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icon Car Insurance icon Bmw icon X1
  • Overview
  • Types of Insurance
  • How to Buy
  • Essential Information
  • Addons
  • What's Covered
  • What's Not Covered
  • Frequently Asked Questions

BMW X1 Car Insurance

From innovation to refinement the German carmaker BMW restricts to nothing and flaunts its excellence with it's another heir, BMW X1. BMW X1 is a luxury compact crossover that was introduced in 2009. It comes with a rear-wheel drive or all-wheel drive configuration and shares a similar platform with the BMW X3 that is based upon the platform of the BMW 3 Series (E91) Touring (wagon).

The athletic crossover features pumped-up dynamism, and so the exterior parts (headlamps, windshields, bumper, etc.) should be ensured. With this, an overall parts insurance is suggested for the car. The car has the dependable safety features (ABS, DTC, DSC, etc.) The anti-theft system mitigates the requirement for theft insurance.

Types of Car Insurance Policy

Third Party Car Insurance
Third Party Car Insurance
Comprehensive Car Insurance
Comprehensive Car Insurance
Own Damage Car Insurance
Own Damage Car Insurance

How to Buy & Renew Car Insurance for BMW X1: Online & Offline

Offline Process:

  • Call the motor insurance company of your preference.
  • Get in touch with third party aggregator of your choice.

Online Process:

  • Most insurance companies offer its customers the convenience of applying for car insurance online through their official websites. All you need to do is enter details the model and make of the car that you want to insure, your personal details, the premium that you would prefer to pay, etc. The softcopy of your car insurance policy will be generated and forwarded to the email ID that you have registered with them.
  • Alternately, you can visit the website of any TPA, enter the required information to view quotes for various car insurance policies.
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Essential Information about BMW X1 Car Insurance

Comprehensive Coverage

  • Third-party coverage
  • Loss and damage to the vehicle due to accident, theft, natural calamities, etc.
  • Personal accident cover for the occupants

Third-party Liability Insurance:

  • Covers bodily injury and /or death of third party
  • Property damage to third party

Boost the Protection of your BMW X1 with these Add-ons

subtitle
No Claim Bonus

No Claim Bonus

No claim bonus is retained despite making multiple claims in one policy year.
Zero Depreciation

Zero Depreciation

Depreciation on parts made up of glass, plastic, rubber, nylon, etc. is is not taken into consideration at the time of claim.
Roadside Assistance

Roadside Assistance

Also known as breakdown cover, roadside assistance cover provides you with assistance like towing service, minor repair, spare key arrangements, etc.
Personal Accident Cover

Personal Accident Cover

This type of cover provides compensation up to Rs. 15 lakh in case the owner-driver dies, becomes disable or is injured due to an accident.
Engine Protection Cover

Engine Protection Cover

Provides coverage in case of loss or damages caused to the engine due to issues such as water ingression, oil spill, etc.
Daily Allowance Cover

Daily Allowance Cover

In case the insured’s car is damaged and is being repaired at a garage, then this type of cover provides travel allowance to take care of day to day expenses
Consumable Cover

Consumable Cover

A regular car insurance policy does not provide coverage for cost of consumables such as oil, nuts and bolts, lubricants, etc. But with this type of add-on such costs are covered.
Accessories Cover

Accessories Cover

With this add-on, you get coverage for car accessories such as vacuum cleaner, anti-theft device, battery charger, fire extinguisher, etc.
Passenger Cover

Passenger Cover

In case if the passengers traveling in the car get injured then this cover provides coverage for cost of hospitalization, ambulance charges, etc.
Invoice Cover

Invoice Cover

In the event of total loss, constructive loss or theft of the car, return to invoice cover provides the car owner up to the amount mentioned in the invoice.
Key Replacement Cover

Key Replacement Cover

This add on provides coverage for expenses arising from replacing the keys of the insured car.
Loss of Personal Belonging

Loss of Personal Belongings

With Loss of personal belongings Cover, your insurer will pay for any type of damages or losses to most of your personal belongings kept in the car.
Paid Driver Cover

Paid Driver Cover

Paid Driver Cover is quite helpful when you have an employed driver as it pays for any injuries caused to your driver in case of an accident.
Tyre Damage Cover

Tyre Damage Cover

Tyre Damage Cover comes in handy and provides a great deal of assistance in case of a flat tire while you are traveling.
RIM Damage Cover

RIM Damage Cover

Any warping or damages caused to rim is covered when you have purchased the Rim Damage Cover Add-on.
Voluntary Deductible

Voluntary Deductible

A Voluntary Deductible refers to a precise portion of the claim money that the policyholder agrees to pay out of his own pocket. This makes premium cheaper.

Inclusions of a BMW X1 Car Insurance?

  • Loss or damage caused by natural calamities
  • Total loss because of fire, explosions or an act of terror
  • Total loss because of theft
  • Personal accident cover which could include passengers also
  • Own-damage cover
  • Third-party liability cover
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Exclusions of a BMW X1 Car Insurance?

