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Rolls Royce Car Insurance
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icon Car Insurance icon Rolls Royce
  • Models And Insurance Price
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Rolls Royce Car Insurance

The only adjective to describe this elegant giant is Perfection. Perfection with regards to design, be it exterior or interior, power, elegance etc. This is a true status of symbol. Rolls Royce was founded in 1906 which began liquidation in 1971 and the quite separate new owner of its business, Rolls-Royce (1971) Limited, now re-named Rolls-Royce plc. It incorporated Rolls-Royce Motors to own its car division in 1973 and then sold it to Vickers in 1980.

Did you know that approximately 65 percent of the Rolls Royce made are still on the road? This shows the collaboration of powerful craftsmanship and technology which has laid a strong foundation for what Rolls Royce is today.

Top Rolls Royce Car Models With Car Insurance Price

Rolls Royce car insurance premium rates for the top Rolls Royce Cars are as follows:


Rolls Royce Models(2019 Registration)
Rolls Royce Model Variant Insured Declared Value Zero Depreciation Cover Rolls Royce Insurance Price More Plans
Rolls Royce Phantom Drophead Coupe 2,74,59,600 1,80,705 5,14,566

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Rolls Royce Wraith 6.6 V12, Petrol 2,66,13,748 1,75,138 4,98,714

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Rolls Royce Silver Sports (2000 CC) 44,10,000 29,021 82,639

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Disclaimer: The above Rolls Royce car insurance premium rates may change as per the Rolls Royce car model, variant, fuel type, place of registration, year of registration, policy type, IDV and Add-on covers chosen.

Add-ons For Your Rolls Royce Car Insurance

  • Zero Depreciation
  • NCB Protection
  • Engine Protection
  • Invoice Cover
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Essential Information about Rolls Royce Car Insurance

Comprehensive Coverage

  • Third-party coverage
  • Loss and damage to the vehicle due to accident, theft, natural calamities, etc.
  • Personal accident cover for the occupants

Third-party Liability Insurance:

  • Covers bodily injury and /or death of third party
  • Property damage to third party

Inclusions of a Rolls Royce Car Insurance ?

  • Loss or damage caused by natural calamities
  • Total loss because of fire, explosions or an act of terror
  • Total loss because of theft
  • Personal accident cover which could include passengers also
  • Own-damage cover
  • Third-party liability cover

Exclusions of a Rolls Royce Car Insurance ?

  • Normal Wear and Tear and Electrical or Mechanical Breakdowns
  • Damage to Tyres (unless vehicle also damaged)
  • Driver without a Valid Driving License
  • Driving under the influence (DUI) of intoxicants such as liquor or drugs
  • When the vehicle is used for any illegal purpose
  • Usage outside geographical limits
  • Vehicle is used for Hire or Reward, Carriage of Goods, Organised Racing, Pace Making, Speed Testing, Reliability Trials
  • Nuclear Wars and Perils

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Frequently Asked Questions

  • Q. What happens if my Rolls Royce car insurance is already expired?
    • Not renewing your policy on or before your policy expiry will have consequences to it such as:

      • Inspection is required for renewal when policy is expired
      • You may lose out on offers and discounts if any
      • You lose out on the NCB (no claim bonus), because having an NCB provides discount on your policy premium
      • Most importantly, the premium will always be at the higher side, if policy is purchased after expiry
  • Q. Which add-ons should I look for when renewing my Rolls Royce car insurance policy?
    • Below are the must haves add-ons for your car insurance policy or most recommended add-ons:

      • Zero Depreciation
      • Road side assistance (RSA)
      • NCB Protection
  • Q. What if I provided wrong information while buying Rolls Royce car insurance?
    • In case if you happen to provide wrong information, the policy may stand null in that case. Though changes can be done on those, at the discretion of the insurance company. However not all insurance companies will agree and make changes, some may also ask to cancel the policy. Note: To cancel a policy an alternate fresh and correct policy is required across all insurers

  • Q. Whom should I buy/renew my Rolls Royce car insurance, broker, agent or insurance company?
    • There are pros and cons if you buy policy from the below:

      1. Agents

      • Pros: They are physically available in case of any help. However not all agents will be able to help you in case if claim if any.
      • Cons: Since agents get commission on target basis, they may sell you to most expensive policy and not the one which is tailor made for you.

      2. Insurance Company

      • Pros: Most of the insurers have e their toll free numbers. You can always contact them in case of any claim related issues or services related issues.
      • Cons: The insurance company will only have its own product, and you may not have the chance to compare the prices, services etc with some other insurer.

      3. Brokers

      • Pros: Brokers like Coverfox.com will provide you with unbiased suggestions with regards to services, premiums, and claim settlement ratios of the insurance company.
      • Cons: Not all brokers are available 24/7 on the toll free numbers
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