Yamaha Ray Insurance

Yamaha Ray ZR was developed around the concept of a Next-Generation Real Boy's Scooter. The latest model comes with a new exterior design characterized by a sense of dynamism and layered forms. In addition to the new look, Ray ZR comes with new generation colors to fulfill the needs of trend-conscious young riders.

Ray ZR was the first bike to open disc brake option.

Currently, Yamaha Ray ZR is available in 5 variants and is priced between Rs. 54,000 to Rs. 61,000.
Note: All information has been sourced from the official website of Yamaha Motor Private Limited.

Yamaha Ray ZR Features

The salient features of this bike are:

  1. Powerful 113cc Blue Core Engine
  2. Continuously Variable Transmission
  3. Unified Braking System
  4. Deeply Sculpted Front Mask
  5. Front Disc Brake and Alloy Wheels
  6. Grab Bar with "Rising Air Tail" Design
  7. Edgy Tail Light
  8. Large Front Pockets and Under-seat storage
  9. Key Shutter Locking System
  10. Cool Instrument Cluster

Yamaha Ray ZR Specifications

Engine typeAir-cooled, 4-stroke, SOHC, 2-valve
Displacement113 CC
Maximum Horsepower5.3kw (7.2PS)/7500rpm
Maximum Torque8.1Nm (0.8kgf-m)/5000rpm
Starting SystemElectric start & Kick start
Lubrication SystemWet Sump
Fuel Tank Capacity5.2L
Fuel supplyCarburetor
Ignition System TypeCDI (Capacitor Discharge Ignition)
Overall Length1,820 mm
Overall Width (Disk/Drum)700 mm / 690 mm
Overall Height1,115 mm
Seat height775 mm
Wheelbase1,270 mm
Minimum ground clearance130 mm
Wet Weight (with oil & a full fuel tank)105kg/105kg
Maintenance Free (MF) Battery12V, 5 AH (10 H)
HeadlightHalogen Bulb 12V, 35W/35W x 1
Brake/Tail light12V, 21W/5W x 1
Turn Signal Light (Front)12V, 10W x 2
Turn Signal Light (Rear)12V, 10W x 2
Shift TypeV-belt automatic
Tire Size (Front & Rear)90/100-10 53J Tubeless
Brake Type (Front) (Disk/Drum)Hydraulic single disc brake Mechanical leading trailing drum brake
Suspension Type (Front)Telescopic Fork
Suspension Type (Rear)Unit Swing
Diameter of brake disk170mm
Wheel Travel (Front)90mm
Wheel Travel (Rear)75mm
Headlight Bulb TypeHalogen Bulb
Headlight12V, 35/35Wx1
Brake/Tail light12V, 21/5W x 1
Turn Signal Light (Front & Rear)12V, 10W x 2
Fuel GaugeAnalogue

List of Models/Variants

  1. ZR Durm/Disk
  2. Darknight/Moto GP/Limited Edition

Yamaha Ray ZR Price in India

Models/VariantsEx-Showroom (Rs.)
Ray ZR Drum
66 kmpl, 113 cc
Ray ZR Disc
66 kmpl, 113 cc
Ray ZR Darknight Edition
66 kmpl, 113 cc
Ray ZR Moto GP Limited
Edition 66 kmpl, 113 cc
Ray ZR Street Rally Edition
66 kmpl, 113 cc

Note: The prices may vary from state to state and are subject to change.

Other Models Manufactured by Yamaha


There are no versions of this motorcycle available. It has 106 cc engine, petrol as fuel and manual transmission.


There are 2 versions of this motorcycle with 2 engine, 1 transmission, 1 fuel option and different ex-showroom price.


There are no versions of this scooter available. It has 113 cc engine, petrol as fuel and automatic transmission.

SS 125

There are no versions of the motorcycle available. It has 123 cc engine, petrol as fuel and manual transmission.


There are 3 versions of this motorcycle with 2 engine, 1 transmission, 1 fuel type and different ex-showroom price.


There are 7 versions of this motorcycle with 3 engine, 1 transmission, 1 fuel option and different ex-showroom price.


There are 2 versions of this sports bike with 2 engine, 1 transmission, 1 fuel option and different ex-showroom price.


There are no versions of the motorcycle available. It has 1679 cc engine, petrol as fuel and manual transmission.

Why Is It Important to Insure Your Yamaha Ray

  • Coverage for any damages/losses caused to a third party.

