Coverfox.com
  • Insurance
    • Car
      • Car Insurance
      • Companies
      • Third party car insurance
      • Comprehensive car insurance
      • Car insurance calculator
      • New car insurance
      • Zero Dep Car Insurance
      • Buy Car Insurance
      • Compare Car Insurance
      • Car Insurance Articles
      • Cashless Garages
    • Bike
      • Two Wheeler Insurance
      • Two Wheeler Insurance Companies
      • Two Wheeler Insurance Claim
      • Two Wheeler premium Calculator
      • Third party Bike insurance
      • Multiyear Bike Insurance
      • Bike Insurance Articles
    • Health
      • Health Insurance
      • Companies
      • Mediclaim Policy
      • Individual Health Insurance plans
      • Critical illness insurance
      • Senior citizen health insurance
      • Arogya sanjeevani policy
      • Health Insurance Articles
      • Network Hospitals
    • Term
      • Term Insurance
      • Companies
      • Life insurance
      • Life Insurance calculator
      • Term Insurance calculator
      • Life Insurance Plans
      • 1 crore term insurance
      • Compare Term Insurance
      • Buy Term Insurance
      • Term Insurance Renewals
      • Term Insurance Articles
      • Life Insurance Articles
  • About Coverfox
    • About us
    • Insurance Blog
  • Claims
  • Contact us
  • Login
Buying Car Insurance from Coverfox is simple
Upto 85% discount. Get policy in 5 minutes.
Already Bought from Coverfox?
Renew here in 2 steps
Save upto ₹ 50,000/-
on your new car. Buy insurance from Coverfox
3000+ Cashless Garages
Never worry about payments
4.7/5
star star star star half star
4.6/5
star star star star half star
Highest rated insurance website
icon Car Insurance icon Advantages Of Electric Vehicles
  • Overview
  • List of Advantages
  • Types
  • Addons
  • Inclusions
  • Exclusions
  • How to Buy
  • How to Claim
  • All Manufacturers
  • Frequent Questions

Advantages of Electric Vehicle

Electric Vehicles have become quite prominent in recent times owing to its easy availability, positive impact on the environment and also due to affordability. In general, electric vehicles are cheaper than vehicles having an internal combustion engine. Apart from the monetary factor, there are many benefits of electric vehicles you should be aware of if you are planning to purchase one soon.

All Advantages of Electric Vehicle in India

Low Running Costs:

Electric vehicles are battery operated which means you don’t have to worry about the rising petrol or diesel prices. Cost of an EV vehicle too is low in comparison to petrol or diesel vehicles.

Lower Maintenance:

With multiple moving parts, petrol and diesel vehicles require high maintenance. However, that is not the case with electric vehicles that need comparatively lesser maintenance.

Financial and Tax Benefits:

The Government of India keeping in mind the importance of a green environment offers various policies and incentives that encourage usage of EV. For instance, registration costs and road tax on purchase of EVs is lesser than fuel powered vehicles.

Better Performance:

Over the years, the EV sector has undergone a major transformation in terms of design and performance too. Light in weight and high on performance, the demand for EVs has grown over a period of time. More so, EV vehicles are lighter in weight compared to fuel powered ones.

Ease of Driving:

EVs are easy to operate due to less moving parts and uncomplicated controls. Charging the vehicle too is easy as you can charge the batter at home, office or anywhere. The sound levels are also low in comparison to diesel and petrol vehicles.

No Tailpipe Emissions:

Electric vehicles emit zero tailpipe emissions, thus reducing the carbon footprint. You can further look for ways to reduce the carbon footprint by using renewable energy to charge EV vehicles battery.

Convenience of Charging at Home:

You don’t need to visit the nearest fuel station to fill the fuel. You can charge the electric vehicle at home and get started. You can even swap batteries to keep driving worry free without the availability of conventional fuel.

No Emissions, No Fuel:

Since electric vehicles have no emissions, it thus reduces air pollution. Moreover, EV operates on a closed circuit, it does not emit any harmful gasses. These cars do not even require petrol or diesel which means they are excellent for the environment too.

