Yamaha FZ bike Insurance

The Yamaha FZ changed the fortunes of Yamaha in India. It now features a host of mechanical and cosmetic changes and looks completely different. The FZ series is the most popular bikes for the Japanese two wheeler giant in India.

The Yamaha FZ changed the fortunes of Yamaha in India.

There are 7 models available in the FZ series of motorcycle. Each model has different technical specifications. This bike becomes an ideal bike for commuters and for vacationers.

Variants of Yamaha FZ

Variant	149 cc
Power	9.7 kW (13.1PS) / 8000 rpm
Torque	12.8 Nm @ 6000 rpm
Transmission	Manual
Acceleration (0-60 kmph)	5.5
Fuel Economy (kmpl)	50

Other Models Manufactured by Yamaha

Crux

There are 2 versions of this motorcycle with 2 engine, 1 transmission, 1 fuel option and different ex-showroom price.

YBR

There are 2 versions of this motorcycle with 2 engine, 1 transmission, 1 fuel option and different ex-showroom price

Ray

There are 2 versions of this scooter with 1 engine, 1 transmission, 1 fuel option and different ex-showroom price.

Alpha

There are no versions of this scooter available. It has 113 cc engine, petrol as fuel and automatic transmission.

SS 125

There are no versions of the motorcycle available. It has 123 cc engine, petrol as fuel and manual transmission.

There are 3 versions of this motorcycle with 2 engine, 1 transmission, 1 fuel type and different ex-showroom price.

YZF

There are 2 versions of this sports bike with 2 engine, 1 transmission, 1 fuel option and different ex-showroom price.

VMax

There are no versions of the motorcycle available. It has 1679 cc engine, petrol as fuel and manual transmission.

Why is it Important to Insure your Yamaha FZ

Coverage for any damages/losses caused to a third party.
Comprehensive coverage for your own two wheeler.
Coverage upto the insured declared value in case of theft or
Benefits of cashless transactions through network garages.

Essentials about Yamaha FZ Insurance

Third-party Liability Insurance:

Covers bodily injury and /or death of a third party
Property damage to a third party
Personal Accident cover for owner driver

Comprehensive Insurance:

Third-party liability coverage
Loss and damage to the two wheeler due to accident, theft, natural calamities, etc.
Personal accident cover for owner-driver

What two wheeler insurance covers for your Yamaha FZ

Loss or damage caused by natural calamities
Total loss because of fire, explosions or an act of terror
Total loss because of theft
Personal accident cover for owner driver
Own-damage cover
Third-party liability cover

What two wheeler insurance does not cover for your Yamaha FZ

Normal Wear and Tear and Electrical or Mechanical Breakdowns
Damage to Tyres (unless vehicle also damaged)
Driver without a Valid Driving License
Driving under the influence (DUI) of intoxicants such as liquor or drugs
When the two wheeler is used for any illegal purpose
Usage outside geographical limits
If the vehicle is used for hire or reward, carriage of goods, organized

FAQs on Yamaha FZ

My Yamaha bike insurance has already expired. Is vehicle inspection mandatory?

Yes it is mandatory- Fix up an appointment for the inspection of your Yamaha bike. Do note; this can invite a nominal fee. If the insurance company chooses to offer you the coverage, you can make the payment and get the policy in hand. However, if you are lucky enough, inspection may not be mandatory.

How does NCB work in case I buy a second-hand bike? Will I get No-Claim Bonus?

As a new owner it’s your obligation to get the existing two-wheeler insurance transferred in your name within the specified period from the date of transfer of RC. If you fail to do so and if you require raising a claim, the same will not be honored. For a favorable claim, the title on the RC of the two-wheeler and the insurance documents has to match. Also, please understand that the current owner can carry forward his existing No Claim Bonus (NCB) with him. He can use it to seek the premium discount if he purchases a new bike in future. Likewise, as a new owner, you will have to earn this bonus with each claim-free year. You can win a maximum of 50% discount on your own-damage premium with NCB.

Is an online policy valid?

Yes-an online policy is very much valid. You can also renew your Yamaha bike insurance policy with a debit/credit biked or even through net banking. Although, for expired policies you will have to contact us for an offline renewal process.

Should I opt for a single year insurance plan or a long-term insurance plan?

You should opt for a long-term or multi-year two-wheeler insurance plan for your Yamaha bike to enjoy pure convenience and be completely stress-free. You can save on premiums, eliminates the hassles of yearly renewals, skip the paperwork and avoid the gap in coverage since you are insured for an extended period.

Will I get reminder for policy renewals if I buy from Coverfox.com?

Yes, you will receive reminders via SMS and email on renewals if you have bought the policy from Coverfox.com.

How is third-party insurance different from comprehensive two wheeler insurance?

The third party bike insurance only covers your legal liability for any loss and damages to third party because of your bike. It will not cover you or your bike for any damages suffered. Whereas, a comprehensive bike insurance will cover your bike from instances of theft, fire and vandalism. It also protects from natural disasters such as cyclone, floods, earthquakes, or from civil disturbances such as riots, which damages your bike. A list of what perils are covered will be provided in the policy document. Make sure you go through the list to understand the protection being offered. Along with this, it also covers any legal liability arising due to the damages caused to any third party triggered by your bike.