  • Comprehensive coverage for your own two-wheeler.

  • Coverage upto the insured declared value in case of theft or

  • Benefits of cashless transactions through network garages.

Essentials about Insurance for your Yamaha Ray

Third-party Liability Insurance:
  • Covers bodily injury and /or death of third party
  • Property damage to a third party
Comprehensive Coverage
  • Third-party coverage
  • Loss and damage to the vehicle due to accident, theft, natural calamities, etc.
  • Personal accident cover for the owner-driver
What two-wheeler insurance covers for your Yamaha Ray
  • Loss or damage caused by natural calamities
  • Total loss because of fire, explosions or an act of terror
  • Total loss because of theft
  • Personal accident cover
  • Own-damage cover
What two-wheeler insurance doesn’t cover for your Yamaha Ray
  • Normal Wear and Tear and Electrical or Mechanical Breakdowns
  • Damage to Tyres (unless vehicle also damaged)
  • Driver without a Valid Driving License
  • Driving under the influence (DUI) of intoxicants such as liquor or drugs
  • When the two-wheeler is used for any illegal purpose
  • Usage outside geographical limits
  • If the vehicle is used for hire or reward, carriage of goods, organized.

How to Buy/Renew Insurance for Yamaha Ray ZR?

You can simply visit the official website of Coverfox.com and compare the right plan. Once selected, you need to submit the basic details of your vehicle such as the make, model, registration number, manufacturer, and the manufacturing date and then select the premium amount. Next, you will be required to submit your KYC details such as personal details and communication address. Post submission, you will be directed to the payments page where you can purchase the policy via internet banking. Also, you can request a call back by submitting your telephone number on the website and scheduling an appointment with an agent.

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Review of Yamaha Ray ZR

The Yamaha Ray ZR is a popular scooter among millennials. It has very good mileage (66 kmpl) as claimed by the Automotive Research Association of India (ARAI). Apart from the pick-up and lightweight, the scooter is in equilibrium in both the front side and backside.

Frequently Asked Questions on Yamaha RAY

My Yamaha bike insurance has already expired. Is vehicle inspection mandatory?

Yes it is mandatory- Fix up an appointment for the inspection of your Yamaha bike. Do note; this can invite a nominal fee. If the insurance company chooses to offer you the coverage, you can make the payment and get the policy in hand. However, if you are lucky enough, inspection may not be mandatory.

How does NCB work in case I buy a second-hand bike? Will I get No-Claim Bonus?

As a new owner it’s your obligation to get the existing two-wheeler insurance transferred in your name within the specified period from the date of transfer of RC. If you fail to do so and if you require raising a claim, the same will not be honored. For a favorable claim, the title on the RC of the two-wheeler and the insurance documents has to match. Also, please understand that the current owner can carry forward his existing No Claim Bonus (NCB) with him. He can use it to seek the premium discount if he purchases a new bike in future. Likewise, as a new owner, you will have to earn this bonus with each claim-free year. You can win a maximum of 50% discount on your own-damage premium with NCB.

Is an online policy valid?

Yes-an online policy is very much valid. You can also renew your Yamaha bike insurance policy with a debit/credit biked or even through net banking. Although, for expired policies you will have to contact us for an offline renewal process.

Should I opt for a single year insurance plan or a long-term insurance plan?

You should opt for a long-term or multi-year two-wheeler insurance plan for your Yamaha bike to enjoy pure convenience and be completely stress-free. You can save on premiums, eliminates the hassles of yearly renewals, skip the paperwork and avoid the gap in coverage since you are insured for an extended period.

Will I get reminder for policy renewals if I buy from Coverfox.com?

Yes, you will receive reminders via SMS and email on renewals if you have bought the policy from Coverfox.com.

How is third-party insurance different from comprehensive two-wheeler insurance?

The third party bike insurance only covers your legal liability for any loss and damages to third party because of your bike. It will not cover you or your bike for any damages suffered. Whereas, a comprehensive bike insurance will cover your bike from instances of theft, fire and vandalism. It also protects from natural disasters such as cyclone, floods, earthquakes, or from civil disturbances such as riots, which damages your bike. A list of what perils are covered will be provided in the policy document. Make sure you go through the list to understand the protection being offered. Along with this, it also covers any legal liability arising due to the damages caused to any third party triggered by your bike.