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icon Car Insurance icon Maruti Suzuki icon Ritz
  • Overview
  • Insurance Price
  • Types
  • Addons
  • Inclusions
  • Exclusions
  • Features
  • Exterior & Interior
  • How to Buy
  • How to Claim
  • Other Models
  • Frequent Questions

Maruti Suzuki Ritz Insurance

Maruti Suzuki Ritz - a compact city car was initially introduced in the year 2008. In other export markets, this car is designated as Suzuki Splash. Ritz was launched by Maruti Suzuki with the same moto to provide customers all the comforts at a minimum cost. Ritz has undoubtedly succeeded in providing maximum comforts in this hatchback car. This car has many safety features apart from the SRS air bag it also has a breaking system which enables having good control over the car.

Even the standard features offered in this car has a slight twist which gives it a distinct appearance. The tall and dynamic layout of new Ritz reflects bliss and a true sense of sportiness. If you are the owner of this car then you must have a car insurance to follow the Motor Vehicles Act, 1988.

Compare & Buy Maruti Suzuki Ritz Insurance Online

Maruti Suzuki Ritz Car Models With Car Insurance Price

Maruti Suzuki Ritz Car Insurance premium rates for the top Maruti Suzuki Ritz Variants are as follows:

Maruti Ritz Variant(2019 Registration) Fuel Type Insured Declared Value Zero Depreciation Cover Insurance Price More Plans
Maruti Ritz Genus VDI Diesel 3,91,170 2,738 6,951
Maruti Ritz, ZDI (1248 CC) Diesel 4,49,732 3,148 8,530
Maruti Ritz LDI Diesel 3,75,463 2,628 7,121
Maruti Ritz AT Petrol 2,35,200 1,506 5,586
Maruti Ritz ZXI Petrol 3,77,485 2,642 6,708
Maruti Ritz Genus VXI Petrol 2,90,446 1,743 5,913
Disclaimer: The above Maruti Suzuki Ritz car insurance premium rates may change as per the Maruti Suzuki car model, variant, fuel type, place of registration, year of registration, policy type, IDV and Add-on covers chosen.

Types of Maruti Suzuki Ritz Insurance

third party car insurance

Third Party

This type of car insurance provides coverage to third party life and property and does not cover the insured vehicle

comprehensive car insurance

Comprehensive

This type of car insurance provides coverage to your vehicle as well as third party and property

standalone own damage car insurance

Standalone / Own Damage

This type of insurance provides coverage for your car’s damages and losses including events caused due to man made, natural calamities, and theft.

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Addons for Maruti Suzuki Ritz Insurance

subtitle
No Claim Bonus

No Claim Bonus

No claim bonus is retained despite making multiple claims in one policy year.
Zero Depreciation

Zero Depreciation

Depreciation on parts made up of glass, plastic, rubber, nylon, etc. is is not taken into consideration at the time of claim.
Roadside Assistance

Roadside Assistance

Also known as breakdown cover, roadside assistance cover provides you with assistance like towing service, minor repair, spare key arrangements, etc.
Personal Accident Cover

Personal Accident Cover

This type of cover provides compensation up to Rs. 15 lakh in case the owner-driver dies, becomes disable or is injured due to an accident.
Engine Protection Cover

Engine Protection Cover

Provides coverage in case of loss or damages caused to the engine due to issues such as water ingression, oil spill, etc.
Daily Allowance Cover

Daily Allowance Cover

In case the insured’s car is damaged and is being repaired at a garage, then this type of cover provides travel allowance to take care of day to day expenses
Consumable Cover

Consumable Cover

A regular car insurance policy does not provide coverage for cost of consumables such as oil, nuts and bolts, lubricants, etc. But with this type of add-on such costs are covered.
Accessories Cover

Accessories Cover

With this add-on, you get coverage for car accessories such as vacuum cleaner, anti-theft device, battery charger, fire extinguisher, etc.
Passenger Cover

Passenger Cover

In case if the passengers traveling in the car get injured then this cover provides coverage for cost of hospitalization, ambulance charges, etc.
Invoice Cover

Invoice Cover

In the event of total loss, constructive loss or theft of the car, return to invoice cover provides the car owner up to the amount mentioned in the invoice.
Key Replacement Cover

Key Replacement Cover

This add on provides coverage for expenses arising from replacing the keys of the insured car.
Loss of Personal Belonging

Loss of Personal Belongings

With Loss of personal belongings Cover, your insurer will pay for any type of damages or losses to most of your personal belongings kept in the car.
Paid Driver Cover

Paid Driver Cover

Paid Driver Cover is quite helpful when you have an employed driver as it pays for any injuries caused to your driver in case of an accident.
Tyre Damage Cover

Tyre Damage Cover

Tyre Damage Cover comes in handy and provides a great deal of assistance in case of a flat tire while you are traveling.
RIM Damage Cover

RIM Damage Cover

Any warping or damages caused to rim is covered when you have purchased the Rim Damage Cover Add-on.
Voluntary Deductible

Voluntary Deductible

A Voluntary Deductible refers to a precise portion of the claim money that the policyholder agrees to pay out of his own pocket. This makes premium cheaper.

What's Covered under Maruti Suzuki Ritz Insurance?

Accidents
Accidents
Accidents are uncertain. In case of damages caused to car due to an accident, don’t panic as with car insurance you are covered
Theft
Theft
In case of theft of the vehicle, coverage is offered up to the insured declared value mentioned in the policy
Natural and man-made calamities
Natural and Man-made Calamities
Your car is protected against man-made and natural calamities like fire, earthquake, landslide, vandalism, terrorist attack, etc.
Personal Accident
Personal Accident
Provides coverage up to Rs. 15 lakh in case of death or disability caused to the owner-driver due to an accident.
Third party liability
Third Party Liability
Get protection against death, disability or injury caused to the third party due to your car
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What's Not Covered under Maruti Suzuki Ritz Insurance?

