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Honda Grazia Insurance

Honda Grazia was launched by Honda in the year 2017. The bike features a stunning bold design combined with intelligent features. The scooter is perfect for millennials looking for a smooth ride that boasts style and efficiency. It offers powerful performance, delivering both comfort and convenience. While the scooter makes for a good choice, it is also prone to unfortunate accidents. To protect you against the high cost of damages., insuring the scooter with a two wheeler policy is mandatory. Buying a Two wheeler insurance for Honda Grazia is mandatory as per the Indian Motor Vehicles Act and not insuring it can land you in legal trouble too.

Top Bike Insurance Plans in June 2025

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Reliance General Insurer
Amount Covered: ₹ 1 Lakh
Deal Price: ₹ 2,094 / Year
Waiting period: 4 yrs

Disclaimer: The above mentioned prices are for a 2 year old Hero Honda Karizma R 223 CC, registered in Navi Mumbai & previous policy has expired.

How to buy/renew Honda Grazia?

Honda Grazia insurance can be easily purchased or renewed online on Coverfox.com. With us, you can also get a discount up to 80% and free claims assistance.

  • Visit official website of coverfox.com
  • Click on bike
  • Enter your bike number and policy expiry date
  • If you are not sure of bike number, enter the bike name, bike registration RTO and previous policy expiry date
  • In case if you have bought a new bike, click on bought a new bike and enter bike model and variant
  • Click on view quotes
  • Check on premium, coverage and other details
  • Enter bike owner details like name, email address, nominee name, date of birth, etc
  • Enter communication address and vehicle details
  • Make the payment and get policy instantly

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Types of Insurance to Buy for Honda Grazia

You can buy below types of insurance for Honda Grazia

Third party bike insurance

Under this type of insurance, you get the following

  • Cost of damages caused to third party or property
  • Treatment or hospitalization cost of third party
  • Coverage for legal liabilities
  • Liabilities arising out of third party death

Comprehensive bike insurance

Under this type of coverage, you get the following

  • This type of insurance offers extensive coverage-covering third party as well as own damage
  • You get coverage for damages caused due to natural or man-made calamities or even theft
  • In case if the vehicle is completely damaged or stolen, you will get the insured declared value i.e. total market value of the Bike

Add-ons

  • Zero depreciation:Get full claim amount without any deduction on depreciation of parts
  • No claim bonus protection: You can lodge predefined number of claims without losing the NCB benefit
  • Engine protection: Get coverage for repair or replacement of the engine
  • Passenger cover: Provides coverage to the person sitting behind you on the bike
  • Return to invoice: In case of theft or total loss of vehicle, amount mentioned in the invoice value of the vehicle is given
  • Roadside assistance cover: Round-the-clock assistance is provided in the form of towing, emergency repair case of breakdown of the vehicle or in an emergency situation
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What is covered under Honda Grazia Insurance?

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Fire & explosion
Covers damages caused to the bike in case of fire and explosion
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Theft
Covers total cost of your vehicle in case of theft
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Accidents
Damages caused due to accident are covered
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Natural and man-made calamities
Natural disasters like flood, storms or man-made calamities like vandalism, terrorist attack, etc are covered
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Personal Accident
Provides coverage in case of death or disability caused due to an accident

What’s not covered under Honda Grazia Insurance?

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Wear & tear
Normal wear & tear of the scooter is not covered
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Electrical or mechanical breakdown
Electrical or mechanical breakdown of the scooter is not covered
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Riding outside geographical limit
Riding the scooter and causing damages outside geographic limit is not covered
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Riding in intoxicated state
Riding under the influence of drugs or alcohol is not covered
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Policy inactivation
Claiming for damages during the time when policy is inactive
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Illegal activity
Using the scooter for any illegal activity and claiming for damages
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No driving license
Riding without a valid driving license and not abiding by the traffic rules is illegal

How to claim for Honda Grazia Bike Insurance?

Third party two wheeler insurance claim for Grazia?

Step 1: In case if the vehicle owner causes third party damage then the police as well as the insurer should be informed. In case if the vehicle owner is the victim, insurance details of the third party which has caused damage to the vehicle has to be taken down and information about the damages has to be passed on to their insurer.

Step 2: the insurance company then transfers the matter to the motor insurance tribunal who decides the compensation amount.

Own-damage two wheeler insurance claim for Grazia?

Step 1: In case of damages caused to the two-wheeler, the vehicle owner has to inform the insurance company and the nearest police station.

Step 2: A surveyor is appointed by the insurance company to examine the extent of damage. The surveyor prepares a report and sends the same to the garage.

Step 3: The insurer then pays for the damages subtracting the deductible amount.

Two-wheeler insurance claim in case of theft of Grazia?

Step 1: In case if the bike owner’s bike is stolen then the police and insurer both need to be informed immediately.

Step 2: Required documents like PUC certificate, license, and registration certificate have to be submitted. The insurer may also ask for original keys of the bike.

Step 3: Non-traceable certificate is issued by the police if the bike is not traceable. The claim is then settled as per the policy terms and conditions.

Specifications of Honda Grazia

SPECIFICATIONS DETAILS
Engine capacity 124cc
Max Power 8.25 PS @ 6000 rpm
Max Torque 10.3 Nm @ 5000 rpm
Kerb Weight 108kg
Front Brake and Rear Brake Disc
Fuel type Petrol
Fuel tank capacity 5.3L
Wheels type Alloy
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Honda Grazia Variants

Variant Price
Honda Grazia Drum Rs. 78,791
Honda Grazia Disc Rs. 86, 118
Honda Grazia Sports Edition-Disc Rs. 86,517
Honda Grazia Repsol Edition Rs. 89, 208

Honda Grazia On Road Price

Bike City Price
Honda Grazia Drum Delhi Rs. 90, 175
Honda Grazia Drum Mumbai Rs. 96, 125
Honda Grazia Drum Bangalore Rs. 97, 998
Honda Grazia Drum Pune Rs. 96, 919
Honda Grazia Drum Chennai Rs. 94, 933
Honda Grazia Drum Kolkata Rs. 95, 695
Honda Grazia Sports Edition-Disc Delhi Rs. 98, 110
Honda Grazia Sports Edition-Disc Mumbai Rs. 1, 02, 637
Honda Grazia Sports Edition-Disc Bangalore Rs. 1, 05, 897
Honda Grazia Sports Edition-Disc Pune Rs. 1,02, 645
Honda Grazia Sports Edition-Disc Chennai Rs. 1, 02, 446
Honda Grazia Sports Edition-Disc Kolkata Rs. 1, 00, 462
Honda Grazia Disc Delhi Rs. 98, 167
Honda Grazia Disc Mumbai Rs. 1,04, 361
Honda Grazia Disc Bangalore Rs. 1, 06, 415
Honda Grazia Disc Pune Rs. 1,04, 996
Honda Grazia Disc Chennai Rs. 1,02, 929
Honda Grazia Disc Kolkata Rs. 1,03, 763

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Frequently Asked Questions

  • Q. What is the mileage offered by Honda Grazia?

    • Mileage offered by Honda Grazia is 45 kmpl

  • Q. Honda Grazia is available in which colours?

    • Honda Grazia is available in colours like repsol, matte cyber yellow, pearl spartan red, sports red, etc.

  • Q. How can I check Honda Grazia insurance price?

    • Honda Grazia Insurance price can be checked online on coverfox.com

  • Q. Which insurance is mandatory for Honda Grazia?

    • As per the indian law, it is mandatory to purchase third party insurance for your TVS Apache 160 bike

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