Harley Davidson Iron 883

Harley Davidson Iron 883 is a stepping stone for American bike makers ever since it discontinued its street models in India. Featuring a peanut shaped tank and a clean design, the bike features the manufacturer’s name in bold lettering. The 883CC air-cooled engine that is authentic to Harley Davidson’s style. The hard running engine delivers a smooth experience for thousands of miles. You can choose from over one variant and four color options including black denim, river rock gray denim and deadwood green.

While riding the Harley-Davidson Iron 883 bike seems to be of great fun, it is equally important for you to be a responsible driver and insure the vehicle. Since an accident can happen anytime, anywhere, it is important that you insure your Harley-Davidson Iron 883 with a comprehensive bike policy.

With the easy steps given below, you can buy or renew Harley Davidson Iron 883 online on Coverfox.com. With us, you can get a discount up to 85% on bike insurance and also express claims assistance for a hassle-free claims experience.

• Visit official website of coverfox.com
• Click on bike
• Enter your bike number and policy expiry date
• If you are not sure of bike number, enter the bike name, bike registration RTO and previous policy expiry date
• In case if you have bought a new bike, click on bought a new bike and enter bike model and variant
• Click on view quotes
• Check on premium, coverage and other details
• Enter bike owner details like name, email address, nominee name, date of birth, etc
• Enter communication address and vehicle details
• Make the payment and get policy instantly

Comprehensive insurance

• Provides coverage for damages caused to your own car and third party
• Provides financial security and peace of mind
• Provides protection against damages caused due to theft, man-made or natural calamities
• Premium is decided based on the add on covers and extent of coverage

Third party insurance

• This is a liability insurance cover mandatory as per the Motor Vehicles Act, 1988
• Protects you against the damages caused to third person or property
• Premium for this type of policy is determined by the IRDA

• Zero depreciation cover: No depreciation is deducted at the time of claim
• No claim bonus: NCB benefit is retained even in case you make a claim
• Engine protection: Cost incurred towards replacement or repair of engine are covered
• Passenger: In case of death or disability, coverage is provided for co-passengers
• Return to invoice cover: Full amount mentioned in vehicle’s invoice is given in case of theft or complete damage
• Roadside assistance cover: In case of vehicle breakdown or emergency, assistance is provided. Also includes taxi support, fuel support, etc.

Opting for comprehensive coverage for Harley Davidson Iron 883 provides you below coverage

• Fire & explosion

  Covers damages caused to the bike in case of fire and explosion

• Theft

  Covers total cost of your vehicle in case of theft

• Accidents

  Damages caused due to accident are covered

• Natural and man-made calamities

  Natural disasters like flood, storms or man-made calamities like vandalism, terrorist attack, etc are covered

• Personal Accident

  Provides coverage in case of death or disability caused due to an accident

Here are few things for which coverage is not provided

• Wear & tear

  Normal wear & tear of the scooter is not covered

• Electrical or mechanical breakdown

  Electrical or mechanical breakdown of the scooter is not covered

• Usage outside geographical limit

  Riding the scooter and causing damages outside geographic limit is not covered

• Riding in intoxicated state

  Riding under the influence of drugs or alcohol is not covered

• Policy inactivation

  Claiming for damages during the time when policy is inactive

• Illegal activity

  Using the scooter for any illegal activity and claiming for damages

• No driving license

  Riding without a valid driving license and not abiding by the traffic rules is illegal

Claiming for bike insurance for Harley-Davidson Iron 883 is hassle-free if you are well aware of the steps involved.

Here’s how you can register claim for Harley-Davidson Iron 883 in case of third party, own damage or theft claim

Process of registering third party two wheeler insurance claim for Harley-Davidson Iron 883

1. Lodge an FIR:
   For claiming under third party cover, you or the aggrieved party is required to file an FIR in the nearby area of the accident spot.
   Keep a copy of the FIR with you.
2. Share Policy Documents:
   You are required to share your policy documents with the third party to let them file a claim on your behalf.
3. Claiming in Motor Tribunal:
   As per the Motor Vehicle Act 1988, all the claims are to be settled under the Motor Accident Claims Tribunal. Only the third party has to file the claim.

The claim has to be filed by the third-party.

Process of registering own-damage two wheeler insurance claim for Harley-Davidson Iron 883

1. Inform the Insurance Company:
   Inform the insurance company within 48 hours in case of an accident and lodge FIR in the nearest police station in case of major damages.
2. Damage Evaluation:
   Surveyor appointed by the insurance company inspects the vehicle and shares it with the garage for repair work
3. Claim Settlement:
   Post submission of the required documents and claim form, the claim is settled by the insurance company. If the repair work is done at a non network garage, then reimbursement claim has to be filed and if the repair is done at a network garage then with the cashless claim, you don't have to pay anything out of your pocket as the insurer directly settles the bills with the garage.

Process of registering two-wheeler insurance claim in case of theft of Harley-Davidson Iron 883

1. Inform the insurance company and lodge FIR:
   Within 48 hours of the theft, inform the insurance company about the stolen bike and lodge FIR at the nearest police station.
2. Submit required documents:
   Submit claim form along with required documents like identity proof, address proof, driving license, policy documents and others.
3. Non-traceable report from the police:
   If the police is unable to find the bike, the non-traceable report will be issued and you have to submit it to the insurance company.
4. Claim Settlement:
   The claim is settled by the insurance company as per the terms and conditions of the policy.