Electrical breakdown
Mechanical breakdown
Normal wear and tear
Driving without valid driving license
Consequential loss of car
Driving under influence of drugs/alcohol
Using car for illegal purpose
Commercial use of private car
Depreciation of car parts
Damages due to contributory negligence
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Benefits of Purchasing Commercial Insurance Online for Maruti Suzuki Ritz

Here are a few benefits of purchasing commercial insurance for your Maruti Suzuki Ritz vehicle online.

  • Purchasing commercial insurance online is cheaper and offers you amazing discounts
  • You can insure the Maruti Suzuki Ritz vehicle anytime as getting the policy online is quick, easy and hassle-free.
  • No paperwork is required as right from filling the form to getting the policy online, you can do it all by just following a few steps
  • The policy is delivered in your inbox in no time on successful processing of the payment
  • You get timely reminders for renewal of insurance for your Maruti Suzuki Ritz vehicle
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Features of Maruti Suzuki Ritz

The salient features of Maruti Ritz car are:

  • Power Steering
  • Air Conditioner
  • Wheel Covers
  • Power Windows Front
  • Anti Lock Braking System
  • Driver Airbag
  • Passenger Airbag
  • Automatic Climate Control

Maruti Suzuki Ritz Exterior and Interior

Interior:

  1. Tachometer
  2. Electronic Multi-Tripmeter
  3. Leather Seats
  4. Fabric Upholstery
  5. Leather Steering Wheel
  6. Glove Compartment
  7. Digital Clock
  8. Outside Temperature Display
  9. Cigarette Lighter
  10. Digital Odometer
  11. Electric Adjustable Seats

Exterior:

  1. Adjustable Headlights
  2. Fog Lights - Front
  3. Fog Lights - Rear
  4. Power Adjustable Exterior Rear View Mirror
  5. Manually Adjustable Ext. Rear View Mirror
  6. Electric Folding Rear View Mirror
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How to Buy / Renew Maruti Suzuki Ritz Insurance Online at Coverfox?

  • 1 Enter Car Details
    Enter Car Details
    Fill in your Car registration number and other basic details
  • 2 Compare & Select Right Plan
    Compare & Select Right Plan
    Go through the shortlisted plans, their premiums and choose the best plan
  • 3 Add Additional Covers
    Add Additional Covers
    Increase the protection by attaching add-ons like Zero Dep. Engine Protection, etc.
  • 4 Make Online Payment
    Make Online Payment
    Pay premium online through a secure gateway from your credit/debit card, internet banking, wallet, etc.

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How to Claim Maruti Suzuki Ritz Insurance?

  • Contact the insurance company within 48 hours of the accident or theft
  • File an FIR in case of third party damage or theft of the bike
  • Submit the required documents
  • The insurance company will appoint a surveyor to check on the extent of damages
  • The car will be sent to the garage for repair
  • Cashless service will be provided in case the car is being repaired at a network garage
  • In case of theft, insured declared value will be given to the policyholder after the police shares non traceable report
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Explore Car Insurance for Other Maruti Suzuki Models

Here are some quick links to find out more about car insurance for other Maruti Suzuki models in detail
Maruti Suzuki Alto Insurance
Maruti Suzuki Alto 800 Insurance
Maruti Suzuki Alto K10 Insurance
Maruti Suzuki A Star Insurance
Maruti Suzuki Baleno Insurance
Maruti Suzuki Baleno RS Insurance
Maruti Suzuki Celerio Insurance
Maruti Suzuki Celerio X Insurance
Maruti Suzuki Ciaz Insurance
Maruti Suzuki Dzire Insurance
Maruti Suzuki Eeco Insurance
Maruti Suzuki Ertiga Insurance
Maruti Suzuki Esteem Insurance
Maruti Suzuki Estilo Insurance
Maruti Suzuki Grand Vitara Insurance
Maruti Suzuki Gypsy Insurance
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Maruti Suzuki S Presso Insurance
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Maruti Suzuki SX4 Insurance
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Maruti Suzuki Wagon R Insurance
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Maruti Suzuki Zen Insurance
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View More +

Frequently Asked Questions

  • How to renew Maruti Suzuki Ritz car Insurance?

    • You can renew your Maruti Suzuki S Cross car insurance online very easily. Follow these mentioned steps:

      • First, visit your insurer’s website
      • Then log in with your Registered User ID, Password, and Policy Number
      • Select the Renew/Pay Premium Option
      • Make the Payment Online
      • Your Policy will be Renewed
  • Which are the insurance add-ons for the Maruti Suzuki Ritz car?

    • The most opted insurance add-ons with Maruti Suzuki Ritz cars include RSA (Road Side Assistance) cover, zero depreciation add-on, NCB (No Claim Bonus) cover, and engine cover among others.

  • What are the documents required to get my Maruti Suzuki Ritz car insurance renewed?

    • You can get your Maruti Suzuki Ritz car insurance policy renewed with Coverfox. You just need to have the following details with you:

      • Previous Year Policy Number
      • Previous Year Policy Expiry Date
      • Vehicle Registration Number
  • From where can I purchase insurance for my Maruti Suzuki Ritz car?

    • You can compare car insurance policies offered by all the top-rated insurers in India for Maruti Suzuki Ritz at Coverfox and choose the plan which best suits your needs. With Coverfox, you can buy an insurance policy in just 5 minutes

  • Which insurer has the best claim settlement ratio for my Maruti Suzuki Ritz car?

    • Bharti AXA General Insurance, Acko General Insurance, and ICICI Lombard General Insurance are among the car insurers with great claim settlement ratio for Maruti Suzuki Ritz cars.

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