The TVS XL is India’s most enduring moped, celebrated for its durability, simplicity, and impressive fuel efficiency. This TVS two wheeler model is built to handle both busy city streets and rugged rural roads, the XL 100 combines practicality with reliable performance. Its 99.7 cc four-stroke engine produces 4.3 bhp and 6.5 Nm torque, delivering a mileage of approximately 67 km/l.
Owning this trusted vehicle means protecting it financially, and a TVS XL bike insurance policy safeguards you against expenses arising from accidents, theft, fire, or natural disasters. While third-party insurance is mandatory under the Motor Vehicles Act, 1988, comprehensive two wheeler insurance for TVS XL offers broader protection for both your moped and third-party liabilities.
Disclaimer: The above mentioned prices are for a 2 year old Hero Honda Karizma R 223 CC, registered in Navi Mumbai & previous policy has expired.
The TVS XL is designed for comfort, convenience, and durability. Its heavy-duty shock absorbers and rugged chassis ensure a smooth ride on rough terrain, while the loud DC horn, large wheels, powerful brakes, all-metal body, wide platform, bright reflector headlamp, and removable pillion seat make it a reliable and safe moped. Riders enjoy the wide front platform, easy kick-start, comfortable broad twin seats, grab rail, pass light, gearless riding, and easy centre stand, making the XL ideal for both personal and commercial use.
The TVS XL is available in multiple variants to suit different needs. TVS XL100 Heavy Duty, TVS XL100 Heavy Duty i-Touch Start, TVS XL100 Comfort i-Touch Start, TVS XL100 Heavy Duty i-Touch Start Win Edition, and TVS XL100 Heavy Duty Alloy. Each variant offers unique features like alloy wheels, i-Touch start, and enhanced durability, allowing buyers to choose the model that best fits their commuting or business requirements.
Check out the best available premium rates for Bajaj Pulsar 180 Models.
| TVS XL Variant | Insured Declared Value [1st Year IDV] | Total Insurance Premium [5-Year Tenure] |
|---|---|---|
| Tvs XL Super Moped | 69 CC | ₹23,750 | ₹4,530 |
| Tvs XL Super Heavy Duty | 100 CC | ₹32,436 | ₹4,805 |
| Tvs XL 100 Heavy Duty | 99 CC | ₹26,524 | ₹5,590 |
| Tvs XL100 Comfort Kick Start | 100 CC | ₹32,812 | ₹5,713 |
Disclaimer: The above TVS XL insurance prices include Own Damage, Third Party, and Personal Accident Cover with GST. Premiums may vary depending on the variant, add-ons (Zero Depreciation, RTI, Engine Protection), location, and insurer terms.
Buying or renewing your TVS XL insurance online is simple and hassle-free:
Tip: Timely renewal ensures uninterrupted coverage and helps retain your No Claim Bonus (NCB).
A TVS XL insurance policy protects you against both third-party and own-vehicle risks. Third-party coverage takes care of injuries or damages caused to others, while comprehensive plans provide protection for your own moped against accidental damage, theft, fire, natural disasters, and personal accidents for the owner-rider. Optional add-ons such as Zero Depreciation, Engine Protection, and Return-to-Invoice (RTI) can further enhance your coverage, giving you broader financial protection and peace of mind.
Certain situations are excluded from TVS XL insurance coverage. These include normal wear and tear, mechanical or electrical breakdowns, and damage to tyres alone. Incidents that occur while riding without a valid licence, driving under the influence of alcohol or drugs, or using the vehicle for illegal purposes are also not covered. Additionally, losses outside India or resulting from war, nuclear events, or acts of terrorism are excluded. Understanding these limitations helps you select the right plan and add-ons for complete protection.
TVS XL is available in multiple variants including XL Super Moped (69 cc), XL Super Heavy Duty (100 cc), XL 100 Heavy Duty (99 cc), and XL 100 Comfort Kick Start (100 cc). Each variant is designed for different load capacities and usage needs.
The TVS XL 100 delivers excellent fuel efficiency of around 67 km/l, making it one of the most economical mopeds for both city and rural commuting.
The fuel tank capacity of the TVS XL 100 is 4 liters, with an additional 1.3-liter reserve for long-distance reliability.
Yes. The TVS XL’s rugged chassis, durable all-metal body, and high mileage make it ideal for heavy-duty and commercial purposes, including rural deliveries and long-distance commuting.
The XL comes with drum brakes on front and rear, a bright reflector headlamp, a loud DC horn, and a comfortable seating platform, ensuring safe and reliable rides even on rough roads.
