Health Insurance Plans

Health Insurance is an insurance product that provides financial protection against the expenses, i.e., cost involved for the treatment of yourself or your family members. These medical expenses can arise out of an accident, illness, diagnosis. A health insurance plan covers various expenses like Room Rent, Medical Bills, Doctors Fees, Surgery expenses, and so on up to the sum insured offered under the health insurance plan.

Buying a health insurance plan today is essential. The COVID-19 pandemic has taken a huge toll on the public and private health institutions across India. In addition to the lack of access to quality healthcare, the cost of medical treatment and hospitalization has also increased.

The best way to protect yourself and your family is by buying a comprehensive health insurance plan. Health insurance plans will take care of all your financial needs during emergency hospitalization and medical treatment.

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Best Health Insurance Plan of 2021 March

A health insurance plan is nothing but a specific type of insurance plan. The policy details the cover and medical expenses covered under it.

For example, suppose you or anyone of your family members required emergency hospitalization due to an accident or illness. In that case, your health insurance plan will cover the cost of medical treatment/surgery.

When it comes to your family, you should consider no less than the best. To help you with the same, we have created a list of India's best health insurance plans.

Plus, you can buy, compare, and renew all of these policies instantly online on Coverfox!

Health Insurance Plan Sum Insured Network Hospitals
Universal Sompo Individual Health Plan
Rs. 10 lakhs
5000+
United India UNI Criticare Health Plan
Rs. 1 lakh - Rs. 10 lakhs
7000+
Tata AIG MediCare Plan
Rs. 2 lakhs - Rs. 10 lakhs
3000+
SBI Health Insurance Arogya Premier Policy
Rs. 10 lakhs - Rs. 30 lakhs
6000+
Star Health Family Optima Insurance Plan
Rs. 1 lakh - Rs. 25 lakhs
9800+
Reliance Health Insurance Critical Illness Plan
Rs. 5 lakhs - Rs. 10 lakhs
4000+
Royal Sundaram Life Supreme Plan
Rs. 5 lakhs - Rs. 50 lakhs
5000+
Raheja Health QBE Insurance
Rs. 1 lakh - Rs. 50 lakhs
2000+
Oriental Individual Mediclaim Health Plan
Rs. 1 lakh - Rs. 10 lakhs
4300+
New India Assurance Senior Citizen Mediclaim Policy
Rs. 1 lakh - Rs. 15 lakhs
3000+
National Health Parivar Mediclaim Plus
Up to Rs. 50 lakhs
6000+
ManipalCigna ProHealth Plan
Rs. 2.5 lakhs - Rs. 1 Crore
6500+
Max Bupa Companion Individual Health Plan
Rs. 3 lakhs - Rs. 1 Crore
4115+
Liberty Health Connect Supra Top-up Plan
Up to Rs. 1 Crore
3000+
IFFCO Tokio Health Protector Plus Plan
Rs. 2 lakhs - Rs. 25 lakhs
5000+
HDFC ERGO my:Health Suraksha Silver Smart Plan
Rs. 3 lakhs - Rs. 50 lakhs
10000+
Future Generali Criticare Plan
Rs. 5 lakhs - Rs. 50 lakhs
5000+
Edelweiss Health Insurance Plan
Rs. 5 lakhs - Rs. 1 Crore
2578+
Digit Health Insurance
Rs. 2 lakhs - Rs. 25 lakhs
5900+
Chola Healthline Plan
Rs. 2 lakhs - Rs. 25 lakhs
6500+
Care Health Care Plan
Rs. 4 lakhs - Rs. 6 Crores
7400+
Bharti AXA Smart Health Assure Plan
Rs. 3 lakhs - Rs. 5 lakhs
4300+
Bajaj Allianz Health Guard Plan
Rs. 1.5 lakhs - Rs. 50 lakhs
6500+
Aditya Birla Activ Assure Diamond Plan
Rs. 2 lakhs - Rs. 2 Crores
6000+

Advantages of Health Insurance Buy Online

Online comparison of different health insurance plans is your best option. Here are the key advantages of online comparison:

  • Hassle-Free Process - The entire procedure of comparing and buying a health policy online is a paperless process. You need not look through multiple brochures of different insurance plans.

  • Compare Best Plans - With Coverfox’s intuitive and straightforward homepage, all you need to do is enter a few details, and the search engine will showcase the best health plans with features on a single webpage.

