Coverfox.com
  • Insurance
    • Car
      • Car Insurance
      • Companies
      • Third party car insurance
      • Comprehensive car insurance
      • Car insurance calculator
      • New car insurance
      • Zero Dep Car Insurance
      • Buy Car Insurance
      • Compare Car Insurance
      • Car Insurance Articles
      • Cashless Garages
    • Bike
      • Two Wheeler Insurance
      • Two Wheeler Insurance Companies
      • Two Wheeler Insurance Claim
      • Two Wheeler premium Calculator
      • Third party Bike insurance
      • Multiyear Bike Insurance
      • Bike Insurance Articles
    • Health
      • Health Insurance
      • Companies
      • Mediclaim Policy
      • Individual Health Insurance plans
      • Critical illness insurance
      • Senior citizen health insurance
      • Arogya sanjeevani policy
      • Health Insurance Articles
      • Network Hospitals
    • Term
      • Term Insurance
      • Companies
      • Life insurance
      • Life Insurance calculator
      • Term Insurance calculator
      • Life Insurance Plans
      • 1 crore term insurance
      • Compare Term Insurance
      • Buy Term Insurance
      • Term Insurance Renewals
      • Term Insurance Articles
      • Life Insurance Articles
  • About Coverfox
    • About us
    • Insurance Blog
  • Claims
  • Contact us
  • Login
Buy ACKO Car Insurance
Upto 85% discount. Get policy in 5 minutes.
Already Bought from Coverfox?
Renew here in 2 steps
Save upto ₹ 50,000/-
on your new car. Buy insurance from Coverfox
3000+ Cashless Garages
Never worry about payments
4.7/5
star star star star half star
4.6/5
star star star star half star
Highest rated insurance website
icon Car Insurance icon Companies icon Acko Car Insurance
  • Overview
  • Key Features
  • Why Choose ACKO?
  • Key Benefits
  • Renewal Process
  • Types
  • Addons
  • Inclusions
  • Exclusions
  • How to Buy
  • How to Claim
  • All Car Manufacturers
  • Review
  • Frequent Questions

Acko Car Insurance Online

AAcko car Insurance policy is one of the newest private-sector car insurance providers in India. The company was founded in November 2016 and follows a complete online-led model of selling insurance products.

Note: All information has been sourced from the official website of Acko General Insurance India.

Partnerships

  1. Acko General Insurance partnered with Ola cabs and launched an in-trip insurance program in more than 110 cities in India.
  2. Acko General Insurance partnered with Amazon India to provide mobile insurance plans on the retailer's website.
banner_img
Compare Car Insurance & get upto 85% discount

Key Features of ACKO Car Insurance

Key Features Offerings
Premium Starting at Rs. 2,702
Claim Settlement Ratio 94% (FY’20-21)
Emergency Assistance 24x7
Third Party Cover Available
Zero Depreciation Available
Cashless Repairs Yes
Add-on Covers 8 add-ons available
Personal Accident Cover Available upto Rs. 15 Lakhs
Own Damage Cover Available in comprehensive cover

Why Choose ACKO Car Insurance From Coverfox?

  • Lower Prices: With Acko car insurance price, you always get the best value. Acko offers a variety of deals and discounts on premiums.
  • Convenient: With Acko Car Insurance, you can buy car insurance instantly, simply at the click of a button. Every step is conducted online, be it for purchase, support, claims or renewal.
  • Stress-free Claims: In case of a claim settlement for say your car, simply give Acko customer care a call and they will handle everything - from picking up your car, to getting it repaired and dropping it back right at your doorstep.
banner_img
Compare Car Insurance & get upto 85% discount

Key Benefits - ACKO Car Insurance

The key benefits of Acko Car insurance are:

  • Acko guarantees considerably lower premiums.
  • Everything is done online, there is no paperwork involved. Whether you buy an insurance policy, renew a plan or make a claim, everything is done online.
  • Doorstep Service - With Acko customer service, all aspects of claim settlement are done by the servicemen with minimum involvement from your side. This includes picking up your car, getting it repaired and dropping it back, right at your doorstep.

In case of minor damages, get your claims settled instantly and then choose to go to your preferred garage, as per your convenience to get the same repaired.

