Harley-Davidson Road King

Harley-Davidson Road King gives you the freedom to travel miles with authority. It offers you modern touring experience neo-classic style looks. Road King is a cruiser style bike featuring loads of chrome, tall windscreen, and rear swept handlebar. The bike also features a ‘Road King’ badge and a console that displays tachometer, gear position indicator, empty gauge and more. The bike is available in 3 colours and 1 variant. To drive the Harley-Davidson Road King on Indian roads, it is necessary that you purchase bike insurance. Remember, not purchase insurance for Harley-Davidson Road King can land you in legal trouble-attracting fine up to Rs. 2,000 or imprisonment up to 3 months.

With Coverfox.com, you can easily buy or renew insurance for Harley-Davidson Road King by following the below steps.

• Visit official website of coverfox.com
• Click on bike
• Enter your bike number and policy expiry date
• If you are not sure of bike number, enter the bike name, bike registration RTO and previous policy expiry date
• In case if you have bought a new bike, click on bought a new bike and enter bike model and variant
• Click on view quotes
• Check on premium, coverage and other details
• Enter bike owner details like name, email address, nominee name, date of birth, etc
• Enter communication address and vehicle details
• Make the payment and get policy instantly

Third party insurance

• Under third party insurance, the policyholder gets coverage against liabilities arising out of damages, death, injury caused to third party vehicle, person or property.
• Buying this type of insurance is mandatory in India and in case of any damage caused to a third party, legal protection is also offered under this type of insurance.
• This is the most affordable and basic type of insurance

Comprehensive insurance

• A comprehensive insurance cover provides coverage in case of damages caused to third parties as well as your own vehicle.
• This type of insurance protects the vehicle against damages caused due to man-made calamities, natural calamities and even covers theft.

• Zero depreciation cover: No depreciation is deducted at the time of claim
• No claim bonus: NCB benefit is retained even in case you make a claim
• Engine protection: Cost incurred towards replacement or repair of engine are covered
• Passenger: In case of death or disability, coverage is provided for co-passengers
• Return to invoice cover: Full amount mentioned in vehicle’s invoice is given in case of theft or complete damage
• Roadside assistance cover: In case of vehicle breakdown or emergency, assistance is provided. Also includes taxi support, fuel support, etc.

Opting for comprehensive coverage for Harley-Davidson Road King provides you below coverage

• Fire & explosion

  Covers damages caused to the bike in case of fire and explosion

• Theft

  Covers total cost of your vehicle in case of theft

• Accidents

  Damages caused due to accident are covered

• Natural and man-made calamities

  Natural disasters like flood, storms or man-made calamities like vandalism, terrorist attack, etc are covered

• Personal Accident

  Provides coverage in case of death or disability caused due to an accident

Here are few things for which coverage is not provided

• Wear & tear

  Normal wear & tear of the scooter is not covered

• Electrical or mechanical breakdown

  Electrical or mechanical breakdown of the scooter is not covered

• Usage outside geographical limit

  Riding the scooter and causing damages outside geographic limit is not covered

• Riding in intoxicated state

  Riding under the influence of drugs or alcohol is not covered

• Policy inactivation

  Claiming for damages during the time when policy is inactive

• Illegal activity

  Using the scooter for any illegal activity and claiming for damages

• No driving license

  Riding without a valid driving license and not abiding by the traffic rules is illegal

Third party two wheeler insurance claim for Harley-Davidson Road King Insurance

1. In case if the vehicle owner causes third party damage then police as well as the insurer have to be informed within 24-48 hours. In case if the vehicle owner is the victim, insurance details of the third party have to be taken down.
2. The matter is then transferred to the motor insurance tribunal court that decides on the claim amount.

Own-damage two wheeler insurance claim for Harley-Davidson Road King Insurance

1. In case of damages caused to the two-wheeler, the vehicle owner has to inform the insurance company within 24-48 hours. Report should be filed at the nearest police station if required.
2. A surveyor is appointed by the insurance company to examine the extent of damage and prepare a report estimating the claim amount.
3. The insurer then pays for the damages subtracting the deductible amount. Cashless claim service is offered if the repair work is being done at a network garage.

Two-wheeler insurance claim in case of theft of Harley-Davidson Road King Insurance

1. In case of bike theft then the police and insurer both need to be informed immediately.
2. Required documents like PUC certificate, license, and registration certificate have to be submitted.
3. Non-traceable certificate is issued by the police in case the bike is not traceable. The claim is then settled as per the policy terms and conditions.