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Since its inception in the year 2011, the latest generation Nissan Sunny is available on sale in Indian auto market. Recently, the Japanese auto producer, Nissan has introduced the face-lift version of Sunny with some cosmetic upgrades to interior and exterior.
The highly responsive steering wheel provides convenience to the driver.
This mid-size sedan is considered as a well-built car with prominent features, refinement and space which is proposed in an attractive price.
Covers for any damages/losses caused to the third party
Provides comprehensive coverage for your own car
Offers cashless transactions through network garages
Get end to end claims assistance
A Zero Depreciation Cover, commonly known as Nil Depreciation Policy, covers for a full claim for plastic, rubber, glass or fiber parts.
If you live in one of those areas that are prone to heavy rainfall, this cover is a must for you. It protects you against the expenses involved in the repair of your car’s engine in case it is damaged due to submersion in water.
Your cautious driving earns you a 20%-50% No Claim Bonus on your own-damage premium for every successful claim free year. However, once you claim, your discounts will be reset to zero. The NCB Protection add-on helps you to retain your discount even if you make some smaller claims as per the policy terms.
The Passenger Cover protects the passengers traveling in the car financially against death or disability due to an accident. This cover starts from Rs.10,000 and can go higher depending on the insurance company, and the payout differs as per the nature and intensity of the injury.
You are eligible for a NCB discount on your own-damage premium for every claim-free year. It starts with 20% for the first year and can go as high as 50% over 5 consecutive claim-free years. The best part is you can retain this discount, even if you wish to sell the current car and purchase a new one.
If your car is fitted with ARAI approved anti-theft devices, you are eligible for an additional discount up to 2.5% on your own-damage premium.
A membership to any of the recognized Automobile Associations of India can fetch you an extra discount.
If you are in the noble profession of teaching or employed in Govt. Services, you are entitled for an additional discount on your own-damage car insurance premium.
Is it mandatory to insure my Nissan Sunny in India?
In India, as per the Motor Vehicles Act of 1988, it is mandatory that every vehicle being driven on the road be insured. This rule applies to your Car too. Broadly, car insurance is divided into two categories i.e. third-party car insurance and comprehensive car insurance. However, you’ll be surprised to know [if you don’t know already] that only the third-party liability insurance is mandatory by law. Buying a comprehensive car insurance policy is a matter of choice.
How will the engine’s CC affect my Nissan Sunny’s car insurance premium?
The total volume of all the cylinders in a car’s engine added together is expressed in cubic centimetres(cc) or, more frequently in litres. So, an engine with a capacity of 1499cc will be referred to as a 1.5litre unit. The cubic capacity of your car is mentioned in your car registration certificate (RC).The premium calculation is done as per below:
• Cars not exceeding 1000 cc
• Cars exceeding 1000 cc but not exceeding 1500cc
• Cars exceeding 1500cc
Incidentally, the cubic capacity of the car also has a direct impact on the Third Party premium, too. So, the higher the cubic capacity of your car, the more is the premium.
What are the documents required to buy Insurance for my Nissan Sunny?
With the availability of online platforms, buying insurance is a very simple and hassle-free procedure. However, following are the documents that you would need to keep handy.
• The copy of your Registration Certificate (RC) of your vehicle
• The invoice copy for a new car
• Previous insurance policy
• No claim bonus reserving letter, whenever required
What if I had provided wrong policy information while buying my Nissan Sunny’s car insurance?
You may wish to make changes to your existing Nissan Sunny’s car insurance policy, and these changes are done through an endorsement. An endorsement is a written evidence of the changes made in the policy. If you need to make any changes then you can submit a letter to the insurer with the necessary proofs. This helps you obtain an endorsement, which can affect the premium to be paid for the policy.
Is it possible to renew my Nissan Sunny’s car insurance policy from third-party to comprehensive?
Yes it’s possible to switch from third-party to comprehensive. However, a vehicle inspection will be required.
Can I renew my Nissan Sunny car insurance with another Insurance company?
Yes, you can renew your car insurance with another insurance company without any hassles.
How does Coverfox.com assist me with car insurance comparison?
When you compare quotes on Coverfox.com, you get to customize your car insurance premium based on the different insurers available, the IDV and add-on covers. You can schedule inspection of your car if required by the insurance company. In case you do not understand the plan that you choose or any other aspect of the plan that you wish to buy, then our expert advisors are available to guide you through the process.
What if I plan to cancel my Nissan Sunny’s car insurance policy? In such a case, what should I do?
There might be circumstances when you might feel like cancelling your existing car insurance policy. You may certainly do so. In this case, you need an alternate policy.