Acko Car Insurance Renewal Process

The entire process of car insurance renewal can be done online, there is no offline method to renew your policy. Simply visit the official website of Acko General Insurance and select the car insurance tab. Now, you will be required to enter your car number and the search engine will automatically determine the renewal status along with the premium amount. Next, you will be asked a few questions about your car. Post answering, make the payment and the policy will be renewed instantly.

banner_img
Compare Car Insurance & get upto 85% discount

Types of Car Insurance

third party car insurance

Third Party

This type of car insurance provides coverage to third party life and property and does not cover the insured vehicle

comprehensive car insurance

Comprehensive

This type of car insurance provides coverage to your vehicle as well as third party and property

standalone own damage car insurance

Standalone / Own Damage

This type of insurance provides coverage for your car’s damages and losses including events caused due to man made, natural calamities, and theft.

banner_img
Compare Car Insurance & get upto 85% discount

Boost the Protection of your Car with these Add-ons

subtitle
No Claim Bonus

No Claim Bonus

No claim bonus is retained despite making multiple claims in one policy year.
Zero Depreciation

Zero Depreciation

Depreciation on parts made up of glass, plastic, rubber, nylon, etc. is is not taken into consideration at the time of claim.
Roadside Assistance

Roadside Assistance

Also known as breakdown cover, roadside assistance cover provides you with assistance like towing service, minor repair, spare key arrangements, etc.
Personal Accident Cover

Personal Accident Cover

This type of cover provides compensation up to Rs. 15 lakh in case the owner-driver dies, becomes disable or is injured due to an accident.
Engine Protection Cover

Engine Protection Cover

Provides coverage in case of loss or damages caused to the engine due to issues such as water ingression, oil spill, etc.
Daily Allowance Cover

Daily Allowance Cover

In case the insured’s car is damaged and is being repaired at a garage, then this type of cover provides travel allowance to take care of day to day expenses
Consumable Cover

Consumable Cover

A regular car insurance policy does not provide coverage for cost of consumables such as oil, nuts and bolts, lubricants, etc. But with this type of add-on such costs are covered.
Accessories Cover

Accessories Cover

With this add-on, you get coverage for car accessories such as vacuum cleaner, anti-theft device, battery charger, fire extinguisher, etc.
Passenger Cover

Passenger Cover

In case if the passengers traveling in the car get injured then this cover provides coverage for cost of hospitalization, ambulance charges, etc.
Invoice Cover

Invoice Cover

In the event of total loss, constructive loss or theft of the car, return to invoice cover provides the car owner up to the amount mentioned in the invoice.
Key Replacement Cover

Key Replacement Cover

This add on provides coverage for expenses arising from replacing the keys of the insured car.
Loss of Personal Belonging

Loss of Personal Belongings

With Loss of personal belongings Cover, your insurer will pay for any type of damages or losses to most of your personal belongings kept in the car.
Paid Driver Cover

Paid Driver Cover

Paid Driver Cover is quite helpful when you have an employed driver as it pays for any injuries caused to your driver in case of an accident.
Tyre Damage Cover

Tyre Damage Cover

Tyre Damage Cover comes in handy and provides a great deal of assistance in case of a flat tire while you are traveling.
RIM Damage Cover

RIM Damage Cover

Any warping or damages caused to rim is covered when you have purchased the Rim Damage Cover Add-on.
Voluntary Deductible

Voluntary Deductible

A Voluntary Deductible refers to a precise portion of the claim money that the policyholder agrees to pay out of his own pocket. This makes premium cheaper.

What's Covered under Car Insurance?

Accidents
Accidents
Accidents are uncertain. In case of damages caused to car due to an accident, don’t panic as with car insurance you are covered
Theft
Theft
In case of theft of the vehicle, coverage is offered up to the insured declared value mentioned in the policy
Natural and man-made calamities
Natural and Man-made Calamities
Your car is protected against man-made and natural calamities like fire, earthquake, landslide, vandalism, terrorist attack, etc.
Personal Accident
Personal Accident
Provides coverage up to Rs. 15 lakh in case of death or disability caused to the owner-driver due to an accident.
Third party liability
Third Party Liability
Get protection against death, disability or injury caused to the third party due to your car
banner_img
Compare Car Insurance & get upto 85% discount

What's Not Covered under Car Insurance?

Electrical breakdown
Mechanical breakdown
Normal wear and tear
Driving without valid driving license
Consequential loss of car
Driving under influence of drugs/alcohol
Using car for illegal purpose
Commercial use of private car
Depreciation of car parts
Damages due to contributory negligence
View More +

How to Buy / Renew Car Insurance Online at Coverfox?