  • Save Money - With the online mode, you can also compare the different types of discounts across other health insurers and plans.

  • Calculate Premium Online - At Coverfox, you can utilize the online premium calculator for free. You no longer need to worry about the right premium amount; we will calculate it for you!

  • Customized Plans - With the online comparison mode, you get to compare the different features and benefits of multiple health insurance plans at the click of a button. This saves time, effort, and money!

Insurer Wise Health Insurance Policies

Here is a list of some of the best health insurance policies in India for 2020. All information has been sourced from the official website of the respective insurers.

Star Health Insurance Plans

  • Family Health Optima Health Insurance Plan

  • Medi-Classic Insurance Policy

  • Star Health Gain Insurance Policy

  • Diabetes Safe Insurance Policy

  • Star Cardiac Care Insurance Policy

  • Star Cancer Care Gold

  • Star Care Micro Insurance Policy

  • Star Criticare Plus Insurance Policy

  • Star Family Delite Insurance Policy

  • Star Special Care

  • Star Novel Coronavirus (nCoV) (COVID-19) Plan

All the plans listed above have been sourced from the official website of the insurance company. (Last updated on 8.10.2020)

SBI General Insurance - Health Insurance Plans

  • Arogya Sanjeevani Policy

  • Arogya Premier Policy

  • Arogya Plus Policy

  • Arogya Top-up Policy

  • Retail Health Insurance Policy

  • Retail Health Insurance Policy

  • Hospital Daily Cash Insurance Policy

  • Group Health Insurance - SBI

  • Loan Insurance Policy

All the plans listed above have been sourced from the official website of the insurance company. (Last updated on 8.10.2020)

LIC Health Insurance Plans

  • LIC’s Health Protection Plus

  • LIC’s Jeevan Arogya

  • LIC’s Cancer Cover

All the plans listed above have been sourced from the official website of the insurance company. (Last updated on 8.10.2020)

Care Health Insurance Plans

  • Care Health Plan

  • Care Freedom

  • Care for Senior Citizen

  • Joy Health Plan

  • Care Heart

  • Health Insurance Top-Up

  • Diabetes Health Insurance

  • Heart Insurance with Top-Up

All the plans listed above have been sourced from the official website of the insurance company. (Last updated on 8.10.2020)

HDFC ERGO General Insurance - Health Insurance Plans

  • Individual Health Insurance Plan

  • Family Health Insurance Plan

  • my:Health Medisure Super Top Up Plan

  • Corona Kavach Policy

  • Care Heart

  • Senior Citizens Health Insurance Plan

  • Parents Health Insurance Plan

  • my:Health Women Suraksha Plan

  • Critical Illness Insurance Plan

All the plans listed above have been sourced from the official website of the insurance company. (Last updated on 8.10.2020)

HDFC Life Health Insurance Plans

  • HDFC Life Easy Health

  • Click 2 Protect Health

  • HDFC Life Cardiac Care

All the plans listed above have been sourced from the official website of the insurance company. (Last updated on 8.10.2020)

Max Bupa Health Insurance Plans

  • Max Bupa Health Companion

  • Max Bupa Go Active

  • Max Bupa Health Premia

  • Max Bupa Corona Kavach

  • Max Bupa Reassure

  • Max Bupa Money Saver

  • Max Bupa HeartBeat

  • Max Bupa Super Saver

  • Max Bupa Health Plus

All the plans listed above have been sourced from the official website of the insurance company. (Last updated on 8.10.2020)

ICICI Lombard General Insurance - Health Insurance Plans

  • ICICI Lombard Complete Health Insurance

  • Health Booster Policy

  • Arogya Sanjeevani Policy, ICICI Lombard

All the plans listed above have been sourced from the official website of the insurance company. (Last updated on 8.10.2020)

Bajaj Allianz General Insurance - Health Plans

  • Individual Health Insurance

  • Family Health Insurance

  • Critical Illness Insurance

  • Critical Illness Insurance for Women

  • Health Insurance for Senior Citizens

  • Health Infinity Plan

  • Top Up Health Insurance

  • Personal Accident Insurance

  • M Care Health Insurance

  • Hospital Cash

  • Arogya Sanjeevani Policy

  • Comprehensive Health Insurance

  • Tax Gain

  • Star Package Policy

All the plans listed above have been sourced from the official website of the insurance company. (Last updated on 8.10.2020)

