Honda PCX 150 Insurance

Honda PCX 150 first launched in Thailand in the year 2009. Now, in the year 2022, the scooter is all set to launch in the Indian market. The Indian launch features an all new PCX with a new, large engine, a new frame structure, thus delivering a premium Honda experience. While riding the Honda PCX 150 is great fun, but not insuring the scooter can land you in legal trouble. Not purchasing Honda PCX insurance can attract a fine of Rs. 2,000 and imprisonment up to 3 months.

Bike Insurance in India is mandatory by motor act 1988.

Insuring your Honda PCX 150 is significant at the time of bike purchase and even on expiry of the policy.

You can easily insure your Honda PCX 150 scooter on Coverfox.com

• Visit official website of coverfox.com
• Click on bike
• Enter your bike number and policy expiry date
• If you are not sure of bike number, enter the bike name, bike registration RTO and previous policy expiry date
• In case if you have bought a new bike, click on bought a new bike and enter bike model and variant
• Click on view quotes
• Check on premium, coverage and other details
• Enter bike owner details like name, email address, nominee name, date of birth, etc
• Enter communication address and vehicle details
• Make the payment and get policy instantly

Honda PCX 150 scooter can be insured online with the below types of bike policies

Third party bike insurance

Under this type of insurance, you get the following

• Cost of damages caused to third party or property
• Treatment or hospitalization cost of third party
• Coverage for legal liabilities
• Liabilities arising out of third party death

Comprehensive bike insurance

Under this type of coverage, you get the following

• This type of insurance offers extensive coverage-covering third party as well as own damage
• You get coverage for damages caused due to natural or man-made calamities or even theft
• In case if the vehicle is completely damaged or stolen, you will get the insured declared value i.e. total market value of the bike

With comprehensive coverage for Honda PCX 150, you can purchase below add-ons by paying additional premium

• Zero depreciation: With this add on, you will get full claim amount without any deduction on depreciated parts
• No claim bonus protection: You can lodge predefined number of claims without losing the NCB benefit
• Engine protection: Get coverage for repair or replacement of the engine
• Passenger cover: Provides coverage to the person sitting behind you on the bike
• Return to invoice: In case of theft or total loss of vehicle, amount mentioned in the invoice value of the vehicle is given
• Roadside assistance cover: Round-the-clock assistance is provided in the form of towing, emergency repair case of breakdown of the vehicle

Third party two wheeler insurance claim for Honda PCX 150

Step 1: In case if the vehicle owner causes third party damage then the police as well as the insurer should be informed. In case if the vehicle owner is the victim, insurance details of the third party which has caused damage to the vehicle has to be taken down and information about the damages has to be passed on to their insurer.

Step 2: the insurance company then transfers the matter to the motor insurance tribunal who decides the compensation amount.

Own-damage two wheeler insurance claim for Honda PCX 150

Step 1: In case of damages caused to the two-wheeler, the vehicle owner has to inform the insurance company and the nearest police station.

Step 2: A surveyor is appointed by the insurance company to examine the extent of damage. The surveyor prepares a report and sends the same to the garage.

Step 3: The insurer then pays for the damages subtracting the deductible amount.

Two-wheeler insurance claim in case of theft of Honda PCX 150

Step 1: In case if the bike owner’s bike is stolen then the police and insurer both need to be informed immediately.

Step 2: Required documents like PUC certificate, license, and registration certificate have to be submitted. The insurer may also ask for original keys of the bike.

Step 3: Non-traceable certificate is issued by the police if the bike is not traceable. The claim is then settled as per the policy terms and conditions.