Indian Roadmaster

Loaded with touring amenities that Indian Motorcycles have to offer, the Indian Roadmaster is an expertly crafted and powerful bike that gives you a great riding experience. You can travel with comfort for miles with heated grips and plus 2 up seat which comes with independent heat control both for the driver and passengers.

You also get to enjoy a smooth riding experience with the air-cooled thunderstock 116 engine that produces 171 NM of torque. To ride the bike comfortably on Indian roads, it is imperative that you insure it with a two wheeler insurance policy. Not buying insurance for Indian Roadmaster bike will attract fine upto Rs. 2,000 or can even lead to imprisonment upto 3 months.

you can buy or renew Indian Roadmaster Insurance online onCoverfox.com.

• Visit official website of coverfox.com
• Click on bike
• Enter your bike number and policy expiry date
• If you are not sure of bike number, enter the bike name, bike registration RTO and previous policy expiry date
• In case if you have bought a new bike, click on bought a new bike and enter bike model and variant
• Click on view quotes
• Check on premium, coverage and other details
• Enter bike owner details like name, email address, nominee name, date of birth, etc
• Enter communication address and vehicle details
• Make the payment and get policy instantly

With Coverfox, you can choose Indian Roadmaster insurance at an affordable price

Third party insurance

• As the name suggests, third party insurance provides coverage against damages caused to third party, person or property.
• This type of insurance is mandatory as per the Motor Vehicles Act, 1988.
• The premium for this type of policy is determined by the IRDA due to which all companies offer this cover at the same premium.
• In case of death or physical disability of the third party, the policy compensates the third party.

Comprehensive insurance

• A comprehensive insurance cover provides coverage in case of damages caused to a third party, person or property or your own vehicle
• It offers 360 degree protection as it gives protection against both third party and own damage.
• The premium for this type of insurance varies from insurer to insurer and is determined based on insured declared value, add-ons, engine capacity of the vehicle and other factors.

• Zero depreciation cover: Value of depreciating parts is not taken into consideration at the time of claim settlement.
• No claim bonus: No claim bonus which is up to 50% for not making five consecutive claims in 5 years is retained even in case you make a claim during the policy years.
• Engine protection: This covers the cost of engine repair and replacement.
• Passenger: Pillion is covered under this type of add-on.
• Return to invoice cover: Full amount mentioned in vehicle’s invoice is given in case of total loss of the vehicle or theft.
• Roadside assistance cover: As the name suggests, assistance is provided in form of taxi support, fuel support, in case of vehicle breakdown.

Opting for comprehensive coverage for Indian Roadmaster provides you below coverage

• Fire & explosion

  Covers damages caused to the bike in case of fire and explosion

• Theft

  Covers total cost of your vehicle in case of theft

• Accidents

  Damages caused due to accident are covered

• Natural and man-made calamities

  Natural disasters like flood, storms or man-made calamities like vandalism, terrorist attack, etc are covered

• Personal Accident

  Provides coverage in case of death or disability caused due to an accident

Here are few things for which coverage is not provided

• Wear & tear

  Normal wear & tear of the bike is not covered

• Electrical or mechanical breakdown

  Electrical or mechanical breakdown of the bike is not covered

• Usage outside geographical limit

  Riding the bike and causing damages outside geographic limit is not covered

• Riding in intoxicated state

  Riding under the influence of drugs or alcohol is not covered

• Policy inactivation

  Claiming for damages during the time when policy is inactive

• Illegal activity

  Using the bike for any illegal activity and claiming for damages

• No driving license

  Riding without a valid driving license and not abiding by the traffic rules is illegal

Third party two wheeler insurance claim for Indian Roadmaster

1. In case of third party damage, the insurance company has to be informed.
2. Insurance details of the policyholder are to be shared with the aggrieved party.
3. The claim form along with required documents are to be shared with the insurance company.
4. The claim is settled under the Motor Accident Claims Tribunal

Own-damage two wheeler insurance claim for Indian Roadmaster

1. File a FIR at the nearest police station and inform the insurance company at the earliest.
2. Submit required documents like FIR copy, claim form, identity proof, address proof, etc.
3. Surveyor appointed by the insurance company inspects the vehicle and prepares a report that has to be sent to the garage
4. The claim amount is settled by the insurance company if the repair is done at a garage that comes under its network. If other, reimbursement is offered to the policyholder.
5. The claim amount is settled after deducting the deductible amount.

Two-wheeler insurance claim in case of theft of Indian Roadmaster

1. In case of theft of the bike, immediately file a report at the nearest police station.
2. Submit required documents like PUC certificate, driving license, identity proof, address proof and registration certificate.
3. Non-traceable certificate issued by the police has to be submitted if the police is unable to locate the. The claim is then settled by the insurance as per the policy terms and conditions and an amount equal to insured declared value of the vehicle is offered.