Harley Davidson 1200 Custom

Harley Davidson 1200 Custom is a bike that has the power to get heads turned. Featuring a bold look and 1200 cc air-cooled engine, the bike delivers a solid performance whilst helping you experience comfortable long rides. The bike has an aggressive riding position, a tall handlebar to place a single pod digital instrument console, and a bold styling that gives it a unique look, compared to other Harley models.

While the bike does promise to deliver a great riding experience, it is mandatory that you insure it with two wheeler insurance cover as per the law. Buying third party cover for Harley Davidson 1200 custom bikes gives you the freedom to ride the bike without having to worry about damages.

Harley Davidson 1200 Custom insurance can be easily purchased or renewed online on Coverfox.com. With us, you can also get a discount up to 80% and free claims assistance.

• Visit official website of coverfox.com
• Click on bike
• Enter your bike number and policy expiry date
• If you are not sure of bike number, enter the bike name, bike registration RTO and previous policy expiry date
• In case if you have bought a new bike, click on bought a new bike and enter bike model and variant
• Click on view quotes
• Check on premium, coverage and other details
• Enter bike owner details like name, email address, nominee name, date of birth, etc
• Enter communication address and vehicle details
• Make the payment and get policy instantly

You can buy below types of insurance for Harley Davidson 1200 Custom

Third party insurance

Under this type of insurance, you get the following

• A third party bike insurance provides coverage for medical expenses in case of bodily injury or death of the third party.
• This type of insurance is mandatory as per the law.
• The insurance for third party is decided by the IRDA.

Comprehensive insurance

Under this type of coverage, you get the following

• Damages caused to the third party person, vehicle or property
• Damages caused to your own vehicle
• Legal compensation of the third party involved registers a court case.
• Coverage against man-made and natural calamities.

With comprehensive coverage for Harley Davidson 1200 Custom, you can purchase below add-ons by paying additional premium

• Zero depreciation cover: Get full claim amount without any deduction on depreciation of parts.
• No claim bonus protection: You can lodge predefined number of claims without losing the NCB benefit.
• Engine protection: Get coverage for repair or replacement of the engine
• Passenger cover: Provides coverage to the person sitting behind you on the bike.
• Return to invoice: In case of theft or total loss of vehicle, amount mentioned in the invoice value of the vehicle is given.
• Roadside assistance cover: Round-the-clock assistance is provided in case of breakdown of the vehicle or in an emergency situation.

Opting for comprehensive coverage for Harley Davidson 1200 Custom provides you below coverage

• Fire & explosion

  Covers damages caused to the bike in case of fire and explosion

• Theft

  Covers total cost of your vehicle in case of theft

• Accidents

  Damages caused due to accident are covered

• Natural and man-made calamities

  Natural disasters like flood, storms or man-made calamities like vandalism, terrorist attack, etc are covered

• Personal Accident

  Provides coverage in case of death or disability caused due to an accident

Here are few things for which coverage is not provided

• Wear & tear

  Normal wear & tear of the scooter is not covered

• Electrical or mechanical breakdown

  Electrical or mechanical breakdown of the scooter is not covered

• Usage outside geographical limit

  Riding the scooter and causing damages outside geographic limit is not covered

• Riding in intoxicated state

  Riding under the influence of drugs or alcohol is not covered

• Policy inactivation

  Claiming for damages during the time when policy is inactive

• Illegal activity

  Using the scooter for any illegal activity and claiming for damages

• No driving license

  Riding without a valid driving license and not abiding by the traffic rules is illegal

Third party two wheeler insurance claim for Harley Davidson 1200 Custom

• File an FIR
• Note down the names of the witnesses, if they are ready to support your claim
• Try to take photographic or video evidence of the spot and incident.
• Note down the details of the third-party involved. Don’t forget to note the insurance details to.Intimate The insurance company within 48 hours of the accident
• Collect photographic evidence of the spot (post-accident- in case you missed to perform point 3)
• Register your case at tribunal court

Own-damage two wheeler insurance claim for Harley Davidson 1200 Custom

• Intimate the insurance company about the accident as soon as possible. Generally, you are required to inform the insurance company within 48 hours of the accident.
• Inform the police and lodge an FIR, if required.
• Consult the police or the Insurance company before moving the vehicle from the accident spot.
• Your bike would be towed to the nearest garage station.
• The insurance company will send a surveyor to assess the extent of the damage caused
• If the bike is being repaired at a garage that falls under the network of the insurer, you can receive cashless claim service.
• Your claim will be settled on the basis of the repair costs and coverage provided under your insurance policy.

Two-wheeler insurance claim in case of theft of Harley Davidson 1200 Custom

• File an FIR: Inform the insurance company and the police immediately. Ensure that you lodge an FIR stating the theft of the vehicle.
• Inform the insurance company: Immediately after filing an FIR, inform the insurance company about the theft. Explain to them the whole incident and give them the registration details and the policy number. Insurance companies usually have a time limit of up to 24-48 hours under which it is important you inform them about the theft.
• Inform the Vehicle Registered RTO & Local RTO: Intimate the regional transport office about the theft as you will have to collect the transfer papers along with other required documents.
• Submit documents such as no trace reports, original keys of the vehicle, claim form, copy of FIR and others.
• In case the bike is not recovered, you will receive a claim amount equivalent to the IDV of your bike.