Spacious Cabin and Storage:

With less or minimal moving parts, electric vehicles have good space for storage and offer large cabin room as well. In comparison to fuel powered vehicles, EV batteries do not consume a lot of space in the vehicle.

Future Proof:

For the future, EV vehicles are considered to be a better alternative to petrol and diesel vehicles which have a harmful impact on the environment.

Types of Car Insurance

third party car insurance

Third Party

This type of car insurance provides coverage to third party life and property and does not cover the insured vehicle

comprehensive car insurance

Comprehensive

This type of car insurance provides coverage to your vehicle as well as third party and property

standalone own damage car insurance

Standalone / Own Damage

This type of insurance provides coverage for your car’s damages and losses including events caused due to man made, natural calamities, and theft.

banner_img
Compare Car Insurance & get upto 85% discount

Boost the Protection of your Car with these Add-ons

subtitle
No Claim Bonus

No Claim Bonus

No claim bonus is retained despite making multiple claims in one policy year.
Zero Depreciation

Zero Depreciation

Depreciation on parts made up of glass, plastic, rubber, nylon, etc. is is not taken into consideration at the time of claim.
Roadside Assistance

Roadside Assistance

Also known as breakdown cover, roadside assistance cover provides you with assistance like towing service, minor repair, spare key arrangements, etc.
Personal Accident Cover

Personal Accident Cover

This type of cover provides compensation up to Rs. 15 lakh in case the owner-driver dies, becomes disable or is injured due to an accident.
Engine Protection Cover

Engine Protection Cover

Provides coverage in case of loss or damages caused to the engine due to issues such as water ingression, oil spill, etc.
Daily Allowance Cover

Daily Allowance Cover

In case the insured’s car is damaged and is being repaired at a garage, then this type of cover provides travel allowance to take care of day to day expenses
Consumable Cover

Consumable Cover

A regular car insurance policy does not provide coverage for cost of consumables such as oil, nuts and bolts, lubricants, etc. But with this type of add-on such costs are covered.
Accessories Cover

Accessories Cover

With this add-on, you get coverage for car accessories such as vacuum cleaner, anti-theft device, battery charger, fire extinguisher, etc.
Passenger Cover

Passenger Cover

In case if the passengers traveling in the car get injured then this cover provides coverage for cost of hospitalization, ambulance charges, etc.
Invoice Cover

Invoice Cover

In the event of total loss, constructive loss or theft of the car, return to invoice cover provides the car owner up to the amount mentioned in the invoice.
Key Replacement Cover

Key Replacement Cover

This add on provides coverage for expenses arising from replacing the keys of the insured car.
Loss of Personal Belonging

Loss of Personal Belongings

With Loss of personal belongings Cover, your insurer will pay for any type of damages or losses to most of your personal belongings kept in the car.
Paid Driver Cover

Paid Driver Cover

Paid Driver Cover is quite helpful when you have an employed driver as it pays for any injuries caused to your driver in case of an accident.
Tyre Damage Cover

Tyre Damage Cover

Tyre Damage Cover comes in handy and provides a great deal of assistance in case of a flat tire while you are traveling.
RIM Damage Cover

RIM Damage Cover

Any warping or damages caused to rim is covered when you have purchased the Rim Damage Cover Add-on.
Voluntary Deductible

Voluntary Deductible

A Voluntary Deductible refers to a precise portion of the claim money that the policyholder agrees to pay out of his own pocket. This makes premium cheaper.

What's Covered under Car Insurance?

Accidents
Accidents
Accidents are uncertain. In case of damages caused to car due to an accident, don’t panic as with car insurance you are covered
Theft
Theft
In case of theft of the vehicle, coverage is offered up to the insured declared value mentioned in the policy
Natural and man-made calamities
Natural and Man-made Calamities
Your car is protected against man-made and natural calamities like fire, earthquake, landslide, vandalism, terrorist attack, etc.
Personal Accident
Personal Accident
Provides coverage up to Rs. 15 lakh in case of death or disability caused to the owner-driver due to an accident.
Third party liability
Third Party Liability
Get protection against death, disability or injury caused to the third party due to your car
banner_img
Compare Car Insurance & get upto 85% discount

What's Not Covered under Car Insurance?

