional Covers
    Add Additional Covers
    Increase the protection by attaching add-ons like Zero Dep. Engine Protection, etc.
  • 4 Make Online Payment
    Make Online Payment
    Pay premium online through a secure gateway from your credit/debit card, internet banking, wallet, etc.

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How to Claim Volkswagen Virtus Insurance?

  • Contact the insurance company within 48 hours of the accident or theft
  • File an FIR in case of third party damage or theft of the bike
  • Submit the required documents
  • The insurance company will appoint a surveyor to check on the extent of damages
  • The car will be sent to the garage for repair
  • Cashless service will be provided in case the car is being repaired at a network garage
  • In case of theft, insured declared value will be given to the policyholder after the police shares non traceable report
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Upcoming Cars in India 2022
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Frequently Asked Questions

  • Is Virtus car worth buying?

    • The Volkswagen Virtus is a premium sedan with a spacious cabin, refined engines, and modern features. Its ride quality and handling are also quite good.

  • Is VW Virtus and Skoda Slavia same?

    • The Volkswagen Virtus and Skoda Slavia are based on the same platform and share some components. However, they are different cars with their own unique design, features, and characteristics.

  • How much does Virtus cost?

    • The price of the Volkswagen Virtus in India starts from around Rs. 11 lakhs and goes up to Rs. 18 lakhs, depending on the variant and features.

  • Is Virtus bigger than Vento?

    • Yes, the Volkswagen Virtus is slightly bigger than the Vento in terms of length, width, and height.

  • What is the mileage of Virtus in the city?

    • The petrol variants with manual transmission deliver a mileage of around 17 km/l in the city, while the automatic transmission variants offer around 16 km/l.

  • Does Virtus have a sunroof?

    • Yes, some variants of the Volkswagen Virtus come equipped with a sunroof.

  • Is Virtus diesel or petrol?

    • The Volkswagen Virtus is available in both diesel and petrol engine options.

  • What is the road clearance of Virtus?

    • The road clearance of the Volkswagen Virtus is around 163 mm.

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Customer Reviews
Average Customer Rating:
Get Volkswagen Virtus Insurance Online in 5 mins | Coverfox
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Rahul B
Hassle-free Volkswagen Virtus Insurance purchase from Coverfox
I recently purchased insurance for my volkswagen virtus from Coverfox and I must say, I had a great experience. The entire process was smooth and hassle-free. The website was easy to navigate and the customer service team was very helpful in answering all my queries.
20 Mar 2023
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