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icon Two Wheeler Insurance icon Yamaha icon Ray

Yamaha Ray Insurance

Yamaha Ray ZR was developed around the concept of a Next-Generation Real Boy's Scooter. The latest model comes with a new exterior design characterized by a sense of dynamism and layered forms. In addition to the new look, Ray ZR comes with new generation colors to fulfill the needs of trend-conscious young riders. Currently, Yamaha Ray ZR is available in 5 variants and is priced between Rs. 54,000 to Rs. 61,000. Bike insurance is mandatory in India.


Note: All information has been sourced from the official website of Yamaha Motor Private Limited.

Ray ZR was the first bike to open disc brake option.

  • Insurance Price
  • How Buy/Renew
  • Why Important
  • Essential
  • What Covered
  • What Not Covered
  • Features
  • Model Price
  • Review
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  • Frequently Asked Questions

Best Yamaha Ray Two Wheeler Models with Insurance Price

Check out the best available premium rates for Top 4 Yamaha Ray Models.

Yamaha Ray Models(2019 Registration) Yamaha Ray Model Variant Insured Declared Value Zero Depreciation Net Premium More Plans
Yamaha Ray
V3 ABS | 149 CC
₹ 62,168
₹ 319
₹ 518*

View Plans
Yamaha Ray
ABS | 149 CC
₹ 61,110
₹ 313
₹ 509*

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Yamaha Ray
V3 | 150 CC
₹ 61,110
₹ 313
₹ 509*

View Plans
Yamaha Ray
STD | 153 CC
₹ 50,274
₹ 150
₹ 320*

View Plans

Disclaimer: The above Yamaha Ray insurance premium rates may change as per the Yamaha model, variant, fuel type, place of registration, year of registration, policy type, IDV and Add-on covers chosen.

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Buy/Renew Yamaha Ray Insurance Plans Online

How to Buy/Renew Insurance for Yamaha Ray?

You can simply visit the official website of Coverfox.com and compare the right plan. Once selected, you need to submit the basic details of your vehicle such as the make, model, registration number, manufacturer, and the manufacturing date and then select the premium amount. Next, you will be required to submit your KYC details such as personal details and communication address. Post submission, you will be directed to the payments page where you can purchase the policy via internet banking. Also, you can request a call back by submitting your telephone number on the website and scheduling an appointment with an agent.

Why Is It Important to Have Yamaha Ray Insurance Through Coverfox?

  • Covers for any damages/losses caused to the third party
  • Coverage upto the insured declared value in case of theft or
  • Comprehensive coverage for your own two wheeler.
  • Benefits of cashless transactions through network garages.

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Essential Information about Insurance for your Yamaha Ray

Third-party Liability Insurance:

  • Covers bodily injury and /or death of third party
  • Property damage to third party

Comprehensive Coverage

  • Third-party coverage
  • Loss and damage to the vehicle due to accident, theft, natural calamities, etc.
  • Personal accident cover for the occupants

What is Covered under a Comprehensive Yamaha Ray Insurance?

  • Loss or damage caused by natural calamities
  • Total loss because of fire, explosions or an act of terror
  • Total loss because of theft
  • Own-damage cover
  • Personal accident cover

What is Not Covered under a Comprehensive Yamaha Ray Insurance?

  • Normal Wear and Tear and Electrical or Mechanical Breakdowns
  • Damage to Tyres (unless vehicle also damaged)
  • Driver without a Valid Driving License
  • Driving under the influence (DUI) of intoxicants such as liquor or drugs
  • When the vehicle is used for any illegal purpose
  • Vehicle is used for Hire or Reward, Carriage of Goods, Organised Racing, Pace Making, Speed Testing, Reliability Trials
  • Usage outside geographical limits
  • Nuclear Wars and Perils

Features of Yamaha Ray

The salient features of this bike are:

  • 1. Powerful 113cc Blue Core Engine
  • 2. Continuously Variable Transmission
  • 3. Unified Braking System
  • 4. Deeply Sculpted Front Mask
  • 5. Front Disc Brake and Alloy Wheels
  • 6. Grab Bar with "Rising Air Tail" Design
  • 7. Edgy Tail Light
  • 8. Large Front Pockets and Under-seat storage
  • 9. Key Shutter Locking System
  • 10. Cool Instrument Cluster

Yamaha Ray Price in India

City Ex-Showroom
Mumbai
₹52,098 - ₹80,500
Delhi
₹52,098 - ₹80,500
Chennai
₹52,098 - ₹80,500
Bangalore
₹52,098 - ₹80,500
Hyderabad
₹52,098 - ₹80,500

Review of Yamaha RAY Insurance

The Yamaha Ray is a popular scooter among millennials. It has very good mileage (66 kmpl) as claimed by the Automotive Research Association of India (ARAI). Apart from the pick-up and lightweight, the scooter is in equilibrium in both the front side and backside.

More Yamaha Models

Here are some quick links to find out more about bike insurance for other models
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View More +

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Frequently Asked Questions

  • Q. My Yamaha bike insurance has already expired. Is vehicle inspection mandatory?
    • TYes it is mandatory- Fix up an appointment for the inspection of your Yamaha bike. Do note; this can invite a nominal fee. If the insurance company chooses to offer you the coverage, you can make the payment and get the policy in hand. However, if you are lucky enough, inspection may not be mandatory.

  • Q. How does NCB work in case I buy a second-hand bike? Will I get No-Claim Bonus?
    • As a new owner it’s your obligation to get the existing two-wheeler insurance transferred in your name within the specified period from the date of transfer of RC. If you fail to do so and if you require raising a claim, the same will not be honored. For a favorable claim, the title on the RC of the two-wheeler and the insurance documents has to match. Also, please understand that the current owner can carry forward his existing No Claim Bonus (NCB) with him. He can use it to seek the premium discount if he purchases a new bike in future. Likewise, as a new owner, you will have to earn this bonus with each claim-free year. You can win a maximum of 50% discount on your own-damage premium with NCB.

  • Q. Is an online policy valid?
    • Yes-an online policy is very much valid. You can also renew your Yamaha bike insurance policy with a debit/credit biked or even through net banking. Although, for expired policies you will have to contact us for an offline renewal process.

  • Q. How is third-party insurance different from comprehensive two-wheeler insurance?
    • The third party bike insurance only covers your legal liability for any loss and damages to third party because of your bike. It will not cover you or your bike for any damages suffered. Whereas, a comprehensive bike insurance will cover your bike from instances of theft, fire and vandalism. It also protects from natural disasters such as cyclone, floods, earthquakes, or from civil disturbances such as riots, which damages your bike. A list of what perils are covered will be provided in the policy document. Make sure you go through the list to understand the protection being offered. Along with this, it also covers any legal liability arising due to the damages caused to any third party triggered by your bike.

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