Electrical breakdown
Mechanical breakdown
Normal wear and tear
Driving without valid driving license
Consequential loss of car
Driving under influence of drugs/alcohol
Using car for illegal purpose
Commercial use of private car
Depreciation of car parts
Damages due to contributory negligence
View More +

How to Buy / Renew Car Insurance Online at Coverfox?

  • 1 Enter Car Details
    Enter Car Details
    Fill in your Car registration number and other basic details
  • 2 Compare & Select Right Plan
    Compare & Select Right Plan
    Go through the shortlisted plans, their premiums and choose the best plan
  • 3 Add Additional Covers
    Add Additional Covers
    Increase the protection by attaching add-ons like Zero Dep. Engine Protection, etc.
  • 4 Make Online Payment
    Make Online Payment
    Pay premium online through a secure gateway from your credit/debit card, internet banking, wallet, etc.

Best Car Insurance Companies in India 2025

HDFC ERGO Car Insurance
HDFC ERGO Car Insurance
Reliance Car Insurance
Reliance Car Insurance
Oriental Car Insurance
Oriental Car Insurance
Acko Car Insurance
Acko Car Insurance
Kotak Car Insurance
Kotak Car Insurance
Royal Sundaram Car Insurance
Royal Sundaram Insurance
National Car Insurance
National Car Insurance
SBI Car Insurance
SBI Car Insurance
Liberty Car Insurance
Liberty Car Insurance
Magma HDI Car Insurance
Magma HDI Car Insurance
Shriram Car Insurance
Shriram Car Insurance
Universal Sompo Car Insurance
Universal Sompo Insurance
ICICI Lombard Car Insurance
ICICI Lombard Car Insurance
Edelweiss Car Insurance
Edelweiss Car Insurance
United India Car Insurance
United India Car Insurance
Bajaj Allianz Car Insurance
Bajaj Allianz Car Insurance
IFFCO TOKIO Car Insurance
IFFCO TOKIO Car Insurance
New India Assurance Car Insurance
New India Assurance Insurance
Digit Car Insurance
Digit Car Insurance
Tata Aig Car Insurance
Tata Aig Car Insurance
Cholamandalam MS Car Insurance
Cholamandalam MS Insurance
Future Generali Insurance
Future Generali Insurance

How to Claim Car Insurance?

  • Contact the insurance company within 48 hours of the accident or theft
  • File an FIR in case of third party damage or theft of the bike
  • Submit the required documents
  • The insurance company will appoint a surveyor to check on the extent of damages
  • The car will be sent to the garage for repair
  • Cashless service will be provided in case the car is being repaired at a network garage
  • In case of theft, insured declared value will be given to the policyholder after the police shares non traceable report
banner_img
Compare Car Insurance & get upto 85% discount

Car Manufacturers in India

Here are some quick links to find out more about car insurance in detail
Ashok Leyland Car Insurance
Aston Martin Car Insurance
Audi Car Insurance
Austin Car Insurance
Bentley Car Insurance
BMW Car Insurance
Bugatti Car Insurance
Chevrolet Car Insurance
Citroen Car Insurance
Daewoo Car Insurance
Datsun Car Insurance
DC Car Insurance
Ferrari Car Insurance
Fiat Car Insurance
Force Motors Car Insurance
Ford Car Insurance
Hindustan Motors Car Insurance
Honda Car Insurance
Hyundai Car Insurance
ICML Car Insurance
Isuzu Car Insurance
Jaguar Car Insurance
Jeep Car Insurance
KIA Car Insurance
Lamborghini Car Insurance
Landrover Car Insurance
Lexus Car Insurance
Mahindra Car Insurance
Maruti Suzuki Car Insurance
Maserati Car Insurance
Mercedes Benz Car Insurance
MG Car Insurance
Mini Cooper Car Insurance
Mini Cooper S Insurance
Mitsubishi Car Insurance
Nissan Car Insurance
Porsche Car Insurance
Premier Car Insurance
Renault Car Insurance
Rolls Royce Car Insurance
Skoda Car Insurance
Ssangyong Car Insurance
Tata Car Insurance
Toyota Car Insurance
Volkswagen Car Insurance
Volvo Car Insurance
View More +

