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Buy or Renew Bajaj Pulasr Bike Insurance from Coverfox
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icon Two Wheeler Insurance icon Bajaj icon Pulsar

Bajaj Pulsar Insurance

The Bajaj Pulsar, first launched in 2001, redefined the performance bike segment in India and has since become one of the country’s most iconic motorcycles. Known for its sporty design, reliable engine, and exciting performance, the Pulsar family caters to a wide audience – from daily commuters to performance enthusiasts. With variants ranging from Pulsar 125, 150, 160, and NS200 to the RS200 and the new N250, there is a Pulsar for every kind of rider.

Owning a Bajaj Pulsar is a matter of pride, but it also comes with the responsibility of securing it with the right Bajaj Pulsar bike insurance policy. A valid two wheeler insurance for Bajaj Pulsar not only meets legal requirements but also protects against accident-related expenses, theft, natural disasters, and third-party liabilities. A third-party Bajaj Pulsar insurance policy ensures compliance with the Motor Vehicles Act, while a comprehensive bike insurance policy for Bajaj Pulsar offers complete financial protection for you and your motorcycle. The Bajaj Pulsar insurance price varies depending on the variant and coverage, but buying or renewing a policy online is simple, convenient, and ensures peace of mind for every ride.

Top Bike Insurance Plans in September 2025

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Reliance General Insurer
Amount Covered: ₹ 1 Lakh
Deal Price: ₹ 2,094 / Year
Waiting period: 4 yrs

Disclaimer: The above mentioned prices are for a 2 year old Hero Honda Karizma R 223 CC, registered in Navi Mumbai & previous policy has expired.

Best Bajaj Pulsar Two Wheeler Models with Insurance Price

The insurance premium of your Bajaj Pulsar depends on the model you own, its engine capacity, and add-ons selected. Check Bajaj Pulsar insurance price for some of the popular variants mentioned below:

Bajaj Pulsar Variant Insured Declared Value[1st Year IDV] Total Insurance Premium [5 Year Tenure]
Pulsar 125 ₹63,175 ₹6,225
Pulsar 150 ₹58,661 ₹6,197
Pulsar NS160 ₹73,783 ₹10,457
Pulsar N160 ₹1,26,350 ₹10,790
Pulsar NS200 ₹1,23,546 ₹10,772
Pulsar RS200 ₹1,50,494 ₹10,943
Pulsar 220F ₹92,125 ₹11,518
Pulsar N250 ₹1,24,328 ₹10,778

Disclaimer: The total insurance premium includes Own Damage, Third Party, and Personal Accident Cover premiums, along with applicable GST. This premium is for a policy tenure of 5 years with a first-year Insured Declared Value. Actual coverage and premium components may vary as per insurer terms and regulatory guidelines and premium may vary based on the location of the insured vehicle, as regional factors influence risk assessment and applicable charges.

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Available Insurance Types for Bajaj Pulsar

When purchasing a Bajaj Pulsar bike insurance policy, you can choose from the following types:

Third-Party Bike Insurance

Third-Party Bike Insurance is a legally mandatory cover that protects against third-party liabilities such as injury, death, or property damage, but does not cover your own Pulsar.

Standalone Own-Damage Bike Insurance

Standalone Own-Damage Bike Insurance protects your Bajaj Pulsar from accidents, fire, theft, and natural calamities. Ideal if you already have a third-party policy but want protection for your own motorcycle.

Comprehensive Bike Insurance Policy

Comprehensive Bike Insurance Policy offers all-round protection by combining third-party and own-damage cover. It also allows adding extra covers like zero depreciation, engine protection, or roadside assistance for enhanced safety.

Must-Have Add-Ons for Bajaj Pulsar Insurance

Enhance your Bajaj Pulsar insurance policy with add-ons that provide extended protection:

Zero Depreciation Cover

Get full claim settlement without any depreciation cuts on your Pulsar’s parts - what you paid is what you get.

Return-to-Invoice (RTI) Cover

In case of total loss or theft, this cover ensures you get back the original invoice value of your Bajaj Pulsar, including registration and road tax.

Engine Protection Cover

Keep your Pulsar’s heart safe! This cover protects the engine from damage due to waterlogging, oil leaks, and other non-accidental issues.

NCB Protection

Made a claim on your Bajaj Pulsar insurance? No worries. With this cover, you can still retain your No Claim Bonus and enjoy premium discounts at renewal.

Personal Accident Cover

Offers financial protection for the rider - and optionally, the pillion - in case of accidental injuries or unfortunate demise.

24x7 Roadside Assistance

Whether it's a flat tyre, fuel shortage, or a sudden breakdown, help is just a call away - anywhere, anytime.

Why Buy Bajaj Pulsar Insurance Online from Coverfox?