Aditya Birla Health Insurance Plans

  • Activ Assure Diamond

  • Active Health Platinum Enhanced/Essential

  • Activ Care Senior Citizen

  • Activ Secure Personal Accident/Critical Illness

  • Hospital Cash

  • Cancer Care

  • Global Health Secure

All the plans listed above have been sourced from the official website of the insurance company. (Last updated on 8.10.2020)

Tata AIG General Insurance - Health Plans

  • TATA AIG Medicare

  • TATA AIG MediCare Plus

All the plans listed above have been sourced from the official website of the insurance company. (Last updated on 8.10.2020)

Best Family Health Insurance Plans in India 2021

Here is a list of some of the top family floater plans for 2020. Want more details? Call us today at 1800 209 9930!

Health Insurance Plan Sum Insured Waiting Period
Universal Sompo Complete Healthcare Rs. 10 lakhs 36 months
United India Family Medicare Policy Rs. 1 lakh - Rs. 10 lakhs 24 months
Tata AIG Wellsurance Family Policy Rs. 2 lakhs - Rs. 4 lakhs 48 months
SBI Health Insurance Arogya Premier Policy Rs. 10 lakhs - Rs. 30 lakhs 48 months
Star Health Family Optima Insurance Plan Rs. 1 lakh - Rs. 15 lakhs 48 months
Reliance HealthWise Plan Rs. 1 lakh - Rs. 5 lakhs 24 months
Royal Sundaram Lifeline Health Insurance Rs. 1 lakh - Rs. 150 lakhs 24 months
Raheja Health QBE Insurance Policy Rs. 1 lakh - Rs. 50 lakhs NA
Oriental Insurance Happy Family Floater Policy Rs. 1 lakh - Rs. 20 lakhs 48 months
New India Assurance Family Floater Mediclaim Policy Rs. 2 lakhs - Rs. 5 lakhs 48 months
National Insurance Mediclaim Policy Rs. 50,000 - Rs. 5 lakhs 48 months
ManipalCigna Family floater ProHealth Plan Rs. 2.5 lakhs - Rs. 50 lakhs 48 months
Max Bupa Heartbeat Family First Health Insurance Plan Rs. 3 lakhs - Rs. 50 lakhs 24 - Gold/Platinum Plan 48 months - Silver Plan
Liberty Secure Health Connect Rs. 3 lakhs - Rs. 15 lakhs NA
Kotak Mahindra Family Health Insurance Rs. 2 lakhs - Rs. 100 lakhs 48 months
IFFCO Tokio Family Health Protector Plan Rs. 1.5 lakhs - Rs. 30 lakhs NA
HDFC ERGO my:Health Suraksha Silver Smart Plan Rs. 5 lakhs - Rs. 10 lakhs 48 months
Future Generali Future Health Suraksha Family Plan Rs. 5 lakhs - Rs. 10 lakhs 48 months
Edelweiss Family Floater Health Insurance Plan Up to Rs. 1 Crore NA

All information given above has been sourced from the official website of the respective insurers. (Last updated on 8.10.2020)

Best Family Floater Health Plans in India

A family floater, health insurance plan, will cover you and your entire family under a single umbrella cover. The sum insured is distributed evenly among each family member. This is a cheaper option than buying a new health plan for each member of your family.

The key features of a family floater health plan are:

  • It covers multiple members of your family under a single cover.
  • Offers cashless as well as reimbursement facility
  • Comes with COVID-19 Cover
  • Many insurers provide family floater plans online. You can purchase the plan directly from the website of the insurer.
  • Provides a high sum insured at the cost of affordable single premium
Plan Name Features Basic Premium (Annual)
Max Bupa Health Companion Family Floater
  • No max entry age
  • Lifelong Renewal
  • Domiciliary Treatment
  • NCB
  • Health Check-up
  • AYUSH Benefit
  • 48 months waiting period
  • Rs. 15,194/y*
    Star Family Health Optima
  • Health Check-up
  • Restoration Benefit
  • Daycare procedures
  • Additional sum insured for road accident
  • 48 months waiting period
  • Rs. 15,417/*
    HDFC ERGO my:Health Suraksha Silver Smart Family Floater Plan
  • No room rent capping
  • No max entry age
  • Restoration benefit
  • Free annual health check-up
  • Cashless home healthcare
  • 586 daycare procedures included
  • AYUSH Benefit
  • 36 months waiting period
  • Rs. 16,107/*
    Care Health Insurance
  • Annual Health Check-up
  • NCB
  • Lifelong renewability
  • Second medical opinion
  • No room rent capping
  • Maternity Cover Post 2 years
  • 48 months waiting period
  • Rs. 14,746/*
    MaipalCigna Prohealth Plus
  • Free health check-up
  • Single Private Room
  • Maternity Cover
  • Wider Coverage
  • Pre-existing diseases are covered
  • Rs. 16,063/*

