Harley Davidson Nightster

If you are a sports bike lover then Harley Davidson Nightster might just be the right choice. The bike delivers distinctive style and great performance with its 19-inch front wheel and 16-inch rear wheel. To increase your confidence during unexpected situations or while riding through adverse road conditions, the bike offers a range of safety features including chassis control, electronic brake, and powertrain technology. While in terms of safety the bike does seem to be promising, being a responsible Indian citizen, it is imperative that you purchase third party insurance cover for the Harley Davidson Nightster bike. You can also choose comprehensive coverage to get cover for your own damages.

With the easy steps given below, you can buy or renew Harley Davidson Nightster Insurance online on Coverfox.com.

• Visit official website of Coverfox.com.
• Click on bike
• Enter your bike number and policy expiry date
• If you are not sure of bike number, enter the bike name, bike registration RTO and previous policy expiry date
• In case if you have bought a new bike, click on bought a new bike and enter bike model and variant
• Click on view quotes
• Check on premium, coverage and other details
• Enter bike owner details like name, email address, nominee name, date of birth, etc
• Enter communication address and vehicle details
• Make the payment and get policy instantly

You can choose from over two types of Harley Davidson Nightster insurance. Read on to know about the same.

• Third party Insurance

• A third party insurance provides you with coverage against the damages, death or disability you may caused to third party person
• It protects you against damages caused to third party property as well
• This type of insurance is mandatory as per the laws of the Motor Vehicles Act, 1988
• The premium for this type of insurance is same by all the companies and it is fixed by the IRDA
• This type of cover will not provide coverage for your own bike

• Comprehensive Insurance

• Comprehensive bike insurance is a mix of own damage cover and third party insurance cover
• This is ideal choice as you get cover for your own bike as well as that of the third party
• This type of cover compensates you for the damages caused to third party property person and even your own car
• The premium for this type of insurance cover is decided by the insurance company based on insured declared value, engine capacity, add ons, deductible, etc.
• The premium for this cover may vary from insurer to insurer

Looking to avail additional cover for ​​your Harley Davidson Nightster? Here are bike insurance riders you can choose from

• No claim bonus protection: With this add on, the no claim bonus you accumulate stays intact in spite of making multiple claims in 1 policy year.
• Zero depreciation: Claim amount is offered without deducting the value of the depreciated parts of the bike
• Passenger cover: Provides coverage to the person accompanying you on the bike
• Return to invoice: The amount mentioned in the vehicle’s invoice is offered in case of total loss or theft of the vehicle
• Roadside assistance: In case of breakdown of the vehicle in the middle of the road or in an emergency situation, roadside assistance is provided by the insurer to get your vehicle immediately repaired, towed to the nearby garage, etc.

Third party two wheeler insurance claim for Harley Davidson Nightster

• Inform the insurance company in case of damages caused to third party or property
• If you are the victim, note down the details of the third party
• Report the issue at the nearest police station and inform the insurance company immediately
• The insurance company will then transfer the matter to the Motor Insurance Tribunal which will decide on the compensation amount to be granted

Own-damage two wheeler insurance claim for Harley Davidson Nightster

• Inform the insurance company about the damages caused to the car due to an accident
• Report the matter at the nearest police station
• A surveyor appointed by the insurance company will check on the extent of damages caused and prepare an estimate
• The vehicle will then be sent to the nearby garage for repair work
• If the repair is being done at non network hospital then the insurance company will compensate on the damages after subtracting the deductible amount

Two-wheeler insurance claim in case of theft of Harley Davidson Nightster

• As soon as you feel that your bike is stolen, call the insurance company and inform them about the theft
• Report the matter at the nearest police station
• Submit required documents like PUC certificate, driving license, RC copy, to the insurance company
• The insurer will also ask for original keys of the bike
• The non traceable report will be issued by the police and the claim will be settled as per the policy terms and conditions