Tata Curvv EV Insurance

Tata Motors unveiled the Tata Curvv EV on August 7, 2024, introducing it as a sub‑compact coupe‑SUV and the first in the Curvv lineup to debut in electric form, followed later by ICE variants. If you are planning to purchase the Tata Curvv EV, make sure you pair it up with electric car insurance – for legal compliance and financial safety.

Here are the prices of different Tata Curvv EV variants:

Buy Tata Curvv EV car insurance for legal and financial safety. Here’s why:

• Legal Compliance

Driving without third-party car insurance on public roads with a Tata Curvv EV in India is illegal and can lead to hefty fines (up to ₹4,000).

• Peace of Mind

Having car insurance while driving a Tata Curvv EV will ensure peace of mind, as any legal liability or damages that can potentially occur on the road will be covered by car insurance online.

• Protection Against Comprehensive Damages

Buying comprehensive car insurance ensures your Curvv EV is protected against damages that can occur from natural disasters like floods, earthquakes, storms, hurricanes, etc. and man-made hazards like fire, accidents, explosions, thefts, etc.

• Personal Accident Cover

Now, it is mandatory to have ₹15 lakh personal accident cover for all vehicles, including the Tata Curvv EV, as per new rules by IRDAI. This will ensure the financial safety of the driver in case of disability or death.

• Expensive Repair Costs

EV components are expensive to make and to repair. In case your car is in an accident and you do not have own-damage car insurance, the repair cost will take a bite out of your savings.

Features of the Tata Curvv EV that highlight the car are:

• Futuristic coupe-SUV design with a panoramic sunroof

• Available in 45 kWh and 55 kWh battery packs with up to 560 km range

• 12.3-inch touchscreen and 10.25-inch digital cockpit

• Level-2 ADAS, 6 airbags, 360° camera, and ventilated seats

• Voice-enabled climate control and wireless Android Auto/Apple CarPlay

• V2V (Vehicle-to-Vehicle) and V2L (Vehicle-to-Load) charging support

• Dark Edition available with unique exterior styling

Key specifications of the Tata Curvv EV include:

In a Tata Curvv EV car insurance, the following instances will be included:

• Damages done to the policyholder’s car: Covers repair or replacement costs for damages to your Tata Curvv EV due to accidents, collisions, or external impact.

• Damages caused by Natural Calamities: Protects your EV against losses from floods, earthquakes, storms, and other natural disasters beyond your control.

• Damages caused by Man-Made Hazards: Covers damage due to riots, vandalism, theft, fire, and other human-caused incidents that may harm your vehicle.

• Damages done to Third-Party: Provides financial protection for injury, death, or property damage caused to a third party in an accident involving your car.

• Personal Accident Cover: Offers compensation for injuries, disability, or death of the owner-driver due to a road accident involving the insured vehicle.

Exclusions of Tata Curvv EV car insurance include:

• Wear and tear due to general ageing: Normal ageing, depreciation, and wear and tear of vehicle parts are not covered under the insurance policy.

• Damage caused by a person driving without a valid licence: Any damage caused while the vehicle is driven by someone without a valid driving licence is not claimable.

• Mechanical or electrical breakdown: Insurance doesn’t cover failures due to internal mechanical or electrical faults unless caused by an insured event.

• Damage while driving under the influence: Claims are not admissible if the driver was under the influence of alcohol or drugs at the time of the incident.

• Damage to tyres and tubes (Except during an accident): Tyres and tubes are not covered unless they are damaged during an accident involving the insured vehicle.

• Consequential Damage: Losses that arise as a result of an initial damage (like engine seizure after flooding) are not covered under standard policy terms.

The Tata Curvv EV car insurance has these add-ons:

• Loss of Personal Belongings Cover

• Key and Lock Replacement Cover

• Passenger Cover

• Consumables Cover

• Personal Accident Cover

• Engine Protection Cover

• 24x7 Roadside Assistance Cover

• Zero-Depreciation Cover

• Repair of Glass

• Emergency Transport and Hotel Expenses

• Driver Cover

• Accessories Cover

• Invoice Cover

• Tyre Secure Cover

Buy/Renew online car insurance of Tata Curvv EV by:

1. Head over to the Coverfox website, then to Insurance > Car Insurance tab
2. Write down your registration number of the vehicle or
3. Click on “Bought a new vehicle?”
4. Select Tata, then Curvv EV
5. Choose your variant
6. Click on Get Quotes
7. Compare prices and select appropriate Add-ons
8. Make an online payment through a secure gateway
9. Your policy will be emailed to you after verification

You can also renew your insurance policy through the Coverfox page by:

1. Head over to the Coverfox Car Insurance page.
2. Enter your registration number for the vehicle
3. If your insurance has expired, fill in the necessary details or
4. Click on “Renew here” if you have already bought the insurance from Coverfox.
5. Log in via mobile number or renew your policy through the previous policy number.
6. Select the existing policy or the new policy as per your needs
7. Make the online payment through a secure payment gateway
8. Your renewed policy will be emailed to you after verification.

File a claim for damages against your car insurance for the Tata Curvv EV by:

• Register for the cashless claim by contacting your insurer

• After registering, you will receive a claim registration number. Use that for future claims and communications.

• Take your damaged vehicle to an authorised network garage of your insurance company for repairs.

• Submit all the necessary documents to the surveyor. The insurance company will confirm its liability and will settle all the bills with the garage directly.