Buying your Bajaj Pulsar insurance online through Coverfox is quick, hassle-free, and cost-effective.

  • Compare multiple Bajaj Pulsar insurance quotes instantly.
  • Get exclusive online discounts for affordable premiums.
  • Customise with add-ons like zero depreciation, RTI, and roadside assistance.
  • Renew your Bajaj Pulsar insurance policy online in minutes and maintain NCB benefits.
  • Receive instant digital Bajaj Pulsar insurance copy without paperwork.
  • For any assistance, feel free to contact our support team at help@coverfox.com or call us on 022 4897 1018.

For riders who want speed and convenience, Coverfox offers the easiest way to buy or renew a two wheeler insurance for Bajaj Pulsar.

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Buy/Renew Pulsar Bike Insurance Online With Upto 85%* Off

Buying or Renewing Bajaj Pulsar Insurance Online

Purchasing or renewing your Bajaj Pulsar insurance policy online is simple, transparent, and paperless. Here’s how:

  1. Enter your Bajaj Pulsar’s registration number, variant, fuel type, and manufacturing year to get accurate Bajaj Pulsar insurance quotes.
  2. Check available insurance policy options such as third-party, standalone own-damage, and comprehensive bike insurance policy for Bajaj Pulsar.
  3. Choose add-ons like zero depreciation, engine protection, or roadside assistance.
  4. Select the right plan with affordability and maximum protection for your Pulsar.
  5. Complete the purchase securely by paying through UPI, card, or net banking and get your instant Bajaj Pulsar insurance copy.

Timely renewal of your Bajaj Pulsar insurance online ensures continued protection, uninterrupted coverage, and retention of NCB benefits.

Claim Process for Bajaj Pulsar Insurance

Filing a Bajaj Pulsar insurance claim is simple and quick.

Cashless Claim Settlement for Bajaj Pulsar

  1. Inform the insurer immediately after an accident, theft, or damage.
  2. Visit an authorised network garage for repairs.
  3. Submit necessary documents – Bajaj Pulsar insurance copy, RC, DL, and claim form.
  4. The surveyor inspects and approves the repair cost.
  5. Repairs are completed, and the insurer directly settles the bill with the garage.
  6. You only pay deductibles or non-covered expenses.

Reimbursement Claim Settlement for Bajaj Pulsar

  1. Register the claim with your insurer.
  2. Get your Pulsar repaired at any garage of your choice and pay the bill upfront.
  3. Collect all repair invoices and receipts.
  4. Submit documents – claim form, Bajaj Pulsar insurance policy copy, RC, DL, and FIR (if required).
  5. The surveyor verifies the claim and the insurer processes reimbursement.
  6. The approved claim amount is credited directly to your bank account.

Documents Required for Bajaj Pulsar Insurance Claims

Keep these documents ready for smooth Bajaj Pulsar insurance claims:

  • Bajaj Pulsar insurance policy copy
  • Registration Certificate (RC)
  • Driving Licence of the rider
  • Duly filled claim form for Bajaj Pulsar
  • Repair invoices and bills of Bajaj Pulsar bike
  • FIR copy (for theft, major accidents, or third-party claims)

FAQs on Bajaj Pulsar Insurance

  • Q. What is the average cost of Bajaj Pulsar insurance?

    • Premiums vary depending on the variant, IDV, location, and add-ons. Third-party policies are cheaper, while a comprehensive bike insurance policy for Bajaj Pulsar offers wider coverage at a higher cost.

  • Q. How is the IDV calculated for a Bajaj Pulsar insurance policy?

    • The Insured Declared Value (IDV) is based on the current market value of the Pulsar minus depreciation. It directly influences your Bajaj Pulsar insurance quotes and claim settlement.

  • Q. What does a Bajaj Pulsar bike insurance policy cover?

    • It covers third-party liabilities, own-damage, theft, fire, and natural or man-made disasters. With add-ons, coverage can extend to engine protection, roadside assistance, and zero depreciation.

  • Q. What is not covered under Bajaj Pulsar insurance?

    • Exclusions include normal wear and tear, mechanical or electrical failures, riding without a valid licence, drunk driving, and damages outside the policy’s geographical limits.

  • Q. Can I transfer my No Claim Bonus when renewing my Bajaj Pulsar insurance policy?

    • Yes, NCB belongs to the policyholder and can be transferred during renewal or when purchasing a new bike.

  • Q. Can I buy Bajaj Pulsar insurance online instantly?

    • Yes, platforms like Coverfox allow you to compare, customise, and buy Bajaj Pulsar insurance online with instant policy issuance.

  • Q. What if I miss renewing my Bajaj Pulsar insurance policy on time?

    • If your policy lapses, you lose coverage and NCB benefits. Timely renewal ensures continuous protection and legal compliance.

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