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icon Car Insurance icon Bmw icon X5
  • Overview
  • Types
  • Addons
  • Inclusions
  • Exclusions
  • How to Buy
  • How to Claim

BMW X5 Insurance

BMW presents the sport lovers with its next innovation named as the BMW X5, which is a mid-size luxury SUV. The car stands high as the BMW's first SUV that is equipped with (4WD) all-wheel drive and was capable of employing either of the manual or automatic transmission. The car was launched by the company in 1999 and is presently running in its third generation since 2013.

Types of BMW X5 Insurance

third party car insurance

Third Party

This type of car insurance provides coverage to third party life and property and does not cover the insured vehicle

comprehensive car insurance

Comprehensive

This type of car insurance provides coverage to your vehicle as well as third party and property

standalone own damage car insurance

Standalone / Own Damage

This type of insurance provides coverage for your car’s damages and losses including events caused due to man made, natural calamities, and theft.

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Addons for BMW X5 Insurance

subtitle
No Claim Bonus

No Claim Bonus

No claim bonus is retained despite making multiple claims in one policy year.
Zero Depreciation

Zero Depreciation

Depreciation on parts made up of glass, plastic, rubber, nylon, etc. is is not taken into consideration at the time of claim.
Roadside Assistance

Roadside Assistance

Also known as breakdown cover, roadside assistance cover provides you with assistance like towing service, minor repair, spare key arrangements, etc.
Personal Accident Cover

Personal Accident Cover

This type of cover provides compensation up to Rs. 15 lakh in case the owner-driver dies, becomes disable or is injured due to an accident.
Engine Protection Cover

Engine Protection Cover

Provides coverage in case of loss or damages caused to the engine due to issues such as water ingression, oil spill, etc.
Daily Allowance Cover

Daily Allowance Cover

In case the insured’s car is damaged and is being repaired at a garage, then this type of cover provides travel allowance to take care of day to day expenses
Consumable Cover

Consumable Cover

A regular car insurance policy does not provide coverage for cost of consumables such as oil, nuts and bolts, lubricants, etc. But with this type of add-on such costs are covered.
Accessories Cover

Accessories Cover

With this add-on, you get coverage for car accessories such as vacuum cleaner, anti-theft device, battery charger, fire extinguisher, etc.
Passenger Cover

Passenger Cover

In case if the passengers traveling in the car get injured then this cover provides coverage for cost of hospitalization, ambulance charges, etc.
Invoice Cover

Invoice Cover

In the event of total loss, constructive loss or theft of the car, return to invoice cover provides the car owner up to the amount mentioned in the invoice.
Key Replacement Cover

Key Replacement Cover

This add on provides coverage for expenses arising from replacing the keys of the insured car.

What's Covered under BMW X5 Insurance?

Accidents
Accidents
Accidents are uncertain. In case of damages caused to car due to an accident, don’t panic as with car insurance you are covered
Theft
Theft
In case of theft of the vehicle, coverage is offered up to the insured declared value mentioned in the policy
Natural and man-made calamities
Natural and Man-made Calamities
Your car is protected against man-made and natural calamities like fire, earthquake, landslide, vandalism, terrorist attack, etc.
Personal Accident
Personal Accident
Provides coverage up to Rs. 15 lakh in case of death or disability caused to the owner-driver due to an accident.
Third party liability
Third Party Liability
Get protection against death, disability or injury caused to the third party due to your car
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What's Not Covered under BMW X5 Insurance?

Electrical breakdown
Mechanical breakdown
Normal wear and tear
Driving without valid driving license
Consequential loss of car
Driving under influence of drugs/alcohol
Using car for illegal purpose
Commercial use of private car
Depreciation of car parts
Damages due to contributory negligence
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How to Buy / Renew BMW X5 Insurance Online at Coverfox?

  • 1 Enter Car Details
    Enter Car Details
    Fill in your Car registration number and other basic details
  • 2 Compare & Select Right Plan
    Compare & Select Right Plan
    Go through the shortlisted plans, their premiums and choose the best plan
  • 3 Add Additional Covers
    Add Additional Covers
    Increase the protection by attaching add-ons like Zero Dep. Engine Protection, etc.
  • 4 Make Online Payment
    Make Online Payment
    Pay premium online through a secure gateway from your credit/debit card, internet banking, wallet, etc.

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How to Claim BMW X5 Insurance?

  • Contact the insurance company within 48 hours of the accident or theft
  • File an FIR in case of third party damage or theft of the bike
  • Submit the required documents
  • The insurance company will appoint a surveyor to check on the extent of damages
  • The car will be sent to the garage for repair
  • Cashless service will be provided in case the car is being repaired at a network garage
  • In case of theft, insured declared value will be given to the policyholder after the police shares non traceable report
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Exterior and Interior of BMW X5

Exterior of BMW X5

  • The exterior designing of the car is done artistically and to represent the soul authoritativeness.
  • The focused LED headlights, the chrome-plated kidney grille and the bold front fender yields a dominating front look for the SUV.
  • The side profile of the car is accentuated by the slippery aerodynamics and the 18 and 19 inch wheel designs.
  • The dimension scheme of the bold SUV reads - 4886mm x 1938mm x 1762mm (L x W x H) and a long and stable wheelbase of 2933mm.
  • The SUV also has a high ground clearance of 208mm.

What to opt for: The BMW SUV features a competitive dynamic trait and should be considered for a total exterior parts cover including the added accessories.

Interior of BMW X5

  • The cabin of the car is crafted to make you feel the real pleasure of every adventure.
  • The driver is offered authority in the form of the free-standing Control Display and precisely-responsive multi-functional steering wheel.
  • The elevated leather appointed seats and the automatic air conditioning system crafts the comfort feature.
  • The interior ambience is added by the two 9.2-inch tilt adjustable colour screens with DVD player and the Bang & Olufsen High End Surround Sound system.
  • The space concept of the car relates to the capacious maximum cargo space of 1870 litres.

What to opt for: The athletic SUV features luxury in the form of advanced technology and safety features (ABS, immobilizer, ESC, etc.), for which the driver insurance serves enough. Invoice insurance can be missed with the advanced anti-theft system.

Specification of BMW X5

Engine Variant xDrive 3.0L Petrol
Engine (displacement) 3.0-Litre 6-cylinder TwinPower Turbo Petrol
Max. Power Output (kW @ rpm) 190 @ 4000
Max. Torque Output (Nm @ rpm) 560 @ 1500-3000
Transmission 8-speed Steptronic

Other BMW Models

Here are some quick links to find out other BMW models
Bmw 1 Series
Bmw 3 Series
Bmw 3 Series Gt
Bmw 4 Series
Bmw 5 Series
Bmw 6 Series
Bmw 7 Series
Bmw I8
Bmw M3
Bmw M5
Bmw X1
Bmw X3
Bmw X4
Bmw X6
Bmw X7
Bmw Z4
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