  • Normal Wear and Tear and Electrical or Mechanical Breakdowns
  • Damage to Tyres (unless vehicle also damaged)
  • Driver without a Valid Driving License
  • Driving under the influence (DUI) of intoxicants such as liquor or drugs
  • When the vehicle is used for any illegal purpose
  • Usage outside geographical limits
  • Vehicle is used for Hire or Reward, Carriage of Goods, Organised Racing, Pace Making, Speed Testing, Reliability Trials
  • Nuclear Wars and Perils
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BMW X1 Specifications

Technical Data
Acceleration 0-100 km/h in sec 7.8
Capacity in ccm 1,995
Cylinders/Valves 4/4
Max. output in kW(hp) at 1/min 140 (190)/4,000
Max. torque in Nm at 1/min 400/1,750-2,500
Drive and Transmission
8-Speed Steptronic Automatic Transmission Standard equipment
8-Speed Steptronic Automatic Sport Transmission incl.
- Launch Control
- Gearshift paddles
Not available
BMW TwinPower Turbo 4-cylinder engine Diesel
Gear shifting point display Standard equipment
Performance Control Dynamic power split / dynamic braking for individual wheels Standard equipment
BMW Driving Experience Control (Modes : ECOPRO, Comfort, Sport) Standard equipment
xDrive - intelligent 4WD with variable torque split with Hill Descent Control Not available
Servotronic steering assist Standard equipment

BMW X1 Interior and Exterior

The interiors and exteriors of BMW X1 sDrive20d Expedition are as follows:

Interior

  • Front armrest, sliding with storage compartment
  • 2-zone air conditioning
  • Centre armrest in the rear with 2 cup holders
  • Stainless steel insert - in the loading edge cover of the luggage compartment
  • Floor mats in velour
  • Electrical seat adjustment for driver and passenger with memory function for driver
  • Rear seat 40:20:40 split
  • Rear-View Camera
  • Interior mirrors with automatic anti-dazzle function

Exterior

  • LED headlamps with extended features – LED daytime running lamps, cornering lights, adaptive light distribution and typical BMW twin circle design parking lights
  • Rear LED tail lights with 3D icon design
  • Roof rails in black matt finish
  • Fog lamps
  • Aerodynamically optimised vehicle underbody – Front air guide and engine compartment shielding
  • Twin exhaust tail-pipe in Chrome finish
  • Rain sensor and automatic driving lights
  • Exterior mirror electric folding with automatic anti-dazzle and parking function
  • 43.18 cm (17") light alloy wheels Double-spoke style 385

Source: BMW website

BMW X1 Price in India

Variants Ex-showroom Price
X1 sDrive20d - Expedition Rs. 35,20,000
X1 sDrive20i - xLine Rs. 38,30,000
X1 sDrive20d - xLine Rs. 39,30,000
X1 sDrive20d - M Sport Rs. 42,40,000
X1 xDrive20d - M Sport Rs. 45,70,000

Other BMW Models

Here are some quick links to find out other BMW models
Bmw 1 Series
Bmw 3 Series
Bmw 3 Series Gt
Bmw 4 Series
Bmw 5 Series
Bmw 6 Series
Bmw 7 Series
Bmw I8
Bmw M3
Bmw M5
Bmw X3
Bmw X4
Bmw X5
Bmw X6
Bmw X7
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View More +

Frequently Asked Questions

  • Q. What is the capacity in ccm of BMW X1 sDrive20d?
    • The capacity in ccm of BMW X1 sDrive20d is 1,995.

  • Q. What is the max. output in kW (hp) at 1/min of BMW X1 sDrive20d?
    • The max. output in kW (hp) at 1/min of BMW X1 sDrive20d is 140(190)/4,000.

  • Q. What is the fuel economy (km/l) of BMW X1 sDrive20d?
    • The fuel economy (km/l) of BMW X1 sDrive20d is 20.68

  • Q. What is the tank capacity of BMW X1 sDrive20d?
    • The tank capacity of BMW X1 sDrive20d is 61l.

  • Q. Does BMW X1 sDrive20d Expedition have an emergency spare wheel?
    • Yes, BMW X1 sDrive20d Expedition has an emergency spare wheel.

  • Q. What is the top speed of BMW X1 sDrive20d?
    • The top speed km/h of BMW X1 sDrive20d is 219.

  • Q. What is the CO2 emissions in g/km of BMW X1 sDrive20d?
    • The CO2 emissions in g/km of BMW X1 sDrive20d is 127.89.

  • Q. Does BMW X1 sDrive20d Expedition have gear shifting point display?
    • Yes, BMW X1 sDrive20d Expedition has a gear shifting point display.

  • Q. How to insure or renew the insurance of BMW X1?
    • Users can buy or renew insurance for BMW X1 through the website of Coverfox.com.

  • Q. What is the penalty of driving on Indian roads without insurance?
    • Under the new traffic rules, individuals driving without insurance are fined Rs. 2,000.

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