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icon Two Wheeler Insurance icon Kawasaki icon Ninja 650

Kawasaki Ninja 650 Insurance

The Ninja 650 is a sports bike from the Japan bike maker Kawasaki. The bike has racer bike design and sharper looks. The bike has a powerful 650 cc engine.

The bike has been customised to suit Indian road conditions. The new version of Kawasaki Ninja was launched in 2017. The bike has a comfortable seat of 790 mm making it an enjoyable ride for city and highways. The Kawasaki Ninja 650 is available for purchase at all the Kawasaki showrooms across India. Two wheeler insurance is mandatory in India.

Top Bike Insurance Plans in June 2025

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Reliance General Insurer
Amount Covered: ₹ 1 Lakh
Deal Price: ₹ 2,094 / Year
Waiting period: 4 yrs

Disclaimer: The above mentioned prices are for a 2 year old Hero Honda Karizma R 223 CC, registered in Navi Mumbai & previous policy has expired.

  • Insurance Price
  • Add Ons
  • How Buy/Renew
  • Why Important
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  • What Covered
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  • Review
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  • Frequently Asked Questions

Best Kawasaki Two Wheeler Models with Insurance Price

Check out the best available premium rates for Kawasaki Ninja 650 Model.

Kawasaki Ninja 650 Models(2019 Registration) Ninja 650 Model Variant Insured Declared Value Zero Depreciation Net Premium More Plans
Kawasaki Ninja 650
R | 649 CC
₹ 3,25,080
₹ 975
₹ 2,120*

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Disclaimer: The above Kawasaki Ninja 650 insurance premium rates may change as per the Ninja 650 model, variant, fuel type, place of registration, year of registration, policy type, IDV and Add-on covers chosen.

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Buy/Renew Kawasaki Ninja 650 Insurance Plans Online

Add-ons For Your Bike Insurance

Zero Depreciation- A Zero Depreciation Cover, commonly known as Nil Depreciation Policy, covers for a full claim for plastic, rubber, glass or fiber parts.

NCB Cover - Your cautious driving earns you a 20%-50% No Claim Bonus on your own-damage premium for every successful claim free year. However, once you claim, your discounts will be reset to zero. The NCB Protection add-on helps you to retain your discount even if you make some smaller claims as per the policy terms.

Engine Protection- This add-on is for the times when the monsoons are at their destructive worst, and leave your car's engine vulnerable to flooding.

Own Damage- Your responsible driving skills are rewarded with a bonus of upto 50% on your premium, for every consecutive claim-free year. Now isn't that a treat?.

How to Renew Kawasaki Ninja 650 Bike Insurance

Kawasaki Ninja 650 bike insurance can be renewed at any general insurance company offering bike insurance. It is suggested that you go online and log on to Coverfox.com to check and compare various bike insurance plans offered by the various insurance companies. You can select the plan which will be ideal for your Kawasaki Ninja 650. Purchasing bike policy online will also give you a better deal, saving you money on insurance. Long- term bike insurance plans are available for 2 and 3 years term. This will not only save you money and hassle of annual renewal but will keep you protected for any inflation for the long policy term.

Why Is It Important to Have Ninja 650 Insurance Through Coverfox?

  • Covers for any damages/losses caused to the third party
  • Coverage upto the insured declared value in case of theft or
  • Comprehensive coverage for your own two wheeler.
  • Benefits of cashless transactions through network garages.

Compare, Buy and Renew Bike Insurance Plans Online

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Essential Information about Insurance for your Kawasaki Ninja 650

Third-party Liability Insurance:

  • Covers bodily injury and /or death of third party
  • Property damage to third party

Comprehensive Coverage

  • Third-party coverage
  • Loss and damage to the vehicle due to accident, theft, natural calamities, etc.
  • Personal accident cover for the occupants

What is Covered under a Comprehensive Kawasaki Ninja 650 Insurance?

  • Loss or damage caused by natural calamities
  • Total loss because of fire, explosions or an act of terror
  • Total loss because of theft
  • Own-damage cover
  • Personal accident cover

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What is Not Covered under a Comprehensive Kawasaki Ninja 650 Insurance?

  • Normal Wear and Tear and Electrical or Mechanical Breakdowns
  • Damage to Tyres (unless vehicle also damaged)
  • Driver without a Valid Driving License
  • Driving under the influence (DUI) of intoxicants such as liquor or drugs
  • When the vehicle is used for any illegal purpose
  • Vehicle is used for Hire or Reward, Carriage of Goods, Organised Racing, Pace Making, Speed Testing, Reliability Trials
  • Usage outside geographical limits
  • Nuclear Wars and Perils

Specifications of Kawasaki Ninja 650

1234 5678
Mileage
21 Kmpl
Starting
Self-Start Only
Cooling System
Liquid Cooled
Gear Box
6 Speed
Clutch
Wet, Multi-Plate
No. of Cylinders
2
Drive Type
Chain Drive (Sealed O - Ring Chain)
Valves (per cylinder)
4
Bore
83 mm
Stroke
60 mm

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Kawasaki Ninja 650 Price in India

City Ex-Showroom
Mumbai
₹5.99 lakhs - ₹6.54 lakhs
Delhi
₹5.99 lakhs - ₹6.54 lakhs
Chennai
₹5.99 lakhs - ₹6.54 lakhs
Bangalore
₹5.99 lakhs - ₹6.54 lakhs
Hyderabad
₹5.99 lakhs - ₹6.54 lakhs

Review of Kawasaki Ninja 650 Insurance

Kawasaki Ninja 650 is practical sports bike launched by Kawasaki for growing demand for sports bikes in India. The cost of bike has been also kept affordable for the specifications it is offering. The bike has been customised well to suit Indian road and traffic conditions. Kawasaki Ninja 650 will give strong competition to the foreign bikes which are imported. In less than half the cost of a foreign bike you can get a better experience of a sports bike in Kawasaki Ninja 650.

More Kawasaki Models

Here are some quick links to find out more about bike insurance for other models
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Kawasaki Ninja 1000
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Kawasaki Ninja 650
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Kawasaki Versys 1000
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Frequently Asked Questions

  • Q. What are the specs and features of Kawasaki Ninja 650?

    • The bike has race bike looks, 650 cc engine, alloy wheels, disc brakes, 6 speed gearbox, 212 max speed and many more.

  • Q. What is the mileage of Kawasaki Ninja 650?

    • The mileage of Kawasaki Ninja 650 is 21 kmpl.

  • Q. Why should you insure your Kawasaki Ninja 650 bikes?

    • Insurance is a mandatory requirement as per the Motor Vehicles Act, 1988. Third party insurance is the minimum requirement you need to cover against any third party losses in which your bike is involved. While Third Party cover is a mandatory requirement, a comprehensive bike insurance will provide financial cover on account of theft and damage (natural and man-made activities) for your Kawasaki Ninja 650 which the third party insurance cover lacks. Hence it is recommended to get comprehensive insurance cover so your prized possession is covered against perils on and off the road.

  • Q. How to make a claim on your Kawasaki Ninja 650?

    • How to make a claim on your Kawasaki Ninja 650?

      • Contact and register your claim with the two wheeler insurance company at the earliest. They will guide you with the process
      • Lodge an FIR if your two wheeler has been stolen or been in a major accident
      • The insurance company will do the damage evaluation
      • Fill the form and submit the necessary document and the claim will be settled by the insurance as per the mode chosen i.e cashless garage or reimbursement.
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