  • 1 Enter Car Details
    Enter Car Details
    Fill in your Car registration number and other basic details
  • 2 Compare & Select Right Plan
    Compare & Select Right Plan
    Go through the shortlisted plans, their premiums and choose the best plan
  • 3 Add Additional Covers
    Add Additional Covers
    Increase the protection by attaching add-ons like Zero Dep. Engine Protection, etc.
  • 4 Make Online Payment
    Make Online Payment
    Pay premium online through a secure gateway from your credit/debit card, internet banking, wallet, etc.

Best Car Insurance Companies in India 2025

HDFC ERGO Car Insurance
HDFC ERGO Car Insurance
Reliance Car Insurance
Reliance Car Insurance
Oriental Car Insurance
Oriental Car Insurance
Acko Car Insurance
Acko Car Insurance
Kotak Car Insurance
Kotak Car Insurance
Royal Sundaram Car Insurance
Royal Sundaram Insurance
National Car Insurance
National Car Insurance
SBI Car Insurance
SBI Car Insurance
Liberty Car Insurance
Liberty Car Insurance
Magma HDI Car Insurance
Magma HDI Car Insurance
Shriram Car Insurance
Shriram Car Insurance
Universal Sompo Car Insurance
Universal Sompo Insurance
ICICI Lombard Car Insurance
ICICI Lombard Car Insurance
Edelweiss Car Insurance
Edelweiss Car Insurance
United India Car Insurance
United India Car Insurance
Bajaj Allianz Car Insurance
Bajaj Allianz Car Insurance
IFFCO TOKIO Car Insurance
IFFCO TOKIO Car Insurance
New India Assurance Car Insurance
New India Assurance Insurance
Digit Car Insurance
Digit Car Insurance
Tata Aig Car Insurance
Tata Aig Car Insurance
Cholamandalam MS Car Insurance
Cholamandalam MS Insurance
Future Generali Insurance
Future Generali Insurance

How to Claim Car Insurance?

The entire claim settle process is conducted online. The claim process at Acko car insurance is as follows:

  • Step 1: In case of an accident, you need to register your claim by calling up Acko’s helpline number at 1860 - 266 - 2256 and drive your car to the nearest garage or get it towed.
  • Step 2: Once the claim is registered, a surveyor is assigned within 24-48 hours.
  • Step 3: You need to provide the relevant KYC details – RC Book, PAN card, Aadhaar card, DL, Claim information Form, Policy Copy and a repair estimate.
  • Step 4: Once the surveyor has assessed the damaged car and KYC, they will either reject or accept the claim. The repair works begin only post approval.
  • Step 5: Once the repair work is finished, a survey is done followed by a delivery order and the car is delivered to your doorstep.
banner_img
Compare Car Insurance & get upto 85% discount

Review - ACKO Car Insurance

Acko Insurance Company is one of the few general insurance providers in India which offers its services only through the online medium. With Acko, you can enjoy access to workshop anywhere in India and it is all cashless car insurance. Acko has held a good claim settlement ratio of 129%. Also, claims for minor damages are paid out in less than 2 hours. All these features make Acko car insurance a popular choice among insurance buyers.

Car Manufacturers in India

Here are some quick links to find out more about car insurance in detail
Ashok Leyland Car Insurance
Aston Martin Car Insurance
Audi Car Insurance
Austin Car Insurance
Bentley Car Insurance
BMW Car Insurance
Bugatti Car Insurance
Chevrolet Car Insurance
Citroen Car Insurance
Daewoo Car Insurance
Datsun Car Insurance
DC Car Insurance
Ferrari Car Insurance
Fiat Car Insurance
Force Motors Car Insurance
Ford Car Insurance
Hindustan Motors Car Insurance
Honda Car Insurance
Hyundai Car Insurance
ICML Car Insurance
Isuzu Car Insurance
Jaguar Car Insurance
Jeep Car Insurance
KIA Car Insurance
Lamborghini Car Insurance
Landrover Car Insurance
Lexus Car Insurance
Mahindra Car Insurance
Maruti Suzuki Car Insurance
Maserati Car Insurance
Mercedes Benz Car Insurance
MG Car Insurance
Mini Cooper Car Insurance
Mini Cooper S Insurance
Mitsubishi Car Insurance
Nissan Car Insurance
Porsche Car Insurance
Premier Car Insurance
Renault Car Insurance
Rolls Royce Car Insurance
Skoda Car Insurance
Ssangyong Car Insurance
Tata Car Insurance
Toyota Car Insurance
Volkswagen Car Insurance
Volvo Car Insurance
View More +

Frequently Asked Questions

  • Is ACKO car insurance good?