Frequently Asked Questions

  • Why are electric cars better than petrol?

    • One of the main reasons as to why electric vehicles are better than petrol is because they are environment friendly. The EV operate via a battery that requires electricity to get charged, whereas diesel and petrol are fossil fuels. Also, EVs are cheaper compared to petrol and diesel.

  • Why are electric vehicles the future?

    • Electric vehicles are considered to be the future considering the growing fuel prices

  • Why do people choose electric cars?

    • Electric cars have lower maintenance costs, are cost efficient and do no harm to the environment which is why people choose electric cars over petrol and diesel vehicles.

  • Why are electric cars safer?

    • EV vehicles are battery powered and help you reduce your carbon footprint, thus being safe for the environment as well.

  • What happens if an electric car crashes?

    • In case an electric vehicle crashes then depending on the feature of the car, the battery gets seperated and the pyro fuses are activated which severe high voltage, thus cutting down electricity, thus decreasing the chance of an accident or coplete car crash

  • Can electric car catch fire?

    • EV cars generally do not catch fire. However, fire can be caused only due to personal negligence or in case proper precautions are not taken.

  • Do EVs require maintenance and regular service?

    • Compared to fuel cars, ev cars do not require much maintainence since there is no friction between any of the car’s parts and it needs neither lubrication or any exhaust.

  • Which insurance cover should I consider for an electric vehicle?

    • You can insure your electric car with car insurance companies like Acko, Bharti Axa, Reliance General, etc.

  • Are electric cars more expensive than fuel-powered cars?

    • Yes, compared to fuel powered cars, electric cars are expensive

  • What is the battery life of electric cars?

    • The battery life of an electric car is 15-20 years

  • How long will it take to charge an electric car battery?

    • It usually takes around 10-40 hours to fully charge an electric car battery

Show more
Close
×

Get Lowest Rates for car Insurance

With Upto 85% Discount

  • Secure
  • Licensed By
  • Payment Options
  • Car Insurance
  • Bike Insurance
  • Motor Insurance
  • Car Insurance Premium Calculator
  • Family Health Insurance
  • Senior Citizens Insurance
  • Group Insurance
  • Corona Rakshak Policy
  • Corona Kavach Policy
  • Super Topup Plan
  • Term Insurance
  • ULIP
  • e-Term Plan
  • 1 Cr Term Insurance
  • कार इन्शुरन्स
  • टू व्हीलर इंश्योरेंस
  • टर्म इंश्योरेंस
  • हेल्थ इंश्योरेंस
  • मेडिक्लेम पॉलिसी
  • Learn About Insurance
  • Network Hospitals
  • Cashless Garages
  • Get Android App
  • Get iOS App
  • Learn
  • About Us
  • Contact Us
  • Careers
  • Sitemap
  • FAQs
Connect with us
Become a Partner
Become a Coverdrive POS Agent

Coverfox Insurance Broking Pvt. Ltd. : C Wing, 6111-6118, 6th Floor, Oberoi Garden Estate, Chandivali Farm Road, Chandivali, Andheri (East), Mumbai - 400072

Licence No. 478 , IRDA Direct Broker Code: IRDA/ DB 556/ 13 , Valid till: 26/12/2025, CIN: U66000MH2013PTC243810

  • Shipping & Delivery Policy
  • Privacy Policy
  • Legal Policies
  • Cancellation & Refund
  • Terms & Conditions
Copyright © 2025 Coverfox.com. All Rights Reserved