    All information has been sourced from the official website of the respective insurers. (Last Updated 8.10.2020)

    The premium mentioned above is subject to change depending on the number of family members, no pre-existing diseases, no smoking/alcohol habits, and the sum insured.

    Health Insurance for Parents

    One of the Indian insurance market's best features is that it is saturated with numerous health insurance plans for you and your family. You can get customized plans online based on your budget and family needs. There are specially designed health insurance plans for your parents, even if they are senior citizens and have touched the age of 60 years!

    Are you looking for the best health insurance plans for your parents? Look no further! Our super-smart algorithm will do all the hard work for you. Visit Coverfox and let us take care of your insurance needs.

    Here is a list of the best health plans in 2020 for your parents in India.

    Health Insurance Plan Eligibility Criteria Sum Insured
    Universal Sompo Senior Citizen Health Plan 60 years and above Rs. 1 - Rs. 5 lakhs
    United India UNI Senior Citizen Mediclaim Policy 61 to 80 years Rs. 1 - Rs. 3 lakhs
    Tata AIG Medi Senior Health Plan 61 years and above Rs. 2 lakhs - Rs. 5 lakhs
    Star Health Red Carpet Plan 60 years - 75 years Rs. 1 lakh - Rs. 25 lakhs
    Bajaj Allianz Silver Plan 60 years - 75 years Rs. 50,000 - Rs. 5 lakhs
    Bharti AXA Senior Citizens Health Insurance 18 years - 65 years Rs. 5 lakhs - 1 Crore
    SBI Health Arogya Top Up Up to 65 years Rs. 1 lakh - Rs. 5 lakhs
    Reliance Health Gain Up to 65 years Rs. 3 lakhs - Rs. 18 lakhs
    Raheja QBE Health Health Insurance Up to 65 years Rs. 1 lakh - Rs. 50 lakhs
    Oriental Health Insurance 60 years and above Rs. 1 lakh - Rs. 5 lakhs
    New India Assurance Senior Citizen Mediclaim Plan 60 years - 80 years Rs. 1 lakh - Rs. 1.5 lakhs
    National Insurance Varistha Mediclaim Policy for Senior Citizen 60 years - 80 years Rs. 1 lakh - Rs. 2 lakhs
    Max Bupa Companion Family Floater Plan No upper age limit Rs. 2 lakhs - Rs. 1 Crore
    ManipalCigna Lifestyle Protection Accident Care Up to 80 years Rs. 50,000 - Rs. 10 Crores
    Liberty Health Insurance Up to 65 years Rs. 2 lakhs - Rs. 15 lakhs
    Kotak Mahindra Family Health Plan Up to 65 years Rs. 2 lakhs - Rs. 100 lakhs
    IFFCO Tokio Individual Medishield Plan 3 months - 80 years Rs. 50,000 - Rs. 5 lakhs
    HDFC my: Health Medisure Classic Insurance No upper age limit Rs. 2 lakhs - Rs. 5 lakhs
    Future Generali Health Suraksha Plan Up to 70 years Rs. 5 lakhs - Rs. 10 lakhs
    Edelweiss Health Insurance Platinum Plan Any age Rs. 15 lakhs - Rs. 1 Crore
    Cholamandalam Health Insurance 3 months - 70 years Rs. 2 lakhs - Rs. 25 lakhs
    Care Health Plan 46 years to lifelong option Rs. 3 lakhs - Rs. 10 lakhs
    Aditya Birla Activ Care Senior Citizen Health Plan 55 years to 80 years Rs. 10 lakhs - Rs. 25 lakhs

    All information given above has been sourced from the official website of the respective insurers. (Last updated on 8.10.2020)

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