    • ACKO car insurance has a good claim settlement ratio of 129%. The claims for minor damages are paid in less than two hours. These features make Acko a very popular choice among insurance buyers.

  • How is ACKO cheap?

    • ACKO insurance is cheap due to 2 primary reasons. Firstly, due to their lower cost structure, they can provide better value to the customers with cheaper and better products. Secondly, with their online insurance model, they can carry out better data-backed underwriting and services claims faster. ACKO allows the policyholders to save 10-30% on premiums.

  • What is ACKO car insurance?

    • ACKO Car Insurance is a private sector general insurance company in India that specializes in providing car insurance policies. They offer a range of car insurance plans, including comprehensive, third-party liability, own damage, zero depreciation, electric car, used car, and commercial car insurance.

  • How do I choose the right car insurance?

    • You can visit Coverfox.com and compare different insurance policies online and choose the best suits your needs.

  • How do I contact Acko customer service?

    • You can contact Acko at 1860-266-2256 or send an email at hello@acko.com.

  • I have an existing car policy; can I still buy Acko Car Insurance?

    • Yes, you can purchase Acko Car Insurance provided the expiry date of the current policy is less than 60 days. You also have the option to ‘Buy Later’.

  • Where can I avail the 3 days TAT and cab vouchers facility?

    • You can avail the three days TAT facility in the following cities - Ahmedabad, Bengaluru, Chennai, Delhi, Goa, Hyderabad, Kolkata, Mumbai, Nashik, Pune & Surat.

  • Does Acko offer Zero Depreciation Cover?

    • Yes, Acko car insurance offers Zero Depreciation cover as a rider option.

  • Does Acko offer minor settlements?

    • Yes, in case of minor damages Acko provides instant settlements.

  • What are the various types of policies offered by Acko General Insurance?

    • Acko offers the following products - Private Car Package policy, Liability only policy for Private Car, Two-wheeler & Commercial vehicles and Group products for Domestic Travel & Personal Accident cover.

  • How much discount can I avail with Acko Car Insurance?

    • Acko car insurance offers low-priced insurance products that are affordable yet feature-rich. The percentage of discount depends upon satisfactory answer for the required questions.

  • Can I purchase Acko Car Insurance without being an Amazon customer?

    • Yes, you can purchase Acko car insurance from Acko even if you are not an Amazon customer.

Show more
Customer Reviews
Average Customer Rating:
Buy/Renew Acko Car Insurance Online & Save Upto 85% Off
4 / 5 ( 8 reviews )
Write a review
Close
×

Get Lowest Rates for car Insurance

With Upto 85% Discount

  • Secure
  • Licensed By
  • Payment Options
  • Car Insurance
  • Bike Insurance
  • Motor Insurance
  • Car Insurance Premium Calculator
  • Family Health Insurance
  • Senior Citizens Insurance
  • Group Insurance
  • Corona Rakshak Policy
  • Corona Kavach Policy
  • Super Topup Plan
  • Term Insurance
  • ULIP
  • e-Term Plan
  • 1 Cr Term Insurance
  • कार इन्शुरन्स
  • टू व्हीलर इंश्योरेंस
  • टर्म इंश्योरेंस
  • हेल्थ इंश्योरेंस
  • मेडिक्लेम पॉलिसी
  • Learn About Insurance
  • Network Hospitals
  • Cashless Garages
  • Get Android App
  • Get iOS App
  • Learn
  • About Us
  • Contact Us
  • Careers
  • Sitemap
  • FAQs
Connect with us
Become a Partner
Become a Coverdrive POS Agent

Coverfox Insurance Broking Pvt. Ltd. : C Wing, 6111-6118, 6th Floor, Oberoi Garden Estate, Chandivali Farm Road, Chandivali, Andheri (East), Mumbai - 400072

Licence No. 478 , IRDA Direct Broker Code: IRDA/ DB 556/ 13 , Valid till: 26/12/2025, CIN: U66000MH2013PTC243810

  • Shipping & Delivery Policy
  • Privacy Policy
  • Legal Policies
  • Cancellation & Refund
  • Terms & Conditions
Copyright © 2025 Coverfox.com. All Rights Reserved