Indian Challenger

Built for those who want more, Indian Challenger gives you the authority to dominate. You get to take complete control of the bike with the Smart Lean Technology with cornering control, drag torque control, 6-axis bosch IMU and more. The bike has a premium style with full LED lighting and running lights that lead the way both in terms of function and style.

You can also choose between three ride modes- standard, sport and rain. But as you ride on Indian roads, it is necessary that you keep in mind that you do not miss out on insuring the bike. Buying bike insurance for Indian Challenger ensures that you do not have to worry about any financial damages. You can easily drive the bike around town knowing that the insurance will take care of the damages caused, if any.

With the easy steps given below, you can buy or renew Indian Challenger Insurance online on Coverfox.com.

• Visit official website of coverfox.com
• Click on bike
• Enter your bike number and policy expiry date
• If you are not sure of bike number, enter the bike name, bike registration RTO and previous policy expiry date
• In case if you have bought a new bike, click on bought a new bike and enter bike model and variant
• Click on view quotes
• Check on premium, coverage and other details
• Enter bike owner details like name, email address, nominee name, date of birth, etc
• Enter communication address and vehicle details
• Make the payment and get policy instantly

With Coverfox, you can choose Indian challenger insurance at an affordable price

Third party insurance

• Third party insurance provides coverage against damages caused to third party or property.
• This type of insurance is mandatory as per the Motor Vehicles Act, 1988.
• The premium for this type of policy is determined by the IRDA.

Comprehensive insurance

• A comprehensive insurance cover provides coverage in case of damages caused to your own vehicle as well as to a third party.
• This is an ideal plan for all vehicle owners as it provides 360 degree protection.
• The premium for this type of insurance is decided based on the add-ons and the coverage opted for.

• Zero depreciation cover: No depreciation is deducted at the time of claim
• No claim bonus: NCB benefit is retained even in case you make a claim
• Engine protection: Cost incurred towards replacement or repair of engine are covered
• Passenger: In case of death or disability, coverage is provided for co-passengers
• Return to invoice cover: Full amount mentioned in vehicle’s invoice is given in case of theft or complete damage
• Roadside assistance cover: In case of vehicle breakdown or emergency, assistance is provided. Also includes taxi support, fuel support, etc.

Opting for comprehensive coverage for Indian Challenger provides you below coverage

• Fire & explosion

  Covers damages caused to the bike in case of fire and explosion

• Theft

  Covers total cost of your vehicle in case of theft

• Accidents

  Damages caused due to accident are covered

• Natural and man-made calamities

  Natural disasters like flood, storms or man-made calamities like vandalism, terrorist attack, etc are covered

• Personal Accident

  Provides coverage in case of death or disability caused due to an accident

Here are few things for which coverage is not provided

• Wear & tear

  Normal wear & tear of the bike is not covered

• Electrical or mechanical breakdown

  Electrical or mechanical breakdown of the bike is not covered

• Usage outside geographical limit

  Riding the bike and causing damages outside geographic limit is not covered

• Riding in intoxicated state

  Riding under the influence of drugs or alcohol is not covered

• Policy inactivation

  Claiming for damages during the time when policy is inactive

• Illegal activity

  Using the bike for any illegal activity and claiming for damages

• No driving license

  Riding without a valid driving license and not abiding by the traffic rules is illegal

Third party two wheeler insurance claim for Indian Challenger

1. Lodge an FIR:To claim third party insurance, you or the aggrieved party is required to file an FIR in the nearby police station of the accident spot. Keep a copy of the FIR with you as the same is required to submit to the insurance company.
2. Share Policy Documents:You are required to share policy documents like driving copy, registration certificate, PUC certificate, FIR copy, address and identity proof
3. Claiming in Motor Tribunal:As per the Motor Vehicle Act 1988, all the claims are to be settled under the Motor Accident Claims Tribunal. The claim has to be filed by the third-party.

Own-damage two wheeler insurance claim for Indian Challenger

1. Inform the insurance company: Connect with the insurance company within 48 hours in case of an accident.
2. Lodge FIR: In case of any major damages caused to your own vehicle, file a report at the nearest police station.
3. Damage evaluation: Surveyor is appointed by the insurance company to evaluate the extent of damage caused. The surveyor gives an estimate of the claim amount.
4. Claim settlement: On submission of the required documents and claim form, the claim is settled by the insurance company

Two-wheeler insurance claim in case of theft of Indian Challenger

1. Inform the insurance company: Within 48 hours of the theft, inform the insurance company about the stolen bike. Submit the required documents to the insurance company.
2. Lodge FIR: Lodge FIR at the nearest police station.
3. Non-traceable report from the police: If the police is unable to find the bike, the non-traceable report will be issued and you have to submit it to the insurance company.
4. Claim settlement: The claim is settled by the insurance company as per the terms and conditions of the policy.