The Mahindra XEV 9e is an all-electric SUV already launched in India, built on Mahindra’s advanced INGLO platform. It combines bold futuristic styling with strong performance, long driving range, and rapid charging capability, making it a standout choice for eco-conscious drivers. Having car insurance for the XEV 9e is essential not only for legal compliance but also because electric vehicles use costly components such as lithium-ion batteries and complex electronics. Insurance ensures protection against unexpected repair or replacement expenses, securing both your investment and peace of mind.
Here’s a table of the Mahindra XEV 9e variants with their Insurance premium prices:
| Mahindra XEV 9e Variant | Insured Declared Value | Zero Depreciation | Net Premium |
|---|---|---|---|
| Pack One | ₹16,64,400 | ₹6,392 | ₹23,206 |
| Pack Two | ₹18,92,400 | ₹6,392 | ₹23,206 |
| Pack Three Select | ₹21,20,400 | ₹8,015 | ₹27,263 |
| Pack Three | ₹23,18,000 | ₹8,819 | ₹29,273 |
NOTE: The insurance premiums mentioned above are indicative and may vary based on location, driving history, and other factors. Please contact your insurer for an accurate quote.
Securing a car insurance policy for the Mahindra XEV 9e is a financially smart and responsible decision. Here’s why:
The XEV 9e is powered by a high-value lithium-ion battery, and car insurance ensures coverage for costly repair or replacement if it gets damaged.
Specialised add-ons like roadside assistance and engine protection cover in car insurance are tailored to safeguard the XEV 9e’s needs.
Even small damages in the XEV 9e can lead to expensive repairs due to its advanced electronics— EV car insurance helps you manage these unexpected expenses.
Beyond accidents, car insurance covers theft, natural disasters, and fire, ensuring the car is always financially protected.
With the right insurance, you can enjoy the eco-friendly benefits of the XEV 9e without worrying about unforeseen risks.
Here are the three main types of car insurance coverage for the Mahindra XEV 9e:
This third-party car insurance mandatory cover protects you from financial liability if your XEV 9e causes damage to another person’s vehicle, property, or results in injury. While it doesn’t cover your own EV, it ensures you stay legally compliant on Indian roads.
Specifically designed to safeguard your XEV 9e only, this own damage car insurance policy covers losses from accidents, fire, theft, and natural disasters. Given the high repair costs of EV batteries and electronic systems, own damage cover is crucial for financial security.
Comprehensive car insurance offers the most complete protection by combining third-party and own damage cover. For the XEV 9e, comprehensive insurance can also include EV-specific add-ons like battery cover, roadside charging support, and protection for smart sensors—making it the best fit for a premium electric SUV.
Here are the features of the Mahindra XEV 9e:
Futuristic design built on Mahindra’s INGLO platform.
Available with 59 kWh and 79 kWh battery pack options.
Fast charging support with long driving range.
Advanced driver-assistance systems (ADAS) for safety.
Spacious cabin with premium interiors and modern tech.
Dual-screen digital cockpit for infotainment and driving data.
Over-the-air (OTA) software update capability.
Multiple drive modes for efficiency and performance.
The key specifications of the Mahindra XEV 9e Car include:
| Specification | Value |
|---|---|
| Battery Options | 59 kWh / 79 kWh Lithium-Iron-Phosphate (LFP) |
| Motor Type | Permanent Magnet Synchronous Motor (PMSM), Rear-Wheel Drive |
| Power Output | ~ 231 PS (59 kWh) / ~ 286 PS (79 kWh) |
| Torque | 380 Nm |
| Range (Claimed, MIDC) | 542 km (59 kWh) / 656 km (79 kWh) |
| Charging (DC Fast Charge) | ~ 20-80% in ~ 20 minutes (140-175 kW DC charger depending on battery) |
| Charging (AC) | 7.2 kW / 11.2 kW AC charging options; full charge in 6-12 hours depending on battery size |
| Length × Width × Height | 4,789 mm × 1,907 mm × 1,694 mm |
| Wheelbase | 2,775 mm |
| Ground Clearance | 207 mm |
| Tyres / Wheels | 245/55 R19 tyres |
| Suspension (Front / Rear) | MacPherson Strut front / Multi-link rear |
| Boot Space | ~ 663 litres (plus a “frunk” front boot) |
In a Mahindra XEV 9e car insurance, the following instances will be covered:
Coverage for repairs or replacement of the Mahindra XEV 9e’s body, battery, motor, and electronic systems in case of accidents or collisions.
Protection against damage to the Mahindra XEV 9e from natural events like floods, storms, earthquakes, or lightning.
Coverage for theft, vandalism, fire, or accidents caused by human actions, ensuring protection for your Mahindra XEV 9e.
Financial protection for liabilities if your Mahindra XEV 9e causes damage to third-party property or injuries to others.
Compensation for bodily injury or death to the driver or passengers in the event of an accident involving the Mahindra XEV 9e.
Exclusions of Mahindra XEV 9e car insurance are:
Mahindra XEV 9e car insurance doesn’t cover damage from normal wear and tear or ageing components.
Any damage to your XEV 9e while driven by an unlicensed driver is not covered.
It excludes coverage for mechanical or electrical breakdowns.
If your Mahindra XEV 9e is damaged while driving under the influence of alcohol or drugs, it’s not covered.
Does not cover damage to the tyres and tubes unless it occurs as a direct result of an accident.
Any damage that occurs as a result of a previous fault or incident (e.g., battery issues due to lack of maintenance) is not covered under the Mahindra XEV 9e car insurance.
Buy/Renew online car insurance of Mahindra XEV 9e by:
Head over to the Coverfox website, then to the Insurance > Car Insurance tab.
Write down your registration number of the vehicle or click on “Bought a new vehicle?”.
Select Mahindra, then XEV 9e.
Choose your variant and RTO.
Click on Get Quotes.
Compare prices and select appropriate add-ons.
Make an online payment through a secure gateway.
Your policy will be emailed to you after verification.
You can also renew your insurance policy through the Coverfox page by:
Head over to the Coverfox Car Insurance page.
Enter your registration number for the vehicle.
If your insurance has expired, fill in the necessary details.
Or click on “Renew here” if you have already bought the insurance from Coverfox.
Log in via mobile number or renew your policy through the previous policy number.
Select the existing policy or the new policy as per your needs.
Make the online payment through a secure payment gateway.
Your renewed policy will be emailed to you after verification.
For renewals, add your previous policy details and follow the same procedure.
Insurance protects your Mahindra XEV 9e from risks like accidents, theft, natural disasters, and costly EV-specific repairs, while also fulfilling the legal requirement.
The cost depends on the variant, location, coverage type, and add-ons chosen, but premiums are generally higher than regular cars due to advanced EV components.
Yes, you can easily buy or renew Mahindra XEV 9e insurance online through platforms like Coverfox by comparing quotes, selecting add-ons, and making a quick payment.
Standard policies may not include battery coverage, but with add-ons like Battery and Motor Protection, your XEV 9e’s battery can be insured against damage.
Yes, since the XEV 9e is an electric SUV, it requires EV-specific coverage for components like the battery, charging systems, and advanced electronics.
Absolutely. You can enhance coverage with add-ons like Zero Depreciation, Roadside EV Charging Assistance, Invoice Cover, and Battery Protection.
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